SLM AUTO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SLM AUTO
Largest movements
- Stocks and contracts +€83,500
up €83,500 (+72.7%), from €114,818 to €198,318
- Receivables within one year +€58,952
up €58,952 (+441.2%), from €13,362 to €72,314
of which Trade receivables: +€67,703
- Tangible fixed assets -€23,488
down €23,488 (-48.9%), from €48,011 to €24,523
of which Furniture and vehicles: -€22,471
- Cash -€9,229
down €9,229 (-22.4%), from €41,178 to €31,949
mainly Stocks and contracts (-€83,500) and Receivables within one year (-€58,952)
- Trade debts +€80,592
up €80,592 (+11455.8%), from €704 to €81,295
- Profit (loss) carried forward +€27,920
up €27,920 (+61.9%), from -€45,139 to -€17,219
- Tax, wage and social debts +€7,442
up €7,442 (+22.9%), from €32,570 to €40,012
of which Remuneration and social security: +€6,506
- Current portion of long-term debt -€6,067
down €6,067 (-59.1%), from €10,267 to €4,200
- Gross operating margin +€73,709
up €73,709, from -€262 to €73,447
- Other operating charges +€18,489
up €18,489 (+3896.8%), from €474 to €18,963
- Depreciation -€4,852
down €4,852 (-15.6%), from €31,070 to €26,218
- Staff costs -€3,331
no longer reported in 2025 (was €3,331)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €226,211 | €335,598 | +€109,387 | +48.4% |
| Fixed assets | 21/28 | €54,313 | €30,825 | -€23,488 | -43.2% |
| Tangible fixed assets | 22/27 | €48,011 | €24,523 | -€23,488 | -48.9% |
| Plant, machinery and equipment | 23 | €2,732 | €1,715 | -€1,017 | -37.2% |
| Furniture and vehicles | 24 | €45,279 | €22,808 | -€22,471 | -49.6% |
| Financial fixed assets | 28 | €6,302 | €6,302 | = | 0.0% |
| Current assets | 29/58 | €171,899 | €304,773 | +€132,874 | +77.3% |
| Stocks and contracts in progress | 3 | €114,818 | €198,318 | +€83,500 | +72.7% |
| Stocks | 30/36 | €114,818 | €198,318 | +€83,500 | +72.7% |
| Amounts receivable within one year | 40/41 | €13,362 | €72,314 | +€58,952 | +441.2% |
| Trade receivables | 40 | - | €67,703 | +€67,703 | |
| Other amounts receivable | 41 | €13,362 | €4,611 | -€8,751 | -65.5% |
| Cash at bank and in hand | 54/58 | €41,178 | €31,949 | -€9,229 | -22.4% |
| Deferred charges and accrued income | 490/1 | €2,540 | €2,192 | -€348 | -13.7% |
| Total equity and liabilities | 10/49 | €226,211 | €335,598 | +€109,387 | +48.4% |
| Equity | 10/15 | -€24,679 | €3,241 | +€27,920 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Outside capital | 11 | €18,600 | €18,600 | = | 0.0% |
| Other | 1109/19 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€45,139 | -€17,219 | +€27,920 | +61.9% |
| Amounts payable | 17/49 | €250,891 | €332,357 | +€81,466 | +32.5% |
| Amounts payable within one year | 42/48 | €250,891 | €332,357 | +€81,466 | +32.5% |
| Current portion of amounts payable after more than one year | 42 | €10,267 | €4,200 | -€6,067 | -59.1% |
| Trade debts | 44 | €704 | €81,295 | +€80,592 | +11455.8% |
| Suppliers | 440/4 | €704 | €81,295 | +€80,592 | +11455.8% |
| Taxes, remuneration and social security | 45 | €32,570 | €40,012 | +€7,442 | +22.9% |
| Taxes | 450/3 | €4,130 | €5,067 | +€937 | +22.7% |
| Remuneration and social security | 454/9 | €28,439 | €34,945 | +€6,506 | +22.9% |
| Other amounts payable | 47/48 | €207,350 | €206,850 | -€500 | -0.2% |
| Non-recurring operating income | 76A | €75 | - | -€75 | |
| Remuneration, social security and pensions | 62 | €3,331 | - | -€3,331 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €31,070 | €26,218 | -€4,852 | -15.6% |
| Other operating charges | 640/8 | €474 | €18,963 | +€18,489 | +3896.8% |
| Gross operating margin | 9900 | -€262 | €73,447 | +€73,709 | |
| Operating profit (loss) | 9901 | -€35,137 | €28,266 | +€63,403 | |
| Financial income | 75/76B | €76 | €20 | -€56 | -73.8% |
| Recurring financial income | 75 | €1 | €20 | +€19 | +1961.9% |
| Non-recurring financial income | 76B | €75 | - | -€75 | |
| Financial charges | 65/66B | €385 | €366 | -€19 | -5.0% |
| Recurring financial charges | 65 | €385 | €366 | -€19 | -5.0% |
| Profit (loss) for the period before taxes | 9903 | -€35,446 | €27,920 | +€63,366 | |
| Profit (loss) for the period | 9904 | -€35,446 | €27,920 | +€63,366 | |
| Profit (loss) for the period to be appropriated | 9905 | -€35,446 | €27,920 | +€63,366 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.