SJML IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SJML IMMO
Largest movements
- Tangible fixed assets -€24,509
down €24,509 (-3.0%), from €824,814 to €800,305
- Debts after one year -€51,518
down €51,518 (-7.4%), from €696,862 to €645,344
- Profit (loss) carried forward +€32,897
up €32,897 (+186.0%), from €17,683 to €50,579
- Other debts -€18,749
down €18,749 (-28.4%), from €66,033 to €47,285
- Tax, wage and social debts +€11,975
up €11,975 (+179.2%), from €6,684 to €18,659
- Taxes +€5,291
up €5,291 (+79.2%), from €6,684 to €11,975
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €841,016 | €817,178 | -€23,838 | -2.8% |
| Fixed assets | 21/28 | €824,814 | €800,305 | -€24,509 | -3.0% |
| Tangible fixed assets | 22/27 | €824,814 | €800,305 | -€24,509 | -3.0% |
| Land and buildings | 22 | €824,814 | €800,305 | -€24,509 | -3.0% |
| Current assets | 29/58 | €16,202 | €16,872 | +€671 | +4.1% |
| Cash at bank and in hand | 54/58 | €16,202 | €16,872 | +€671 | +4.1% |
| Total equity and liabilities | 10/49 | €841,016 | €817,178 | -€23,838 | -2.8% |
| Equity | 10/15 | €20,183 | €53,079 | +€32,897 | +163.0% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €17,683 | €50,579 | +€32,897 | +186.0% |
| Amounts payable | 17/49 | €820,833 | €764,098 | -€56,734 | -6.9% |
| Amounts payable after more than one year | 17 | €696,862 | €645,344 | -€51,518 | -7.4% |
| Financial debts | 170/4 | €696,862 | €645,344 | -€51,518 | -7.4% |
| Amounts payable within one year | 42/48 | €123,970 | €118,754 | -€5,216 | -4.2% |
| Current portion of amounts payable after more than one year | 42 | €50,968 | €51,518 | +€550 | +1.1% |
| Trade debts | 44 | €285 | €1,292 | +€1,007 | +352.9% |
| Suppliers | 440/4 | €285 | €1,292 | +€1,007 | +352.9% |
| Taxes, remuneration and social security | 45 | €6,684 | €18,659 | +€11,975 | +179.2% |
| Taxes | 450/3 | €6,684 | €18,659 | +€11,975 | +179.2% |
| Other amounts payable | 47/48 | €66,033 | €47,285 | -€18,749 | -28.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,509 | €24,509 | = | 0.0% |
| Other operating charges | 640/8 | €968 | €998 | +€31 | +3.2% |
| Gross operating margin | 9900 | €80,048 | €80,262 | +€214 | +0.3% |
| Operating profit (loss) | 9901 | €54,572 | €54,755 | +€183 | +0.3% |
| Financial charges | 65/66B | €9,945 | €9,883 | -€61 | -0.6% |
| Recurring financial charges | 65 | €9,945 | €9,883 | -€61 | -0.6% |
| Profit (loss) for the period before taxes | 9903 | €44,627 | €44,872 | +€245 | +0.5% |
| Income taxes | 67/77 | €6,684 | €11,975 | +€5,291 | +79.2% |
| Profit (loss) for the period | 9904 | €37,943 | €32,897 | -€5,046 | -13.3% |
| Profit (loss) for the period to be appropriated | 9905 | €37,943 | €32,897 | -€5,046 | -13.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.