SJ-INTERIO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SJ-INTERIO
Largest movements
- Tangible fixed assets -€83,265
down €83,265 (-6.7%), from €1.2m to €1.2m
of which Land and buildings: -€81,908
- Receivables within one year +€16,839
up €16,839 (+196.7%), from €8,562 to €25,401
of which Trade receivables: +€15,523
- Debts after one year -€69,645
down €69,645 (-24.4%), from €285,563 to €215,918
- Other debts -€32,246
down €32,246 (-16.6%), from €194,126 to €161,880
- Profit (loss) carried forward +€25,246
up €25,246 (+9.1%), from -€276,997 to -€251,751
- Depreciation -€52,446
down €52,446 (-38.6%), from €135,711 to €83,265
- Gross operating margin +€47,928
up €47,928 (+49.1%), from €97,540 to €145,468
- Financial charges -€4,485
down €4,485 (-53.3%), from €8,410 to €3,925
- Other operating charges +€3,703
up €3,703 (+12.4%), from €29,772 to €33,475
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,331,929 | €1,275,712 | -€56,217 | -4.2% |
| Fixed assets | 21/28 | €1,240,949 | €1,157,684 | -€83,265 | -6.7% |
| Tangible fixed assets | 22/27 | €1,240,949 | €1,157,684 | -€83,265 | -6.7% |
| Land and buildings | 22 | €1,238,608 | €1,156,700 | -€81,908 | -6.6% |
| Plant, machinery and equipment | 23 | €627 | €303 | -€324 | -51.7% |
| Furniture and vehicles | 24 | €1,714 | €681 | -€1,033 | -60.3% |
| Current assets | 29/58 | €90,980 | €118,028 | +€27,048 | +29.7% |
| Amounts receivable within one year | 40/41 | €8,562 | €25,401 | +€16,839 | +196.7% |
| Trade receivables | 40 | €7,726 | €23,249 | +€15,523 | +200.9% |
| Other amounts receivable | 41 | €836 | €2,152 | +€1,316 | +157.4% |
| Cash at bank and in hand | 54/58 | €75,237 | €77,869 | +€2,632 | +3.5% |
| Deferred charges and accrued income | 490/1 | €7,181 | €14,758 | +€7,577 | +105.5% |
| Total equity and liabilities | 10/49 | €1,331,929 | €1,275,712 | -€56,217 | -4.2% |
| Equity | 10/15 | €665,773 | €691,019 | +€25,246 | +3.8% |
| Contributions | 10/11 | €633,000 | €633,000 | = | 0.0% |
| Capital | 10 | €633,000 | €633,000 | = | 0.0% |
| Issued capital | 100 | €633,000 | €633,000 | = | 0.0% |
| Reserves | 13 | €309,770 | €309,770 | = | 0.0% |
| Non-distributable reserves | 130/1 | €40,499 | €40,499 | = | 0.0% |
| Legal reserve | 130 | €40,499 | €40,499 | = | 0.0% |
| Distributable reserves | 133 | €269,271 | €269,271 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€276,997 | -€251,751 | +€25,246 | +9.1% |
| Provisions and deferred taxes | 16 | €64,532 | €64,532 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €64,532 | €64,532 | = | 0.0% |
| Pensions and similar obligations | 160 | €64,532 | €64,532 | = | 0.0% |
| Amounts payable | 17/49 | €601,624 | €520,161 | -€81,463 | -13.5% |
| Amounts payable after more than one year | 17 | €285,563 | €215,918 | -€69,645 | -24.4% |
| Financial debts | 170/4 | €285,563 | €215,918 | -€69,645 | -24.4% |
| Amounts payable within one year | 42/48 | €308,167 | €296,349 | -€11,818 | -3.8% |
| Current portion of amounts payable after more than one year | 42 | €88,861 | €92,545 | +€3,684 | +4.1% |
| Trade debts | 44 | €25,175 | €33,956 | +€8,781 | +34.9% |
| Suppliers | 440/4 | €25,175 | €33,956 | +€8,781 | +34.9% |
| Advances received on contracts in progress | 46 | - | €5,718 | +€5,718 | |
| Taxes, remuneration and social security | 45 | €5 | €2,250 | +€2,245 | +44900.0% |
| Taxes | 450/3 | €5 | - | -€5 | |
| Remuneration and social security | 454/9 | - | €2,250 | +€2,250 | |
| Other amounts payable | 47/48 | €194,126 | €161,880 | -€32,246 | -16.6% |
| Accrued charges and deferred income | 492/3 | €7,894 | €7,894 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €135,711 | €83,265 | -€52,446 | -38.6% |
| Other operating charges | 640/8 | €29,772 | €33,475 | +€3,703 | +12.4% |
| Gross operating margin | 9900 | €97,540 | €145,468 | +€47,928 | +49.1% |
| Operating profit (loss) | 9901 | -€67,943 | €28,728 | +€96,671 | |
| Financial income | 75/76B | €100 | €443 | +€343 | +343.0% |
| Recurring financial income | 75 | €100 | €443 | +€343 | +343.0% |
| Financial charges | 65/66B | €8,410 | €3,925 | -€4,485 | -53.3% |
| Recurring financial charges | 65 | €8,410 | €3,925 | -€4,485 | -53.3% |
| Profit (loss) for the period before taxes | 9903 | -€76,253 | €25,246 | +€101,499 | |
| Profit (loss) for the period | 9904 | -€76,253 | €25,246 | +€101,499 | |
| Profit (loss) for the period to be appropriated | 9905 | -€76,253 | €25,246 | +€101,499 |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.