SJ Interieur: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SJ Interieur
Largest movements
- Tangible fixed assets -€11,802
down €11,802 (-16.8%), from €70,126 to €58,324
- Cash +€4,019
up €4,019, from €0 to €4,019
mainly Depreciation (+€11,802) and Net result for the year (+€3,880)
- Debts after one year -€11,599
down €11,599 (-33.8%), from €34,346 to €22,747
- Profit (loss) carried forward +€3,880
up €3,880 (+33.5%), from -€11,575 to -€7,695
- Other debts +€2,805
up €2,805 (+63.5%), from €4,420 to €7,225
- Short-term financial debts -€2,656
down €2,656 (-100%), from €2,656 to €0
- Trade debts -€937
down €937 (-25.7%), from €3,648 to €2,711
- Gross operating margin +€6,096
up €6,096 (+41.4%), from €14,737 to €20,833
- Depreciation -€3,207
down €3,207 (-21.4%), from €15,009 to €11,802
- Financial charges -€368
down €368 (-9.8%), from €3,758 to €3,390
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €79,011 | €70,969 | -€8,042 | -10.2% |
| Fixed assets | 21/28 | €70,126 | €58,324 | -€11,802 | -16.8% |
| Tangible fixed assets | 22/27 | €70,126 | €58,324 | -€11,802 | -16.8% |
| Plant, machinery and equipment | 23 | €14,475 | €10,896 | -€3,578 | -24.7% |
| Furniture and vehicles | 24 | €3,787 | €1,568 | -€2,219 | -58.6% |
| Leasing and similar rights | 25 | €51,091 | €45,324 | -€5,767 | -11.3% |
| Other tangible fixed assets | 26 | €774 | €536 | -€238 | -30.8% |
| Current assets | 29/58 | €8,885 | €12,645 | +€3,760 | +42.3% |
| Stocks and contracts in progress | 3 | €2,177 | €2,418 | +€241 | +11.0% |
| Stocks | 30/36 | €2,177 | €2,418 | +€241 | +11.0% |
| Amounts receivable within one year | 40/41 | €5,223 | €4,678 | -€546 | -10.4% |
| Trade receivables | 40 | €1,637 | €3,264 | +€1,627 | +99.4% |
| Other amounts receivable | 41 | €3,586 | €1,413 | -€2,173 | -60.6% |
| Cash at bank and in hand | 54/58 | €0 | €4,019 | +€4,019 | |
| Deferred charges and accrued income | 490/1 | €1,484 | €1,531 | +€46 | +3.1% |
| Total equity and liabilities | 10/49 | €79,011 | €70,969 | -€8,042 | -10.2% |
| Equity | 10/15 | €20,345 | €24,225 | +€3,880 | +19.1% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €25,719 | €25,719 | = | 0.0% |
| Distributable reserves | 133 | €25,719 | €25,719 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€11,575 | -€7,695 | +€3,880 | +33.5% |
| Amounts payable | 17/49 | €58,666 | €46,745 | -€11,922 | -20.3% |
| Amounts payable after more than one year | 17 | €34,346 | €22,747 | -€11,599 | -33.8% |
| Financial debts | 170/4 | €34,346 | €22,747 | -€11,599 | -33.8% |
| Amounts payable within one year | 42/48 | €24,220 | €23,998 | -€222 | -0.9% |
| Current portion of amounts payable after more than one year | 42 | €11,075 | €11,599 | +€524 | +4.7% |
| Financial debts | 43 | €2,656 | €0 | -€2,656 | -100% |
| Credit institutions | 430/8 | €2,656 | €0 | -€2,656 | -100% |
| Trade debts | 44 | €3,648 | €2,711 | -€937 | -25.7% |
| Suppliers | 440/4 | €3,648 | €2,711 | -€937 | -25.7% |
| Taxes, remuneration and social security | 45 | €2,421 | €2,462 | +€42 | +1.7% |
| Taxes | 450/3 | €171 | €396 | +€225 | +132% |
| Remuneration and social security | 454/9 | €2,250 | €2,066 | -€184 | -8.2% |
| Other amounts payable | 47/48 | €4,420 | €7,225 | +€2,805 | +63.5% |
| Accrued charges and deferred income | 492/3 | €100 | €0 | -€100 | -100% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €15,009 | €11,802 | -€3,207 | -21.4% |
| Other operating charges | 640/8 | €1,494 | €1,622 | +€128 | +8.5% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €14,737 | €20,833 | +€6,096 | +41.4% |
| Operating profit (loss) | 9901 | -€1,766 | €7,410 | +€9,175 | |
| Financial income | 75/76B | €1 | €1 | +€0 | +3.0% |
| Recurring financial income | 75 | €1 | €1 | +€0 | +3.0% |
| Financial charges | 65/66B | €3,758 | €3,390 | -€368 | -9.8% |
| Recurring financial charges | 65 | €3,758 | €3,390 | -€368 | -9.8% |
| Profit (loss) for the period before taxes | 9903 | -€5,522 | €4,021 | +€9,543 | |
| Income taxes | 67/77 | €140 | €141 | +€1 | +1.0% |
| Profit (loss) for the period | 9904 | -€5,662 | €3,880 | +€9,542 | |
| Profit (loss) for the period to be appropriated | 9905 | -€5,662 | €3,880 | +€9,542 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 22 October 2026 via checked.be.