SJ IMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SJ IMMO
Largest movements
- Cash -€1,560
down €1,560 (-9.3%), from €16,698 to €15,138
mainly Net result for the year (-€1,834)
- Profit (loss) carried forward -€1,834
down €1,834 (-11.5%), from -€16,000 to -€17,833
- Trade debts +€274
up €274 (+217.2%), from €126 to €400
- Gross operating margin +€2,181
up €2,181 (+72.8%), from -€2,997 to -€816
- Other operating charges +€827
up €827 (+656.3%), from €126 to €953
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €16,698 | €15,138 | -€1,560 | -9.3% |
| Current assets | 29/58 | €16,698 | €15,138 | -€1,560 | -9.3% |
| Cash at bank and in hand | 54/58 | €16,698 | €15,138 | -€1,560 | -9.3% |
| Total equity and liabilities | 10/49 | €16,698 | €15,138 | -€1,560 | -9.3% |
| Equity | 10/15 | €16,572 | €14,738 | -€1,834 | -11.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €13,972 | €13,972 | = | 0.0% |
| Distributable reserves | 133 | €13,972 | €13,972 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€16,000 | -€17,833 | -€1,834 | -11.5% |
| Amounts payable | 17/49 | €126 | €400 | +€274 | +217.2% |
| Amounts payable within one year | 42/48 | €126 | €400 | +€274 | +217.2% |
| Trade debts | 44 | €126 | €400 | +€274 | +217.2% |
| Suppliers | 440/4 | €126 | €400 | +€274 | +217.2% |
| Other operating charges | 640/8 | €126 | €953 | +€827 | +656.3% |
| Gross operating margin | 9900 | -€2,997 | -€816 | +€2,181 | +72.8% |
| Operating profit (loss) | 9901 | -€3,123 | -€1,769 | +€1,354 | +43.4% |
| Financial charges | 65/66B | €64 | €65 | +€1 | +0.8% |
| Recurring financial charges | 65 | €64 | €65 | +€1 | +0.8% |
| Profit (loss) for the period before taxes | 9903 | -€3,187 | -€1,834 | +€1,354 | +42.5% |
| Profit (loss) for the period | 9904 | -€3,187 | -€1,834 | +€1,354 | +42.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,187 | -€1,834 | +€1,354 | +42.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.