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SIVIA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SIVIA

BE 0807.567.659
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€32,816
2023 · €2,874+€29,942
Equity
€14,788
2023 · -€18,028+€32,816
Cash
€19,399
2023 · €9,093+€10,306
Balance sheet total
€100,389
2023 · €70,215+€30,174

Largest movements

2023 to 2024
Assets
  • Stocks and contracts +€17,780

    up €17,780 (+36.9%), from €48,239 to €66,019

  • Cash +€10,306

    up €10,306 (+113.3%), from €9,093 to €19,399

    mainly Net result for the year (+€32,816) and Tax, wage and social debts (+€7,697)

  • Receivables within one year +€2,087

    up €2,087 (+38.9%), from €5,371 to €7,458

Equity and liabilities
  • Profit (loss) carried forward +€32,816

    up €32,816, from -€24,848 to €7,968

  • Tax, wage and social debts +€7,697

    up €7,697 (+101.5%), from €7,584 to €15,281

    of which Remuneration and social security: +€6,955

  • Other debts -€7,315

    down €7,315 (-9.5%), from €76,600 to €69,285

  • Trade debts -€3,025

    down €3,025 (-74.5%), from €4,060 to €1,035

Income statement
  • Staff costs -€19,522

    down €19,522 (-28.9%), from €67,454 to €47,932

  • Gross operating margin +€7,074

    up €7,074 (+9.2%), from €77,071 to €84,144

  • Other operating charges -€1,614

    down €1,614 (-49.8%), from €3,243 to €1,629

  • Financial charges -€1,429

    down €1,429 (-44.7%), from €3,197 to €1,768

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €2,874
Gross operating margin +€7,074
Staff costs +€19,522
Depreciation +€304
Other operating charges +€1,614
Financial income -€1
Financial charges +€1,429
Result 2024 €32,816

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€10,306
Investment €0
Financing €0
Cash 2023 €9,093
Net result for the year +€32,816
Stocks and contracts -€17,780
Receivables within one year -€2,087
Trade debts -€3,025
Tax, wage and social debts +€7,697
Other debts -€7,315
Cash 2024 €19,399
Every line side by side 36 lines
Line Code 2023 2024 Change %
Total assets 20/58 €70,215 €100,389 +€30,174 +43.0%
Fixed assets 21/28 €7,513 €7,513 = 0.0%
Financial fixed assets 28 €7,513 €7,513 = 0.0%
Current assets 29/58 €62,703 €92,876 +€30,174 +48.1%
Stocks and contracts in progress 3 €48,239 €66,019 +€17,780 +36.9%
Stocks 30/36 €48,239 €66,019 +€17,780 +36.9%
Amounts receivable within one year 40/41 €5,371 €7,458 +€2,087 +38.9%
Other amounts receivable 41 €5,371 €7,458 +€2,087 +38.9%
Cash at bank and in hand 54/58 €9,093 €19,399 +€10,306 +113.3%
Total equity and liabilities 10/49 €70,215 €100,389 +€30,174 +43.0%
Equity 10/15 -€18,028 €14,788 +€32,816
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €620 €620 = 0.0%
Non-distributable reserves 130/1 €620 €620 = 0.0%
Reserves not available under the articles 1311 €620 €620 = 0.0%
Profit (loss) carried forward 14 -€24,848 €7,968 +€32,816
Amounts payable 17/49 €88,243 €85,601 -€2,643 -3.0%
Amounts payable within one year 42/48 €88,243 €85,601 -€2,643 -3.0%
Trade debts 44 €4,060 €1,035 -€3,025 -74.5%
Suppliers 440/4 €4,060 €1,035 -€3,025 -74.5%
Taxes, remuneration and social security 45 €7,584 €15,281 +€7,697 +101.5%
Taxes 450/3 €7,584 €8,327 +€742 +9.8%
Remuneration and social security 454/9 - €6,955 +€6,955
Other amounts payable 47/48 €76,600 €69,285 -€7,315 -9.5%
Remuneration, social security and pensions 62 €67,454 €47,932 -€19,522 -28.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €304 - -€304
Other operating charges 640/8 €3,243 €1,629 -€1,614 -49.8%
Gross operating margin 9900 €77,071 €84,144 +€7,074 +9.2%
Operating profit (loss) 9901 €6,070 €34,584 +€28,514 +469.7%
Financial income 75/76B €1 - -€1
Recurring financial income 75 €1 - -€1
Financial charges 65/66B €3,197 €1,768 -€1,429 -44.7%
Recurring financial charges 65 €3,197 €1,768 -€1,429 -44.7%
Profit (loss) for the period before taxes 9903 €2,874 €32,816 +€29,942 +1041.8%
Profit (loss) for the period 9904 €2,874 €32,816 +€29,942 +1041.8%
Profit (loss) for the period to be appropriated 9905 €2,874 €32,816 +€29,942 +1041.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.