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SIVALERC: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SIVALERC

BE 0783.828.096
NACE 68.110, Buying and selling of own real estate
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€32,530
2023 · €6,411-€38,941
Equity
-€91,112
2023 · -€58,581-€32,530
Cash
€6,474
2023 · €2,962+€3,512
Balance sheet total
€968,276
2023 · €657,639+€310,637

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€266,818

    up €266,818 (+146.6%), from €182,018 to €448,836

    of which Trade receivables: +€248,000

  • Stocks and contracts +€25,000

    up €25,000 (+5.3%), from €470,000 to €495,000

  • Deferred charges and accrued income +€12,941

    up €12,941 (+486.6%), from €2,660 to €15,601

Equity and liabilities
  • Trade debts +€290,091

    up €290,091 (+147.0%), from €197,319 to €487,409

  • Current portion of long-term debt +€125,870

    up €125,870 (+39.0%), from €322,722 to €448,592

  • Other debts -€47,897

    down €47,897 (-29.5%), from €162,338 to €114,441

  • Profit (loss) carried forward -€32,530

    down €32,530 (-41.4%), from -€78,581 to -€111,112

  • Debts after one year -€17,092

    down €17,092 (-65.8%), from €25,979 to €8,887

Income statement
  • Gross operating margin -€30,790

    down €30,790 (-94.6%), from €32,550 to €1,761

  • Financial charges +€12,616

    up €12,616 (+70.7%), from €17,845 to €30,461

  • Depreciation -€7,031

    down €7,031 (-93.0%), from €7,562 to €531

  • Other operating charges +€3,474

    up €3,474 (+474.1%), from €733 to €4,207

  • Financial income +€908

    new in 2024: €908

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €6,411
Gross operating margin -€30,790
Depreciation +€7,031
Other operating charges -€3,474
Financial income +€908
Financial charges -€12,616
Result 2024 -€32,530

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€102,369
Investment -€2,897
Financing +€108,778
Cash 2023 €2,962
Net result for the year -€32,530
Depreciation +€531
Stocks and contracts -€25,000
Receivables within one year -€266,818
Deferred charges and accrued income -€12,941
Trade debts +€290,091
Tax, wage and social debts -€7,804
Other debts -€47,897
Investment in fixed assets (net) -€2,897
Debts after one year -€17,092
Current portion of long-term debt +€125,870
Cash 2024 €6,474
Every line side by side 42 lines
Line Code 2023 2024 Change %
Total assets 20/58 €657,639 €968,276 +€310,637 +47.2%
Formation expenses 20 €0 €0 =
Fixed assets 21/28 €0 €2,366 +€2,366
Intangible fixed assets 21 €0 - =
Tangible fixed assets 22/27 €0 €2,366 +€2,366
Land and buildings 22 €0 €0 =
Plant, machinery and equipment 23 - €2,366 +€2,366
Current assets 29/58 €657,639 €965,910 +€308,271 +46.9%
Stocks and contracts in progress 3 €470,000 €495,000 +€25,000 +5.3%
Stocks 30/36 €470,000 €495,000 +€25,000 +5.3%
Amounts receivable within one year 40/41 €182,018 €448,836 +€266,818 +146.6%
Trade receivables 40 €174,042 €422,042 +€248,000 +142.5%
Other amounts receivable 41 €7,976 €26,794 +€18,818 +235.9%
Cash at bank and in hand 54/58 €2,962 €6,474 +€3,512 +118.6%
Deferred charges and accrued income 490/1 €2,660 €15,601 +€12,941 +486.6%
Total equity and liabilities 10/49 €657,639 €968,276 +€310,637 +47.2%
Equity 10/15 -€58,581 -€91,112 -€32,530 -55.5%
Contributions 10/11 €20,000 €20,000 = 0.0%
Profit (loss) carried forward 14 -€78,581 -€111,112 -€32,530 -41.4%
Amounts payable 17/49 €716,221 €1,059,388 +€343,167 +47.9%
Amounts payable after more than one year 17 €25,979 €8,887 -€17,092 -65.8%
Financial debts 170/4 €25,979 €8,887 -€17,092 -65.8%
Amounts payable within one year 42/48 €690,242 €1,050,501 +€360,259 +52.2%
Current portion of amounts payable after more than one year 42 €322,722 €448,592 +€125,870 +39.0%
Financial debts 43 €0 - =
Credit institutions 430/8 €0 - =
Trade debts 44 €197,319 €487,409 +€290,091 +147.0%
Suppliers 440/4 €197,319 €487,409 +€290,091 +147.0%
Taxes, remuneration and social security 45 €7,863 €59 -€7,804 -99.3%
Taxes 450/3 €7,863 €59 -€7,804 -99.3%
Other amounts payable 47/48 €162,338 €114,441 -€47,897 -29.5%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,562 €531 -€7,031 -93.0%
Other operating charges 640/8 €733 €4,207 +€3,474 +474.1%
Gross operating margin 9900 €32,550 €1,761 -€30,790 -94.6%
Operating profit (loss) 9901 €24,256 -€2,977 -€27,233
Financial income 75/76B - €908 +€908
Recurring financial income 75 - €908 +€908
Financial charges 65/66B €17,845 €30,461 +€12,616 +70.7%
Recurring financial charges 65 €17,845 €30,461 +€12,616 +70.7%
Profit (loss) for the period before taxes 9903 €6,411 -€32,530 -€38,941
Profit (loss) for the period 9904 €6,411 -€32,530 -€38,941
Profit (loss) for the period to be appropriated 9905 €6,411 -€32,530 -€38,941

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.