Sint Jacob De Ware: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Sint Jacob De Ware
Largest movements
- Receivables after one year -€31,455
down €31,455 (-78.2%), from €40,230 to €8,775
- Receivables within one year -€26,861
down €26,861 (-99.3%), from €27,063 to €202
of which Trade receivables: -€19,307
- Tangible fixed assets -€13,143
down €13,143 (-4.3%), from €306,000 to €292,857
of which Land and buildings: -€12,491
- Cash -€12,646
down €12,646 (-12.4%), from €101,883 to €89,237
mainly Net result for the year (-€64,681) and Trade debts (-€22,508)
- Profit (loss) carried forward -€64,681
down €64,681 (-85.6%), from -€75,587 to -€140,268
- Trade debts -€22,508
down €22,508 (-97.5%), from €23,094 to €586
- Other operating charges +€31,345
up €31,345 (+488%), from €6,419 to €37,764
- Gross operating margin -€10,840
down €10,840 (-68.8%), from €15,761 to €4,921
- Depreciation -€2,720
down €2,720 (-7.7%), from €35,269 to €32,549
- Financial income +€338
up €338 (+101%), from €334 to €672
- Taxes -€201
down €201, from €100 to -€100
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €476,515 | €392,470 | -€84,045 | -17.6% |
| Fixed assets | 21/28 | €306,000 | €292,857 | -€13,143 | -4.3% |
| Tangible fixed assets | 22/27 | €306,000 | €292,857 | -€13,143 | -4.3% |
| Land and buildings | 22 | €305,348 | €292,857 | -€12,491 | -4.1% |
| Furniture and vehicles | 24 | €652 | €0 | -€652 | -100% |
| Current assets | 29/58 | €170,515 | €99,613 | -€70,902 | -41.6% |
| Amounts receivable after more than one year | 29 | €40,230 | €8,775 | -€31,455 | -78.2% |
| Other amounts receivable | 291 | €40,230 | €8,775 | -€31,455 | -78.2% |
| Amounts receivable within one year | 40/41 | €27,063 | €202 | -€26,861 | -99.3% |
| Trade receivables | 40 | €19,307 | €0 | -€19,307 | -100% |
| Other amounts receivable | 41 | €7,756 | €202 | -€7,554 | -97.4% |
| Cash at bank and in hand | 54/58 | €101,883 | €89,237 | -€12,646 | -12.4% |
| Deferred charges and accrued income | 490/1 | €1,339 | €1,399 | +€60 | +4.5% |
| Total equity and liabilities | 10/49 | €476,515 | €392,470 | -€84,045 | -17.6% |
| Equity | 10/15 | €453,421 | €388,740 | -€64,681 | -14.3% |
| Contributions | 10/11 | €375,499 | €375,499 | = | 0.0% |
| Reserves | 13 | €153,509 | €153,509 | = | 0.0% |
| Distributable reserves | 133 | €153,509 | €153,509 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€75,587 | -€140,268 | -€64,681 | -85.6% |
| Amounts payable | 17/49 | €23,094 | €3,730 | -€19,364 | -83.8% |
| Amounts payable within one year | 42/48 | €23,094 | €586 | -€22,508 | -97.5% |
| Trade debts | 44 | €23,094 | €586 | -€22,508 | -97.5% |
| Suppliers | 440/4 | €23,094 | €586 | -€22,508 | -97.5% |
| Accrued charges and deferred income | 492/3 | €0 | €3,144 | +€3,144 | |
| Non-recurring operating income | 76A | - | €3,287 | +€3,287 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €35,269 | €32,549 | -€2,720 | -7.7% |
| Other operating charges | 640/8 | €6,419 | €37,764 | +€31,345 | +488% |
| Gross operating margin | 9900 | €15,761 | €4,921 | -€10,840 | -68.8% |
| Operating profit (loss) | 9901 | -€25,927 | -€65,393 | -€39,465 | -152% |
| Financial income | 75/76B | €334 | €672 | +€338 | +101% |
| Recurring financial income | 75 | €334 | €672 | +€338 | +101% |
| Financial charges | 65/66B | €187 | €60 | -€127 | -67.8% |
| Recurring financial charges | 65 | €187 | €60 | -€127 | -67.8% |
| Profit (loss) for the period before taxes | 9903 | -€25,780 | -€64,781 | -€39,001 | -151% |
| Income taxes | 67/77 | €100 | -€100 | -€201 | |
| Profit (loss) for the period | 9904 | -€25,880 | -€64,681 | -€38,801 | -150% |
| Profit (loss) for the period to be appropriated | 9905 | -€25,880 | -€64,681 | -€38,801 | -150% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.