Sint Jacob: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Sint Jacob
Largest movements
- Tangible fixed assets -€74,899
down €74,899 (-6.8%), from €1.1m to €1.0m
of which Land and buildings: -€71,365
- Reserves +€70,000
up €70,000 (+90.5%), from €77,353 to €147,353
- Debts after one year -€66,610
down €66,610 (-40.9%), from €162,908 to €96,298
- Other debts -€41,169
down €41,169 (-23.0%), from €178,637 to €137,468
- Current portion of long-term debt -€21,530
down €21,530 (-24.2%), from €89,040 to €67,511
- Gross operating margin -€25,683
down €25,683 (-11.6%), from €222,340 to €196,657
- Taxes -€4,677
down €4,677 (-11.4%), from €40,972 to €36,295
- Financial charges -€3,554
down €3,554 (-27.9%), from €12,718 to €9,163
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,135,563 | €1,067,083 | -€68,480 | -6.0% |
| Fixed assets | 21/28 | €1,105,591 | €1,030,692 | -€74,899 | -6.8% |
| Tangible fixed assets | 22/27 | €1,104,291 | €1,029,392 | -€74,899 | -6.8% |
| Land and buildings | 22 | €1,091,566 | €1,020,200 | -€71,365 | -6.5% |
| Furniture and vehicles | 24 | €12,725 | €9,191 | -€3,534 | -27.8% |
| Financial fixed assets | 28 | €1,300 | €1,300 | = | 0.0% |
| Current assets | 29/58 | €29,972 | €36,391 | +€6,420 | +21.4% |
| Amounts receivable within one year | 40/41 | €23,248 | €32,355 | +€9,107 | +39.2% |
| Trade receivables | 40 | €23,248 | €32,355 | +€9,107 | +39.2% |
| Cash at bank and in hand | 54/58 | €6,723 | €4,037 | -€2,687 | -40.0% |
| Total equity and liabilities | 10/49 | €1,135,563 | €1,067,083 | -€68,480 | -6.0% |
| Equity | 10/15 | €639,086 | €705,818 | +€66,732 | +10.4% |
| Contributions | 10/11 | €173,525 | €173,525 | = | 0.0% |
| Reserves | 13 | €77,353 | €147,353 | +€70,000 | +90.5% |
| Distributable reserves | 133 | €77,353 | €147,353 | +€70,000 | +90.5% |
| Profit (loss) carried forward | 14 | €356,820 | €357,630 | +€810 | +0.2% |
| Investment grants | 15 | €31,388 | €27,311 | -€4,078 | -13.0% |
| Provisions and deferred taxes | 16 | €12,261 | €10,904 | -€1,358 | -11.1% |
| Deferred taxes | 168 | €12,261 | €10,904 | -€1,358 | -11.1% |
| Amounts payable | 17/49 | €484,215 | €350,361 | -€133,854 | -27.6% |
| Amounts payable after more than one year | 17 | €162,908 | €96,298 | -€66,610 | -40.9% |
| Financial debts | 170/4 | €162,908 | €96,298 | -€66,610 | -40.9% |
| Amounts payable within one year | 42/48 | €321,307 | €254,064 | -€67,244 | -20.9% |
| Current portion of amounts payable after more than one year | 42 | €89,040 | €67,511 | -€21,530 | -24.2% |
| Trade debts | 44 | €2,800 | €306 | -€2,495 | -89.1% |
| Suppliers | 440/4 | €2,800 | €306 | -€2,495 | -89.1% |
| Advances received on contracts in progress | 46 | €956 | €956 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €49,874 | €47,824 | -€2,050 | -4.1% |
| Taxes | 450/3 | €49,874 | €47,824 | -€2,050 | -4.1% |
| Other amounts payable | 47/48 | €178,637 | €137,468 | -€41,169 | -23.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €74,268 | €74,899 | +€631 | +0.8% |
| Other operating charges | 640/8 | €10,503 | €10,925 | +€421 | +4.0% |
| Gross operating margin | 9900 | €222,340 | €196,657 | -€25,683 | -11.6% |
| Operating profit (loss) | 9901 | €137,568 | €110,833 | -€26,736 | -19.4% |
| Financial income | 75/76B | €4,078 | €4,078 | = | 0.0% |
| Recurring financial income | 75 | €4,078 | €4,078 | = | 0.0% |
| Financial charges | 65/66B | €12,718 | €9,163 | -€3,554 | -27.9% |
| Recurring financial charges | 65 | €12,718 | €9,163 | -€3,554 | -27.9% |
| Profit (loss) for the period before taxes | 9903 | €128,929 | €105,747 | -€23,182 | -18.0% |
| Transfer from deferred taxes | 780 | €1,358 | €1,358 | = | 0.0% |
| Income taxes | 67/77 | €40,972 | €36,295 | -€4,677 | -11.4% |
| Profit (loss) for the period | 9904 | €89,315 | €70,810 | -€18,505 | -20.7% |
| Profit (loss) for the period to be appropriated | 9905 | €89,315 | €70,810 | -€18,505 | -20.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.