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SIMPERL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SIMPERL

BE 0534.601.048
NACE 43.910, Bricklaying and masonry work
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€6,253
2024 · €7,158-€13,411
Equity
€32,564
2024 · €38,818-€6,253
Cash
€5,764
2024 · €0+€5,764
Balance sheet total
€488,667
2024 · €507,987-€19,320

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€13,671

    down €13,671 (-2.9%), from €463,678 to €450,007

    of which Land and buildings: -€11,075

  • Stocks and contracts -€7,926

    down €7,926 (-21.8%), from €36,300 to €28,374

  • Cash +€5,764

    up €5,764, from €0 to €5,764

    mainly Debts after one year (+€41,861) and Depreciation (+€13,671)

Equity and liabilities
  • Debts after one year +€41,861

    up €41,861 (+11.1%), from €378,661 to €420,522

    of which Financial debts: +€33,161

  • Current portion of long-term debt -€31,433

    down €31,433 (-59.6%), from €52,744 to €21,311

  • Short-term financial debts -€13,713

    down €13,713 (-100.0%), from €13,713 to €0

  • Tax, wage and social debts -€7,843

    down €7,843 (-43.2%), from €18,158 to €10,315

    of which Taxes: -€6,593

  • Reserves -€6,253

    down €6,253 (-32.4%), from €19,277 to €13,024

    of which Distributable reserves: -€6,253

Income statement
  • Gross operating margin -€11,557

    down €11,557 (-26.6%), from €43,388 to €31,831

  • Financial charges +€6,062

    up €6,062 (+42.6%), from €14,239 to €20,301

  • Taxes -€3,388

    down €3,388 (-96.0%), from €3,528 to €141

  • Other operating charges -€1,566

    down €1,566 (-24.6%), from €6,375 to €4,809

  • Financial income -€1,566

    down €1,566 (-65.2%), from €2,404 to €838

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €7,158
Gross operating margin -€11,557
Depreciation +€0
Write-downs +€820
Other operating charges +€1,566
Financial income -€1,566
Financial charges -€6,062
Taxes +€3,388
Result 2025 -€6,253

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€9,049
Investment €0
Financing -€3,285
Cash 2024 €0
Net result for the year -€6,253
Depreciation +€13,671
Stocks and contracts +€7,926
Receivables within one year +€3,488
Trade debts -€1,982
Tax, wage and social debts -€7,843
Accrued charges and deferred income +€42
Debts after one year +€41,861
Current portion of long-term debt -€31,433
Short-term financial debts -€13,713
Cash 2025 €5,764
Every line side by side 52 lines
Line Code 2024 2025 Change %
Total assets 20/58 €507,987 €488,667 -€19,320 -3.8%
Fixed assets 21/28 €464,140 €450,469 -€13,671 -2.9%
Tangible fixed assets 22/27 €463,678 €450,007 -€13,671 -2.9%
Land and buildings 22 €452,710 €441,635 -€11,075 -2.4%
Plant, machinery and equipment 23 €7,135 €5,767 -€1,368 -19.2%
Furniture and vehicles 24 €3,832 €2,605 -€1,227 -32.0%
Financial fixed assets 28 €463 €463 = 0.0%
Current assets 29/58 €43,847 €38,197 -€5,649 -12.9%
Amounts receivable after more than one year 29 €0 - =
Trade receivables 290 €0 - =
Stocks and contracts in progress 3 €36,300 €28,374 -€7,926 -21.8%
Stocks 30/36 €36,300 €28,374 -€7,926 -21.8%
Amounts receivable within one year 40/41 €7,546 €4,059 -€3,488 -46.2%
Trade receivables 40 €3,513 €4,059 +€546 +15.5%
Other amounts receivable 41 €4,033 €0 -€4,033 -100.0%
Cash at bank and in hand 54/58 €0 €5,764 +€5,764
Total equity and liabilities 10/49 €507,987 €488,667 -€19,320 -3.8%
Equity 10/15 €38,818 €32,564 -€6,253 -16.1%
Contributions 10/11 €1 €1 = 0.0%
Revaluation surpluses 12 €19,539 €19,539 = 0.0%
Reserves 13 €19,277 €13,024 -€6,253 -32.4%
Non-distributable reserves 130/1 €10,000 €10,000 = 0.0%
Reserves not available under the articles 1311 €10,000 €10,000 = 0.0%
Distributable reserves 133 €9,277 €3,024 -€6,253 -67.4%
Amounts payable 17/49 €469,169 €456,102 -€13,067 -2.8%
Amounts payable after more than one year 17 €378,661 €420,522 +€41,861 +11.1%
Financial debts 170/4 €355,186 €388,346 +€33,161 +9.3%
Other amounts payable 178/9 €23,475 €32,175 +€8,700 +37.1%
Amounts payable within one year 42/48 €90,508 €35,538 -€54,970 -60.7%
Current portion of amounts payable after more than one year 42 €52,744 €21,311 -€31,433 -59.6%
Financial debts 43 €13,713 €0 -€13,713 -100.0%
Credit institutions 430/8 €13,713 €0 -€13,713 -100.0%
Trade debts 44 €5,894 €3,912 -€1,982 -33.6%
Suppliers 440/4 €5,894 €3,912 -€1,982 -33.6%
Advances received on contracts in progress 46 €0 - =
Taxes, remuneration and social security 45 €18,158 €10,315 -€7,843 -43.2%
Taxes 450/3 €16,908 €10,315 -€6,593 -39.0%
Remuneration and social security 454/9 €1,250 €0 -€1,250 -100.0%
Accrued charges and deferred income 492/3 €0 €42 +€42
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €13,671 €13,671 -€0 0.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €820 €0 -€820 -100.0%
Other operating charges 640/8 €6,375 €4,809 -€1,566 -24.6%
Gross operating margin 9900 €43,388 €31,831 -€11,557 -26.6%
Operating profit (loss) 9901 €22,521 €13,351 -€9,170 -40.7%
Financial income 75/76B €2,404 €838 -€1,566 -65.2%
Recurring financial income 75 €2,404 €838 -€1,566 -65.2%
Financial charges 65/66B €14,239 €20,301 +€6,062 +42.6%
Recurring financial charges 65 €14,239 €20,301 +€6,062 +42.6%
Profit (loss) for the period before taxes 9903 €10,686 -€6,112 -€16,798
Income taxes 67/77 €3,528 €141 -€3,388 -96.0%
Profit (loss) for the period 9904 €7,158 -€6,253 -€13,411
Profit (loss) for the period to be appropriated 9905 €7,158 -€6,253 -€13,411

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.