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SIAL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SIAL

BE 0449.942.517
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€38,579
2024 · -€50,632+€12,053
Equity
€79,337
2024 · €117,916-€38,579
Cash
€538
2024 · €3,302-€2,764
Balance sheet total
€647,094
2024 · €627,238+€19,856

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets +€22,038

    up €22,038 (+3.8%), from €576,806 to €598,845

    of which Other tangible fixed assets: +€32,644

Equity and liabilities
  • Trade debts +€118,165

    up €118,165 (+11268.3%), from €1,049 to €119,213

  • Accrued charges and deferred income -€56,807

    no longer reported in 2025 (was €56,807)

  • Debts after one year -€53,096

    down €53,096 (-28.7%), from €184,768 to €131,673

  • Other debts +€49,376

    up €49,376 (+23.0%), from €214,398 to €263,775

  • Profit (loss) carried forward -€38,579

    down €38,579 (-15.2%), from -€253,353 to -€291,932

Income statement
  • Gross operating margin +€6,684

    up €6,684 (+89.7%), from €7,454 to €14,138

  • Other operating charges -€5,060

    down €5,060 (-38.7%), from €13,083 to €8,023

  • Financial charges -€768

    down €768 (-16.7%), from €4,608 to €3,839

  • Depreciation +€449

    up €449 (+1.1%), from €40,406 to €40,855

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€50,632
Gross operating margin +€6,684
Depreciation -€449
Other operating charges +€5,060
Financial income -€11
Financial charges +€768
Result 2025 -€38,579

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€112,429
Investment -€62,893
Financing -€52,300
Cash 2024 €3,302
Net result for the year -€38,579
Depreciation +€40,855
Deferred charges and accrued income -€581
Trade debts +€118,165
Other debts +€49,376
Accrued charges and deferred income -€56,807
Investment in fixed assets (net) -€62,893
Debts after one year -€53,096
Current portion of long-term debt +€796
Cash 2025 €538
Every line side by side 37 lines
Line Code 2024 2025 Change %
Total assets 20/58 €627,238 €647,094 +€19,856 +3.2%
Fixed assets 21/28 €576,806 €598,845 +€22,038 +3.8%
Tangible fixed assets 22/27 €576,806 €598,845 +€22,038 +3.8%
Land and buildings 22 €346,913 €336,307 -€10,606 -3.1%
Other tangible fixed assets 26 €229,893 €262,538 +€32,644 +14.2%
Current assets 29/58 €50,432 €48,249 -€2,183 -4.3%
Amounts receivable within one year 40/41 €31,274 €31,274 = 0.0%
Other amounts receivable 41 €31,274 €31,274 = 0.0%
Current investments 50/53 €10,187 €10,187 = 0.0%
Cash at bank and in hand 54/58 €3,302 €538 -€2,764 -83.7%
Deferred charges and accrued income 490/1 €5,669 €6,250 +€581 +10.3%
Total equity and liabilities 10/49 €627,238 €647,094 +€19,856 +3.2%
Equity 10/15 €117,916 €79,337 -€38,579 -32.7%
Contributions 10/11 €368,592 €368,592 = 0.0%
Reserves 13 €2,677 €2,677 = 0.0%
Distributable reserves 133 €2,677 €2,677 = 0.0%
Profit (loss) carried forward 14 -€253,353 -€291,932 -€38,579 -15.2%
Amounts payable 17/49 €509,322 €567,756 +€58,434 +11.5%
Amounts payable after more than one year 17 €184,768 €131,673 -€53,096 -28.7%
Financial debts 170/4 €184,768 €131,673 -€53,096 -28.7%
Amounts payable within one year 42/48 €267,747 €436,084 +€168,337 +62.9%
Current portion of amounts payable after more than one year 42 €52,300 €53,096 +€796 +1.5%
Trade debts 44 €1,049 €119,213 +€118,165 +11268.3%
Suppliers 440/4 €1,049 €119,213 +€118,165 +11268.3%
Other amounts payable 47/48 €214,398 €263,775 +€49,376 +23.0%
Accrued charges and deferred income 492/3 €56,807 - -€56,807
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €40,406 €40,855 +€449 +1.1%
Other operating charges 640/8 €13,083 €8,023 -€5,060 -38.7%
Gross operating margin 9900 €7,454 €14,138 +€6,684 +89.7%
Operating profit (loss) 9901 -€46,035 -€34,739 +€11,295 +24.5%
Financial income 75/76B €11 - -€11
Recurring financial income 75 €11 - -€11
Financial charges 65/66B €4,608 €3,839 -€768 -16.7%
Recurring financial charges 65 €4,608 €3,839 -€768 -16.7%
Profit (loss) for the period before taxes 9903 -€50,632 -€38,579 +€12,053 +23.8%
Profit (loss) for the period 9904 -€50,632 -€38,579 +€12,053 +23.8%
Profit (loss) for the period to be appropriated 9905 -€50,632 -€38,579 +€12,053 +23.8%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.