Si - Jad Consult: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Si - Jad Consult
Largest movements
- Cash -€14,465
down €14,465 (-15.1%), from €95,595 to €81,130
mainly Other debts (-€8,039) and Net result for the year (-€7,077)
- Other debts -€8,039
down €8,039 (-2.2%), from €359,798 to €351,759
- Profit (loss) carried forward -€7,077
down €7,077 (-2.6%), from -€275,388 to -€282,466
- Gross operating margin +€1,277
up €1,277 (+18.0%), from -€7,093 to -€5,816
- Financial charges +€144
up €144 (+70.9%), from €203 to €347
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €106,131 | €90,331 | -€15,800 | -14.9% |
| Fixed assets | 21/28 | €0 | - | = | |
| Financial fixed assets | 28 | €0 | - | = | |
| Current assets | 29/58 | €106,131 | €90,331 | -€15,800 | -14.9% |
| Amounts receivable within one year | 40/41 | €8,927 | €8,310 | -€616 | -6.9% |
| Other amounts receivable | 41 | €8,927 | €8,310 | -€616 | -6.9% |
| Cash at bank and in hand | 54/58 | €95,595 | €81,130 | -€14,465 | -15.1% |
| Deferred charges and accrued income | 490/1 | €1,609 | €891 | -€719 | -44.7% |
| Total equity and liabilities | 10/49 | €106,131 | €90,331 | -€15,800 | -14.9% |
| Equity | 10/15 | -€255,388 | -€262,466 | -€7,077 | -2.8% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€275,388 | -€282,466 | -€7,077 | -2.6% |
| Amounts payable | 17/49 | €361,520 | €352,797 | -€8,723 | -2.4% |
| Amounts payable within one year | 42/48 | €361,520 | €352,549 | -€8,970 | -2.5% |
| Trade debts | 44 | €785 | €0 | -€785 | -100% |
| Suppliers | 440/4 | €785 | €0 | -€785 | -100% |
| Taxes, remuneration and social security | 45 | €936 | €790 | -€146 | -15.6% |
| Taxes | 450/3 | €936 | €790 | -€146 | -15.6% |
| Other amounts payable | 47/48 | €359,798 | €351,759 | -€8,039 | -2.2% |
| Accrued charges and deferred income | 492/3 | - | €248 | +€248 | |
| Other operating charges | 640/8 | €1,133 | €1,166 | +€33 | +2.9% |
| Gross operating margin | 9900 | -€7,093 | -€5,816 | +€1,277 | +18.0% |
| Operating profit (loss) | 9901 | -€8,226 | -€6,982 | +€1,244 | +15.1% |
| Financial income | 75/76B | €504 | €568 | +€63 | +12.6% |
| Recurring financial income | 75 | €504 | €568 | +€63 | +12.6% |
| Financial charges | 65/66B | €203 | €347 | +€144 | +70.9% |
| Recurring financial charges | 65 | €203 | €347 | +€144 | +70.9% |
| Profit (loss) for the period before taxes | 9903 | -€7,924 | -€6,761 | +€1,163 | +14.7% |
| Income taxes | 67/77 | €320 | €316 | -€4 | -1.2% |
| Profit (loss) for the period | 9904 | -€8,244 | -€7,077 | +€1,167 | +14.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€8,244 | -€7,077 | +€1,167 | +14.2% |
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.