SI-BOUW: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SI-BOUW
Largest movements
- Receivables within one year -€6,498
down €6,498 (-29.7%), from €21,856 to €15,358
of which Trade receivables: -€7,890
- Cash -€2,105
down €2,105 (-49.4%), from €4,265 to €2,160
mainly Net result for the year (-€12,825) and Trade debts (-€2,058)
- Receivables after one year -€1,950
down €1,950 (-50.3%), from €3,874 to €1,924
- Profit (loss) carried forward -€12,825
new in 2025: -€12,825
- Other debts +€3,109
up €3,109 (+1204.6%), from €258 to €3,367
- Trade debts -€2,058
down €2,058 (-43.9%), from €4,685 to €2,626
- Tax, wage and social debts +€1,221
up €1,221 (+29.5%), from €4,145 to €5,366
of which Taxes: +€1,071
- Gross operating margin -€14,284
down €14,284, from €2,847 to -€11,438
- Write-downs -€650
no longer reported in 2025 (was €650)
- Taxes -€645
no longer reported in 2025 (was €645)
- Other operating charges +€585
up €585 (+99.4%), from €588 to €1,173
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €30,887 | €20,096 | -€10,791 | -34.9% |
| Fixed assets | 21/28 | €892 | €654 | -€238 | -26.7% |
| Tangible fixed assets | 22/27 | €892 | €654 | -€238 | -26.7% |
| Furniture and vehicles | 24 | €892 | €654 | -€238 | -26.7% |
| Current assets | 29/58 | €29,995 | €19,442 | -€10,553 | -35.2% |
| Amounts receivable after more than one year | 29 | €3,874 | €1,924 | -€1,950 | -50.3% |
| Trade receivables | 290 | €3,874 | €1,924 | -€1,950 | -50.3% |
| Amounts receivable within one year | 40/41 | €21,856 | €15,358 | -€6,498 | -29.7% |
| Trade receivables | 40 | €17,667 | €9,777 | -€7,890 | -44.7% |
| Other amounts receivable | 41 | €4,189 | €5,581 | +€1,392 | +33.2% |
| Cash at bank and in hand | 54/58 | €4,265 | €2,160 | -€2,105 | -49.4% |
| Total equity and liabilities | 10/49 | €30,887 | €20,096 | -€10,791 | -34.9% |
| Equity | 10/15 | €21,262 | €8,436 | -€12,825 | -60.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €16,262 | €16,262 | = | 0.0% |
| Distributable reserves | 133 | €16,262 | €16,262 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€12,825 | -€12,825 | |
| Amounts payable | 17/49 | €9,625 | €11,660 | +€2,034 | +21.1% |
| Amounts payable within one year | 42/48 | €9,088 | €11,360 | +€2,272 | +25.0% |
| Trade debts | 44 | €4,685 | €2,626 | -€2,058 | -43.9% |
| Suppliers | 440/4 | €4,685 | €2,626 | -€2,058 | -43.9% |
| Taxes, remuneration and social security | 45 | €4,145 | €5,366 | +€1,221 | +29.5% |
| Taxes | 450/3 | €2,095 | €3,166 | +€1,071 | +51.1% |
| Remuneration and social security | 454/9 | €2,050 | €2,200 | +€150 | +7.3% |
| Other amounts payable | 47/48 | €258 | €3,367 | +€3,109 | +1204.6% |
| Accrued charges and deferred income | 492/3 | €537 | €300 | -€237 | -44.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €238 | €238 | = | 0.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €650 | - | -€650 | |
| Other operating charges | 640/8 | €588 | €1,173 | +€585 | +99.4% |
| Gross operating margin | 9900 | €2,847 | -€11,438 | -€14,284 | |
| Operating profit (loss) | 9901 | €1,371 | -€12,848 | -€14,219 | |
| Financial income | 75/76B | €194 | €146 | -€49 | -25.1% |
| Recurring financial income | 75 | €194 | €146 | -€49 | -25.1% |
| Financial charges | 65/66B | €160 | €123 | -€38 | -23.5% |
| Recurring financial charges | 65 | €160 | €123 | -€38 | -23.5% |
| Profit (loss) for the period before taxes | 9903 | €1,405 | -€12,825 | -€14,230 | |
| Income taxes | 67/77 | €645 | - | -€645 | |
| Profit (loss) for the period | 9904 | €760 | -€12,825 | -€13,585 | |
| Profit (loss) for the period to be appropriated | 9905 | €760 | -€12,825 | -€13,585 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.