SEYS JEAN - CLAUDE: what changed
What changed
SEYS JEAN - CLAUDE
NACE 64.999, Other financial services
filed annual accounts (NBB)
Net result for the year
€106,615
2024 · €360,711-€254,096
Equity
€1.1m
2024 · €1.1m+€17,594
Cash
€69,390
2024 · €288,491-€219,101
Balance sheet total
€1.2m
2024 · €1.2m-€35,298
Largest movements
Assets
- Current investments +€229,893
new in 2025: €229,893
- Cash -€219,101
down €219,101 (-75.9%), from €288,491 to €69,390
mainly Current investments (-€229,893) and Contributions, distributions and other (-€89,021)
- Receivables within one year -€70,858
down €70,858 (-26.5%), from €267,296 to €196,438
of which Other amounts receivable: -€135,858
- Tangible fixed assets +€29,477
new in 2025: €29,477
Equity and liabilities
- Tax, wage and social debts -€57,477
down €57,477 (-74.2%), from €77,421 to €19,945
of which Taxes: -€57,477
- Reserves +€17,594
up €17,594 (+1.6%), from €1.1m to €1.1m
of which Distributable reserves: +€17,594
Income statement
- Financial income -€234,347
down €234,347 (-94.7%), from €247,538 to €13,190
- Gross operating margin -€52,493
down €52,493 (-26.7%), from €196,703 to €144,210
- Taxes -€38,831
down €38,831 (-46.9%), from €82,782 to €43,951
- Depreciation +€5,523
new in 2025: €5,523
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€360,711
Gross operating margin
-€52,493
Depreciation
-€5,523
Other operating charges
+€184
Financial income
-€234,347
Financial charges
-€747
Taxes
+€38,831
Result 2025
€106,615
raises the resultlowers the result
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€134,483
Investment
-€264,893
Financing
-€88,692
Cash 2024
€288,491
From operations (derived)
+€134,483
Net result for the year
+€106,615
Depreciation
+€5,523
Receivables within one year
+€70,858
Deferred charges and accrued income
+€4,708
Trade debts
+€5,345
Tax, wage and social debts
-€57,477
Other debts
-€1,400
Accrued charges and deferred income
+€310
Investment (derived)
-€264,893
Investment in fixed assets (net)
-€35,000
Current investments
-€229,893
Financing
-€88,692
Short-term financial debts
+€329
Contributions, distributions and other
-€89,021
Cash 2025
€69,390
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,201,295 | €1,165,997 | -€35,298 | -2.9% |
| Fixed assets | 21/28 | €340,800 | €370,277 | +€29,477 | +8.6% |
| Tangible fixed assets | 22/27 | - | €29,477 | +€29,477 | |
| Furniture and vehicles | 24 | - | €29,477 | +€29,477 | |
| Financial fixed assets | 28 | €340,800 | €340,800 | = | 0.0% |
| Current assets | 29/58 | €860,495 | €795,720 | -€64,775 | -7.5% |
| Amounts receivable after more than one year | 29 | €300,000 | €300,000 | = | 0.0% |
| Other amounts receivable | 291 | €300,000 | €300,000 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €267,296 | €196,438 | -€70,858 | -26.5% |
| Trade receivables | 40 | €18,150 | €83,150 | +€65,000 | +358% |
| Other amounts receivable | 41 | €249,146 | €113,288 | -€135,858 | -54.5% |
| Current investments | 50/53 | - | €229,893 | +€229,893 | |
| Cash at bank and in hand | 54/58 | €288,491 | €69,390 | -€219,101 | -75.9% |
| Deferred charges and accrued income | 490/1 | €4,708 | €0 | -€4,708 | -100% |
| Total equity and liabilities | 10/49 | €1,201,295 | €1,165,997 | -€35,298 | -2.9% |
| Equity | 10/15 | €1,117,064 | €1,134,658 | +€17,594 | +1.6% |
| Reserves | 13 | €1,115,063 | €1,132,657 | +€17,594 | +1.6% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €1,115,063 | €1,132,657 | +€17,594 | +1.6% |
| Profit (loss) carried forward | 14 | €2,001 | €2,001 | = | 0.0% |
| Amounts payable | 17/49 | €84,232 | €31,339 | -€52,892 | -62.8% |
| Amounts payable within one year | 42/48 | €84,232 | €31,029 | -€53,202 | -63.2% |
| Financial debts | 43 | - | €329 | +€329 | |
| Credit institutions | 430/8 | - | €329 | +€329 | |
| Trade debts | 44 | €5,410 | €10,755 | +€5,345 | +98.8% |
| Suppliers | 440/4 | €5,410 | €10,755 | +€5,345 | +98.8% |
| Taxes, remuneration and social security | 45 | €77,421 | €19,945 | -€57,477 | -74.2% |
| Taxes | 450/3 | €74,911 | €17,435 | -€57,477 | -76.7% |
| Remuneration and social security | 454/9 | €2,510 | €2,510 | = | 0.0% |
| Other amounts payable | 47/48 | €1,400 | €0 | -€1,400 | -100% |
| Accrued charges and deferred income | 492/3 | - | €310 | +€310 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €5,523 | +€5,523 | |
| Other operating charges | 640/8 | €697 | €513 | -€184 | -26.3% |
| Gross operating margin | 9900 | €196,703 | €144,210 | -€52,493 | -26.7% |
| Operating profit (loss) | 9901 | €196,006 | €138,173 | -€57,833 | -29.5% |
| Financial income | 75/76B | €247,538 | €13,190 | -€234,347 | -94.7% |
| Recurring financial income | 75 | €247,538 | €13,190 | -€234,347 | -94.7% |
| Financial charges | 65/66B | €51 | €798 | +€747 | +1,478% |
| Recurring financial charges | 65 | €51 | €798 | +€747 | +1,478% |
| Profit (loss) for the period before taxes | 9903 | €443,493 | €150,566 | -€292,928 | -66.1% |
| Income taxes | 67/77 | €82,782 | €43,951 | -€38,831 | -46.9% |
| Profit (loss) for the period | 9904 | €360,711 | €106,615 | -€254,096 | -70.4% |
| Profit (loss) for the period to be appropriated | 9905 | €360,711 | €106,615 | -€254,096 | -70.4% |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.