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SETTIMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SETTIMMO

BE 0447.329.653
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€6,103
2024 · -€8,038+€1,935
Equity
-€60,531
2024 · -€54,427-€6,104
Cash
€173
2024 · €194-€21
Balance sheet total
€69,568
2024 · €72,565-€2,997

Largest movements

2024 to 2025
Assets
  • Tangible fixed assets -€2,597

    down €2,597 (-3.7%), from €70,862 to €68,265

Equity and liabilities
  • Profit (loss) carried forward -€6,104

    down €6,104 (-5.2%), from -€116,501 to -€122,605

  • Other debts +€3,107

    up €3,107 (+2.4%), from €126,992 to €130,099

Income statement
  • Gross operating margin +€1,966

    up €1,966 (+59.3%), from -€3,315 to -€1,349

  • Other operating charges +€43

    up €43 (+2.0%), from €2,101 to €2,144

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€8,038
Gross operating margin +€1,966
Depreciation +€1
Other operating charges -€43
Financial income +€11
Result 2025 -€6,103

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€399
Investment +€379
Financing -€1
Cash 2024 €194
Net result for the year -€6,103
Depreciation +€2,597
Other debts +€3,107
Current investments +€379
Contributions, distributions and other -€1
Cash 2025 €173
Every line side by side 30 lines
Line Code 2024 2025 Change %
Total assets 20/58 €72,565 €69,568 -€2,997 -4.1%
Fixed assets 21/28 €70,862 €68,265 -€2,597 -3.7%
Tangible fixed assets 22/27 €70,862 €68,265 -€2,597 -3.7%
Land and buildings 22 €70,862 €68,265 -€2,597 -3.7%
Current assets 29/58 €1,703 €1,303 -€400 -23.5%
Current investments 50/53 €1,509 €1,130 -€379 -25.1%
Cash at bank and in hand 54/58 €194 €173 -€21 -10.8%
Total equity and liabilities 10/49 €72,565 €69,568 -€2,997 -4.1%
Equity 10/15 -€54,427 -€60,531 -€6,104 -11.2%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €74 €74 = 0.0%
Non-distributable reserves 130/1 €74 €74 = 0.0%
Legal reserve 130 €74 €74 = 0.0%
Profit (loss) carried forward 14 -€116,501 -€122,605 -€6,104 -5.2%
Amounts payable 17/49 €126,992 €130,099 +€3,107 +2.4%
Amounts payable within one year 42/48 €126,992 €130,099 +€3,107 +2.4%
Other amounts payable 47/48 €126,992 €130,099 +€3,107 +2.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,598 €2,597 -€1 0.0%
Other operating charges 640/8 €2,101 €2,144 +€43 +2.0%
Gross operating margin 9900 -€3,315 -€1,349 +€1,966 +59.3%
Operating profit (loss) 9901 -€8,014 -€6,090 +€1,924 +24.0%
Financial income 75/76B - €11 +€11
Recurring financial income 75 - €11 +€11
Financial charges 65/66B €24 €24 = 0.0%
Recurring financial charges 65 €24 €24 = 0.0%
Profit (loss) for the period before taxes 9903 -€8,038 -€6,103 +€1,935 +24.1%
Profit (loss) for the period 9904 -€8,038 -€6,103 +€1,935 +24.1%
Profit (loss) for the period to be appropriated 9905 -€8,038 -€6,103 +€1,935 +24.1%

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.