SERVICE 4 YOU: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SERVICE 4 YOU
Largest movements
- Receivables within one year +€12,836
up €12,836 (+138%), from €9,316 to €22,152
of which Trade receivables: +€11,763
- Deferred charges and accrued income +€6,831
up €6,831 (+3,330%), from €205 to €7,036
- Cash -€3,437
down €3,437 (-44.6%), from €7,701 to €4,264
mainly Receivables within one year (-€12,836) and Deferred charges and accrued income (-€6,831)
- Tangible fixed assets -€1,541
down €1,541 (-9.0%), from €17,206 to €15,665
of which Plant, machinery and equipment: -€1,486
- Reserves +€10,000
up €10,000 (+200%), from €5,000 to €15,000
- Tax, wage and social debts +€5,173
up €5,173 (+265%), from €1,949 to €7,122
of which Remuneration and social security: +€3,000
- Other debts -€5,091
down €5,091 (-50.9%), from €10,000 to €4,909
- Short-term financial debts +€2,934
new in 2025: €2,934
- Trade debts +€1,914
up €1,914 (+950%), from €202 to €2,116
- Gross operating margin -€11,262
down €11,262 (-37.0%), from €30,456 to €19,194
- Taxes -€3,275
down €3,275 (-47.1%), from €6,949 to €3,674
- Depreciation +€1,586
up €1,586 (+48.3%), from €3,285 to €4,871
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €44,328 | €59,242 | +€14,914 | +33.6% |
| Fixed assets | 21/28 | €27,106 | €25,790 | -€1,316 | -4.9% |
| Tangible fixed assets | 22/27 | €17,206 | €15,665 | -€1,541 | -9.0% |
| Plant, machinery and equipment | 23 | €16,068 | €14,582 | -€1,486 | -9.2% |
| Furniture and vehicles | 24 | €1,139 | €450 | -€689 | -60.5% |
| Other tangible fixed assets | 26 | - | €633 | +€633 | |
| Financial fixed assets | 28 | €9,900 | €10,125 | +€225 | +2.3% |
| Current assets | 29/58 | €17,222 | €33,452 | +€16,230 | +94.2% |
| Stocks and contracts in progress | 3 | €0 | - | = | |
| Stocks | 30/36 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €9,316 | €22,152 | +€12,836 | +138% |
| Trade receivables | 40 | €5,696 | €17,459 | +€11,763 | +207% |
| Other amounts receivable | 41 | €3,620 | €4,693 | +€1,073 | +29.6% |
| Cash at bank and in hand | 54/58 | €7,701 | €4,264 | -€3,437 | -44.6% |
| Deferred charges and accrued income | 490/1 | €205 | €7,036 | +€6,831 | +3,330% |
| Total equity and liabilities | 10/49 | €44,328 | €59,242 | +€14,914 | +33.6% |
| Equity | 10/15 | €32,178 | €42,162 | +€9,984 | +31.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €5,000 | €15,000 | +€10,000 | +200% |
| Distributable reserves | 133 | €5,000 | €15,000 | +€10,000 | +200% |
| Profit (loss) carried forward | 14 | €8,578 | €8,562 | -€16 | -0.2% |
| Amounts payable | 17/49 | €12,151 | €17,080 | +€4,930 | +40.6% |
| Amounts payable within one year | 42/48 | €12,151 | €17,080 | +€4,930 | +40.6% |
| Current portion of amounts payable after more than one year | 42 | €0 | - | = | |
| Financial debts | 43 | - | €2,934 | +€2,934 | |
| Other loans | 439 | - | €2,934 | +€2,934 | |
| Trade debts | 44 | €202 | €2,116 | +€1,914 | +950% |
| Suppliers | 440/4 | €202 | €2,116 | +€1,914 | +950% |
| Taxes, remuneration and social security | 45 | €1,949 | €7,122 | +€5,173 | +265% |
| Taxes | 450/3 | €1,949 | €4,122 | +€2,173 | +111% |
| Remuneration and social security | 454/9 | - | €3,000 | +€3,000 | |
| Other amounts payable | 47/48 | €10,000 | €4,909 | -€5,091 | -50.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,285 | €4,871 | +€1,586 | +48.3% |
| Other operating charges | 640/8 | €128 | €86 | -€42 | -32.9% |
| Gross operating margin | 9900 | €30,456 | €19,194 | -€11,262 | -37.0% |
| Operating profit (loss) | 9901 | €27,043 | €14,237 | -€12,806 | -47.4% |
| Financial income | 75/76B | €240 | €1 | -€238 | -99.4% |
| Recurring financial income | 75 | €240 | €1 | -€238 | -99.4% |
| Financial charges | 65/66B | €508 | €580 | +€72 | +14.1% |
| Recurring financial charges | 65 | €508 | €580 | +€72 | +14.1% |
| Profit (loss) for the period before taxes | 9903 | €26,774 | €13,658 | -€13,116 | -49.0% |
| Income taxes | 67/77 | €6,949 | €3,674 | -€3,275 | -47.1% |
| Profit (loss) for the period | 9904 | €19,825 | €9,984 | -€9,841 | -49.6% |
| Profit (loss) for the period to be appropriated | 9905 | €19,825 | €9,984 | -€9,841 | -49.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.