SERVI-HOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SERVI-HOME
Largest movements
- Receivables within one year -€14,620
down €14,620 (-22.4%), from €65,146 to €50,526
- Cash -€1,762
down €1,762 (-17.7%), from €9,968 to €8,205
mainly Net result for the year (-€15,074) and Tax, wage and social debts (-€3,182)
- Profit (loss) carried forward -€15,074
down €15,074 (-62.7%), from €24,035 to €8,961
- Tax, wage and social debts -€3,182
down €3,182 (-20.5%), from €15,501 to €12,319
of which Remuneration and social security: -€4,514
- Trade debts +€2,731
up €2,731 (+20.6%), from €13,229 to €15,959
- Accrued charges and deferred income -€1,051
down €1,051 (-75.2%), from €1,397 to €346
- Staff costs +€9,186
up €9,186 (+18.3%), from €50,277 to €59,463
- Gross operating margin +€6,155
up €6,155 (+15.1%), from €40,888 to €47,044
- Financial charges +€513
up €513 (+43.9%), from €1,170 to €1,683
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €75,679 | €59,221 | -€16,458 | -21.7% |
| Fixed assets | 21/28 | €565 | €93 | -€472 | -83.5% |
| Tangible fixed assets | 22/27 | €565 | €93 | -€472 | -83.5% |
| Plant, machinery and equipment | 23 | €186 | €93 | -€93 | -50.0% |
| Furniture and vehicles | 24 | €379 | €0 | -€379 | -100% |
| Current assets | 29/58 | €75,114 | €59,128 | -€15,985 | -21.3% |
| Amounts receivable within one year | 40/41 | €65,146 | €50,526 | -€14,620 | -22.4% |
| Trade receivables | 40 | €65,146 | €50,526 | -€14,620 | -22.4% |
| Cash at bank and in hand | 54/58 | €9,968 | €8,205 | -€1,762 | -17.7% |
| Deferred charges and accrued income | 490/1 | - | €397 | +€397 | |
| Total equity and liabilities | 10/49 | €75,679 | €59,221 | -€16,458 | -21.7% |
| Equity | 10/15 | €45,552 | €30,478 | -€15,074 | -33.1% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €2,925 | €2,925 | = | 0.0% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Tax-exempt reserves | 132 | €1,066 | €1,066 | = | 0.0% |
| Distributable reserves | 133 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | €24,035 | €8,961 | -€15,074 | -62.7% |
| Amounts payable | 17/49 | €30,127 | €28,743 | -€1,384 | -4.6% |
| Amounts payable within one year | 42/48 | €28,730 | €28,397 | -€333 | -1.2% |
| Trade debts | 44 | €13,229 | €15,959 | +€2,731 | +20.6% |
| Suppliers | 440/4 | €13,229 | €15,959 | +€2,731 | +20.6% |
| Advances received on contracts in progress | 46 | - | €119 | +€119 | |
| Taxes, remuneration and social security | 45 | €15,501 | €12,319 | -€3,182 | -20.5% |
| Taxes | 450/3 | €1,632 | €2,964 | +€1,332 | +81.6% |
| Remuneration and social security | 454/9 | €13,869 | €9,355 | -€4,514 | -32.5% |
| Accrued charges and deferred income | 492/3 | €1,397 | €346 | -€1,051 | -75.2% |
| Remuneration, social security and pensions | 62 | €50,277 | €59,463 | +€9,186 | +18.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €472 | €472 | = | 0.0% |
| Other operating charges | 640/8 | €71 | €500 | +€429 | +600% |
| Gross operating margin | 9900 | €40,888 | €47,044 | +€6,155 | +15.1% |
| Operating profit (loss) | 9901 | -€9,932 | -€13,391 | -€3,459 | -34.8% |
| Financial income | 75/76B | €1 | - | -€1 | |
| Recurring financial income | 75 | €1 | - | -€1 | |
| Financial charges | 65/66B | €1,170 | €1,683 | +€513 | +43.9% |
| Recurring financial charges | 65 | €1,170 | €1,683 | +€513 | +43.9% |
| Profit (loss) for the period before taxes | 9903 | -€11,100 | -€15,074 | -€3,973 | -35.8% |
| Profit (loss) for the period | 9904 | -€11,100 | -€15,074 | -€3,973 | -35.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€11,100 | -€15,074 | -€3,973 | -35.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.