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SERENDRA: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SERENDRA

BE 0790.794.874
NACE 68.201, Renting and operating of own or leased residential real estate, excluding social housing
fiscal year 2023 against 2025not consecutivefiled annual accounts (NBB)
Net result for the year
-€2,975
2023 · -€29,788+€26,813
Equity
€699,351
2023 · €720,212-€20,862
Cash
€144,795
2023 · €14,704+€130,092
Balance sheet total
€757,555
2023 · €764,557-€7,002

Largest movements

2023 to 2025
Assets
  • Tangible fixed assets -€154,002

    down €154,002 (-20.6%), from €748,790 to €594,788

    of which Land and buildings: -€148,568

  • Cash +€130,092

    up €130,092 (+884.8%), from €14,704 to €144,795

  • Receivables within one year +€17,167

    new in 2025: €17,167

Equity and liabilities
  • Profit (loss) carried forward -€20,862

    down €20,862 (-70.0%), from -€29,788 to -€50,649

  • Trade debts +€14,374

    up €14,374 (+664.7%), from €2,162 to €16,537

Income statement
  • Gross operating margin +€32,118

    up €32,118, from -€5,066 to €27,053

  • Depreciation +€4,734

    up €4,734 (+21.8%), from €21,737 to €26,471

  • Other operating charges +€461

    up €461 (+15.8%), from €2,912 to €3,372

From the 2023 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€29,788
Gross operating margin +€32,118
Depreciation -€4,734
Other operating charges -€461
Financial charges -€111
Result 2025 -€2,975

Cash bridge derived

cash 2023 to 2025

A cash bridge needs two consecutive fiscal years: one year's result and depreciation cannot explain a change over several years. Pick two years that follow each other.

Every line side by side 33 lines
Line Code 2023 2025 Change %
Total assets 20/58 €764,557 €757,555 -€7,002 -0.9%
Fixed assets 21/28 €748,790 €594,788 -€154,002 -20.6%
Tangible fixed assets 22/27 €748,790 €594,788 -€154,002 -20.6%
Land and buildings 22 €714,470 €565,902 -€148,568 -20.8%
Plant, machinery and equipment 23 - €11,469 +€11,469
Furniture and vehicles 24 €34,321 €17,418 -€16,903 -49.2%
Current assets 29/58 €15,766 €162,767 +€147,000 +932.4%
Amounts receivable within one year 40/41 - €17,167 +€17,167
Other amounts receivable 41 - €17,167 +€17,167
Cash at bank and in hand 54/58 €14,704 €144,795 +€130,092 +884.8%
Deferred charges and accrued income 490/1 €1,063 €804 -€259 -24.3%
Total equity and liabilities 10/49 €764,557 €757,555 -€7,002 -0.9%
Equity 10/15 €720,212 €699,351 -€20,862 -2.9%
Contributions 10/11 €750,000 €750,000 = 0.0%
Profit (loss) carried forward 14 -€29,788 -€50,649 -€20,862 -70.0%
Amounts payable 17/49 €44,344 €58,205 +€13,860 +31.3%
Amounts payable after more than one year 17 €40,100 €40,100 = 0.0%
Other amounts payable 178/9 €40,100 €40,100 = 0.0%
Amounts payable within one year 42/48 €4,244 €18,105 +€13,860 +326.5%
Trade debts 44 €2,162 €16,537 +€14,374 +664.7%
Suppliers 440/4 €2,162 €16,537 +€14,374 +664.7%
Taxes, remuneration and social security 45 €100 €68 -€32 -32.0%
Taxes 450/3 €100 €68 -€32 -32.0%
Other amounts payable 47/48 €1,982 €1,500 -€482 -24.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €21,737 €26,471 +€4,734 +21.8%
Other operating charges 640/8 €2,912 €3,372 +€461 +15.8%
Gross operating margin 9900 -€5,066 €27,053 +€32,118
Operating profit (loss) 9901 -€29,714 -€2,790 +€26,924 +90.6%
Financial charges 65/66B €74 €185 +€111 +151.0%
Recurring financial charges 65 €74 €185 +€111 +151.0%
Profit (loss) for the period before taxes 9903 -€29,788 -€2,975 +€26,813 +90.0%
Profit (loss) for the period 9904 -€29,788 -€2,975 +€26,813 +90.0%
Profit (loss) for the period to be appropriated 9905 -€29,788 -€2,975 +€26,813 +90.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.