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SEPHABEL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SEPHABEL

BE 0449.100.694
NACE 47.730, Retail sale of pharmaceutical products
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€10,698
2023 · -€16,487+€5,788
Equity
€706,579
2023 · €717,277-€10,698
Cash
€135,114
2023 · €84,519+€50,595
Balance sheet total
€1.2m
2023 · €1.2m-€4,415

Largest movements

2023 to 2024
Assets
  • Tangible fixed assets -€68,142

    down €68,142 (-26.6%), from €256,247 to €188,105

    of which Plant, machinery and equipment: -€57,120

  • Cash +€50,595

    up €50,595 (+59.9%), from €84,519 to €135,114

    mainly Depreciation (+€70,601) and Tax, wage and social debts (+€27,081)

Equity and liabilities
  • Debts after one year -€43,898

    down €43,898 (-15.5%), from €283,395 to €239,497

  • Tax, wage and social debts +€27,081

    up €27,081 (+57.7%), from €46,954 to €74,035

    of which Remuneration and social security: +€25,702

  • Trade debts +€25,829

    up €25,829 (+21.9%), from €117,898 to €143,727

Income statement
  • Gross operating margin +€22,164

    up €22,164 (+5.3%), from €420,454 to €442,618

  • Staff costs +€13,856

    up €13,856 (+4.0%), from €345,904 to €359,760

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€16,487
Gross operating margin +€22,164
Staff costs -€13,856
Depreciation -€685
Write-downs -€2,286
Other operating charges -€272
Financial income -€327
Financial charges +€1,352
Taxes -€302
Result 2024 -€10,698

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€96,190
Investment -€2,459
Financing -€43,137
Cash 2023 €84,519
Net result for the year -€10,698
Depreciation +€70,601
Stocks and contracts -€6,365
Receivables within one year -€10,710
Deferred charges and accrued income +€3,942
Trade debts +€25,829
Tax, wage and social debts +€27,081
Other debts -€3,328
Accrued charges and deferred income -€161
Investment in fixed assets (net) -€2,459
Debts after one year -€43,898
Current portion of long-term debt +€761
Cash 2024 €135,114
Every line side by side 51 lines
Line Code 2023 2024 Change %
Total assets 20/58 €1,217,824 €1,213,410 -€4,415 -0.4%
Fixed assets 21/28 €260,537 €192,395 -€68,142 -26.2%
Tangible fixed assets 22/27 €256,247 €188,105 -€68,142 -26.6%
Land and buildings 22 €159,434 €148,660 -€10,775 -6.8%
Plant, machinery and equipment 23 €95,659 €38,539 -€57,120 -59.7%
Furniture and vehicles 24 €1,154 €906 -€248 -21.5%
Financial fixed assets 28 €4,290 €4,290 = 0.0%
Current assets 29/58 €957,287 €1,021,015 +€63,728 +6.7%
Stocks and contracts in progress 3 €332,996 €339,361 +€6,365 +1.9%
Stocks 30/36 €332,996 €339,361 +€6,365 +1.9%
Amounts receivable within one year 40/41 €499,463 €510,173 +€10,710 +2.1%
Trade receivables 40 €175,807 €182,264 +€6,457 +3.7%
Other amounts receivable 41 €323,656 €327,909 +€4,254 +1.3%
Cash at bank and in hand 54/58 €84,519 €135,114 +€50,595 +59.9%
Deferred charges and accrued income 490/1 €40,310 €36,368 -€3,942 -9.8%
Total equity and liabilities 10/49 €1,217,824 €1,213,410 -€4,415 -0.4%
Equity 10/15 €717,277 €706,579 -€10,698 -1.5%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €426,255 €426,255 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Distributable reserves 133 €420,055 €420,055 = 0.0%
Profit (loss) carried forward 14 €229,023 €218,324 -€10,698 -4.7%
Amounts payable 17/49 €500,547 €506,831 +€6,284 +1.3%
Amounts payable after more than one year 17 €283,395 €239,497 -€43,898 -15.5%
Financial debts 170/4 €283,395 €239,497 -€43,898 -15.5%
Amounts payable within one year 42/48 €214,598 €264,941 +€50,343 +23.5%
Current portion of amounts payable after more than one year 42 €42,737 €43,498 +€761 +1.8%
Trade debts 44 €117,898 €143,727 +€25,829 +21.9%
Suppliers 440/4 €117,898 €143,727 +€25,829 +21.9%
Taxes, remuneration and social security 45 €46,954 €74,035 +€27,081 +57.7%
Taxes 450/3 €5,396 €6,774 +€1,379 +25.5%
Remuneration and social security 454/9 €41,559 €67,261 +€25,702 +61.8%
Other amounts payable 47/48 €7,008 €3,680 -€3,328 -47.5%
Accrued charges and deferred income 492/3 €2,554 €2,393 -€161 -6.3%
Remuneration, social security and pensions 62 €345,904 €359,760 +€13,856 +4.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €69,916 €70,601 +€685 +1.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 - €2,286 +€2,286
Other operating charges 640/8 €4,675 €4,946 +€272 +5.8%
Gross operating margin 9900 €420,454 €442,618 +€22,164 +5.3%
Operating profit (loss) 9901 -€40 €5,025 +€5,065
Financial income 75/76B €4,207 €3,880 -€327 -7.8%
Recurring financial income 75 €4,207 €3,880 -€327 -7.8%
Financial charges 65/66B €20,653 €19,301 -€1,352 -6.5%
Recurring financial charges 65 €20,653 €19,301 -€1,352 -6.5%
Profit (loss) for the period before taxes 9903 -€16,487 -€10,397 +€6,090 +36.9%
Income taxes 67/77 - €302 +€302
Profit (loss) for the period 9904 -€16,487 -€10,698 +€5,788 +35.1%
Profit (loss) for the period to be appropriated 9905 -€16,487 -€10,698 +€5,788 +35.1%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.