SENIORIMMO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
SENIORIMMO
NACE 82.990, Other business support services
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1.1m
2024 · -€114,053+€1.2m
Equity
€1.9m
2024 · €856,647+€1.1m
Cash
€43,837
2024 · €31,611+€12,226
Balance sheet total
€7.9m
2024 · €8.4m-€507,061
Largest movements
Assets
- Tangible fixed assets -€577,357
down €577,357 (-8.2%), from €7.0m to €6.4m
of which Land and buildings: -€668,665
Equity and liabilities
- Other debts -€1.6m
down €1.6m (-87.5%), from €1.8m to €227,407
- Reserves +€1.1m
up €1.1m (+123.4%), from €853,060 to €1.9m
of which Tax-exempt reserves: +€1.1m
- Provisions +€350,997
up €350,997 (+118.0%), from €297,384 to €648,381
- Debts after one year -€179,384
down €179,384 (-4.0%), from €4.5m to €4.3m
- Current portion of long-term debt -€149,895
down €149,895 (-26.1%), from €575,068 to €425,173
Income statement
- Gross operating margin +€1.6m
up €1.6m (+288.6%), from €547,598 to €2.1m
- Other operating charges -€68,965
down €68,965 (-42.3%), from €163,048 to €94,083
- Financial charges +€36,342
up €36,342 (+31.2%), from €116,556 to €152,898
- Taxes +€30,543
up €30,543 (+180.5%), from €16,922 to €47,465
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€114,053
Gross operating margin
+€1.6m
Depreciation
-€3,254
Other operating charges
+€68,965
Other operating items
-€26,460
Financial income
+€721
Financial charges
-€36,342
Taxes
-€30,543
Deferred taxes and other
-€368,544
Result 2025
€1.1m
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€206,916
Investment
+€180,588
Financing
-€375,278
Cash 2024
€31,611
From operations (derived)
+€206,916
Net result for the year
+€1.1m
Depreciation
+€396,769
Receivables within one year
-€57,292
Deferred charges and accrued income
-€778
Provisions
+€350,997
Trade debts
+€10,635
Tax, wage and social debts
+€5,183
Other debts
-€1.6m
Accrued charges and deferred income
+€26,373
Investment (derived)
+€180,588
Investment in fixed assets (net)
+€180,588
Financing
-€375,278
Debts after one year
-€179,384
Current portion of long-term debt
-€149,895
Short-term financial debts
-€45,999
Cash 2025
€43,837
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,367,198 | €7,860,137 | -€507,061 | -6.1% |
| Fixed assets | 21/28 | €7,293,749 | €6,716,392 | -€577,357 | -7.9% |
| Intangible fixed assets | 21 | €18,513 | €18,513 | = | 0.0% |
| Tangible fixed assets | 22/27 | €7,014,845 | €6,437,489 | -€577,357 | -8.2% |
| Land and buildings | 22 | €5,846,980 | €5,178,314 | -€668,665 | -11.4% |
| Plant, machinery and equipment | 23 | €89,634 | €67,648 | -€21,986 | -24.5% |
| Furniture and vehicles | 24 | €805,912 | €812,823 | +€6,910 | +0.9% |
| Other tangible fixed assets | 26 | €36,077 | €100,717 | +€64,640 | +179.2% |
| Assets under construction and advance payments | 27 | €236,242 | €277,987 | +€41,745 | +17.7% |
| Financial fixed assets | 28 | €260,391 | €260,391 | = | 0.0% |
| Current assets | 29/58 | €1,073,450 | €1,143,745 | +€70,295 | +6.5% |
| Amounts receivable within one year | 40/41 | €1,030,882 | €1,088,174 | +€57,292 | +5.6% |
| Trade receivables | 40 | €204,603 | €146,752 | -€57,851 | -28.3% |
| Other amounts receivable | 41 | €826,279 | €941,423 | +€115,144 | +13.9% |
| Cash at bank and in hand | 54/58 | €31,611 | €43,837 | +€12,226 | +38.7% |
| Deferred charges and accrued income | 490/1 | €10,956 | €11,734 | +€778 | +7.1% |
| Total equity and liabilities | 10/49 | €8,367,198 | €7,860,137 | -€507,061 | -6.1% |
| Equity | 10/15 | €856,647 | €1,927,676 | +€1.1m | +125.0% |
| Contributions | 10/11 | €65,000 | €65,000 | = | 0.0% |
| Capital | 10 | €65,000 | €65,000 | = | 0.0% |
| Issued capital | 100 | €65,000 | €65,000 | = | 0.0% |
| Reserves | 13 | €853,060 | €1,906,052 | +€1.1m | +123.4% |
| Non-distributable reserves | 130/1 | €6,500 | €6,500 | = | 0.0% |
| Legal reserve | 130 | €6,500 | €6,500 | = | 0.0% |
| Tax-exempt reserves | 132 | €846,560 | €1,899,552 | +€1.1m | +124.4% |
| Profit (loss) carried forward | 14 | -€61,413 | -€43,376 | +€18,037 | +29.4% |
| Provisions and deferred taxes | 16 | €297,384 | €648,381 | +€350,997 | +118.0% |
| Deferred taxes | 168 | €297,384 | €648,381 | +€350,997 | +118.0% |
| Amounts payable | 17/49 | €7,213,168 | €5,284,080 | -€1.9m | -26.7% |
| Amounts payable after more than one year | 17 | €4,502,505 | €4,323,121 | -€179,384 | -4.0% |
| Financial debts | 170/4 | €4,502,505 | €4,323,121 | -€179,384 | -4.0% |
| Amounts payable within one year | 42/48 | €2,706,758 | €930,682 | -€1.8m | -65.6% |
| Current portion of amounts payable after more than one year | 42 | €575,068 | €425,173 | -€149,895 | -26.1% |
| Financial debts | 43 | €150,000 | €104,001 | -€45,999 | -30.7% |
| Credit institutions | 430/8 | €150,000 | €104,001 | -€45,999 | -30.7% |
| Trade debts | 44 | €99,207 | €109,842 | +€10,635 | +10.7% |
| Suppliers | 440/4 | €99,207 | €109,842 | +€10,635 | +10.7% |
| Taxes, remuneration and social security | 45 | €59,076 | €64,258 | +€5,183 | +8.8% |
| Taxes | 450/3 | €59,076 | €64,258 | +€5,183 | +8.8% |
| Other amounts payable | 47/48 | €1,823,407 | €227,407 | -€1.6m | -87.5% |
| Accrued charges and deferred income | 492/3 | €3,904 | €30,277 | +€26,373 | +675.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €393,514 | €396,769 | +€3,254 | +0.8% |
| Other operating charges | 640/8 | €163,048 | €94,083 | -€68,965 | -42.3% |
| Non-recurring operating charges | 66A | €17,290 | €43,750 | +€26,460 | +153.0% |
| Gross operating margin | 9900 | €547,598 | €2,128,138 | +€1.6m | +288.6% |
| Operating profit (loss) | 9901 | -€26,254 | €1,593,536 | +€1.6m | |
| Financial income | 75/76B | €28,133 | €28,854 | +€721 | +2.6% |
| Recurring financial income | 75 | €28,133 | €28,854 | +€721 | +2.6% |
| Financial charges | 65/66B | €116,556 | €152,898 | +€36,342 | +31.2% |
| Recurring financial charges | 65 | €116,556 | €152,898 | +€36,342 | +31.2% |
| Profit (loss) for the period before taxes | 9903 | -€114,677 | €1,469,491 | +€1.6m | |
| Transfer from deferred taxes | 780 | €17,547 | €17,547 | = | 0.0% |
| Transfer to deferred taxes | 680 | - | €368,544 | +€368,544 | |
| Income taxes | 67/77 | €16,922 | €47,465 | +€30,543 | +180.5% |
| Profit (loss) for the period | 9904 | -€114,053 | €1,071,029 | +€1.2m | |
| Transfer from tax-exempt reserves | 789 | €52,640 | €52,640 | = | 0.0% |
| Transfer to tax-exempt reserves | 689 | - | €1,105,633 | +€1.1m | |
| Profit (loss) for the period to be appropriated | 9905 | -€61,413 | €18,037 | +€79,449 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.