SENIOR IMMOB: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SENIOR IMMOB
Largest movements
- Tangible fixed assets -€14,198
down €14,198 (-2.4%), from €596,795 to €582,597
- Debts after one year -€17,200
down €17,200 (-74.1%), from €23,208 to €6,008
- Gross operating margin +€3,252
up €3,252 (+18.7%), from €17,373 to €20,625
- Taxes +€964
up €964 (+215%), from €449 to €1,413
- Other operating charges -€823
down €823 (-67.3%), from €1,223 to €400
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €611,999 | €599,389 | -€12,610 | -2.1% |
| Fixed assets | 21/28 | €596,795 | €582,597 | -€14,198 | -2.4% |
| Tangible fixed assets | 22/27 | €596,795 | €582,597 | -€14,198 | -2.4% |
| Land and buildings | 22 | €596,795 | €582,597 | -€14,198 | -2.4% |
| Current assets | 29/58 | €15,204 | €16,791 | +€1,587 | +10.4% |
| Amounts receivable within one year | 40/41 | €5,309 | €1,163 | -€4,146 | -78.1% |
| Trade receivables | 40 | €2,115 | €576 | -€1,539 | -72.8% |
| Other amounts receivable | 41 | €3,194 | €587 | -€2,607 | -81.6% |
| Cash at bank and in hand | 54/58 | €9,895 | €15,628 | +€5,733 | +57.9% |
| Total equity and liabilities | 10/49 | €611,999 | €599,389 | -€12,610 | -2.1% |
| Equity | 10/15 | €585,303 | €589,542 | +€4,238 | +0.7% |
| Contributions | 10/11 | €110,000 | €110,000 | = | 0.0% |
| Capital | 10 | €110,000 | €110,000 | = | 0.0% |
| Issued capital | 100 | €110,000 | €110,000 | = | 0.0% |
| Reserves | 13 | €11,000 | €11,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €11,000 | €11,000 | = | 0.0% |
| Legal reserve | 130 | €11,000 | €11,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €464,303 | €468,542 | +€4,238 | +0.9% |
| Amounts payable | 17/49 | €26,696 | €9,847 | -€16,849 | -63.1% |
| Amounts payable after more than one year | 17 | €23,208 | €6,008 | -€17,200 | -74.1% |
| Financial debts | 170/4 | €23,208 | €6,008 | -€17,200 | -74.1% |
| Amounts payable within one year | 42/48 | €832 | €1,103 | +€272 | +32.6% |
| Trade debts | 44 | €176 | €447 | +€272 | +155% |
| Suppliers | 440/4 | €176 | €447 | +€272 | +155% |
| Taxes, remuneration and social security | 45 | €449 | €449 | = | 0.0% |
| Taxes | 450/3 | €449 | €449 | = | 0.0% |
| Other amounts payable | 47/48 | €208 | €208 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €2,656 | €2,736 | +€80 | +3.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,198 | €14,198 | = | 0.0% |
| Other operating charges | 640/8 | €1,223 | €400 | -€823 | -67.3% |
| Gross operating margin | 9900 | €17,373 | €20,625 | +€3,252 | +18.7% |
| Operating profit (loss) | 9901 | €1,952 | €6,027 | +€4,075 | +209% |
| Financial charges | 65/66B | €320 | €376 | +€56 | +17.6% |
| Recurring financial charges | 65 | €320 | €376 | +€56 | +17.6% |
| Profit (loss) for the period before taxes | 9903 | €1,632 | €5,651 | +€4,019 | +246% |
| Income taxes | 67/77 | €449 | €1,413 | +€964 | +215% |
| Profit (loss) for the period | 9904 | €1,183 | €4,238 | +€3,055 | +258% |
| Profit (loss) for the period to be appropriated | 9905 | €1,183 | €4,238 | +€3,055 | +258% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.