SELF MADE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SELF MADE
Largest movements
- Cash -€3,334
down €3,334 (-21.6%), from €15,449 to €12,115
mainly Advances received (-€4,800) and Tax, wage and social debts (-€4,298)
- Receivables within one year -€2,125
down €2,125 (-35.3%), from €6,016 to €3,891
of which Trade receivables: -€5,940
- Advances received -€4,800
no longer reported in 2025 (was €4,800)
- Tax, wage and social debts -€4,298
down €4,298 (-89.7%), from €4,789 to €491
- Profit (loss) carried forward +€2,190
up €2,190 (+33.1%), from €6,626 to €8,816
- Accrued charges and deferred income +€1,390
new in 2025: €1,390
- Gross operating margin -€6,275
down €6,275 (-68.8%), from €9,126 to €2,851
- Taxes -€1,674
down €1,674 (-93.9%), from €1,782 to €108
- Financial charges -€862
down €862 (-92.5%), from €932 to €70
of which Non-recurring financial charges: -€800
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €21,568 | €16,106 | -€5,462 | -25.3% |
| Fixed assets | 21/28 | €100 | €100 | = | 0.0% |
| Financial fixed assets | 28 | €100 | €100 | = | 0.0% |
| Current assets | 29/58 | €21,468 | €16,006 | -€5,462 | -25.4% |
| Amounts receivable within one year | 40/41 | €6,016 | €3,891 | -€2,125 | -35.3% |
| Trade receivables | 40 | €5,940 | - | -€5,940 | |
| Other amounts receivable | 41 | €76 | €3,891 | +€3,815 | +5019.7% |
| Cash at bank and in hand | 54/58 | €15,449 | €12,115 | -€3,334 | -21.6% |
| Deferred charges and accrued income | 490/1 | €3 | - | -€3 | |
| Total equity and liabilities | 10/49 | €21,568 | €16,106 | -€5,462 | -25.3% |
| Equity | 10/15 | €11,626 | €13,816 | +€2,190 | +18.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €6,626 | €8,816 | +€2,190 | +33.1% |
| Amounts payable | 17/49 | €9,942 | €2,290 | -€7,652 | -77.0% |
| Amounts payable within one year | 42/48 | €9,942 | €900 | -€9,042 | -90.9% |
| Advances received on contracts in progress | 46 | €4,800 | - | -€4,800 | |
| Taxes, remuneration and social security | 45 | €4,789 | €491 | -€4,298 | -89.7% |
| Taxes | 450/3 | €4,789 | €491 | -€4,298 | -89.7% |
| Other amounts payable | 47/48 | €353 | €409 | +€56 | +15.9% |
| Accrued charges and deferred income | 492/3 | - | €1,390 | +€1,390 | |
| Other operating charges | 640/8 | €578 | €574 | -€4 | -0.7% |
| Gross operating margin | 9900 | €9,126 | €2,851 | -€6,275 | -68.8% |
| Operating profit (loss) | 9901 | €8,548 | €2,277 | -€6,271 | -73.4% |
| Financial income | 75/76B | - | €91 | +€91 | |
| Recurring financial income | 75 | - | €91 | +€91 | |
| Financial charges | 65/66B | €932 | €70 | -€862 | -92.5% |
| Recurring financial charges | 65 | €132 | €70 | -€62 | -47.0% |
| Non-recurring financial charges | 66B | €800 | - | -€800 | |
| Profit (loss) for the period before taxes | 9903 | €7,616 | €2,298 | -€5,318 | -69.8% |
| Income taxes | 67/77 | €1,782 | €108 | -€1,674 | -93.9% |
| Profit (loss) for the period | 9904 | €5,834 | €2,190 | -€3,644 | -62.5% |
| Profit (loss) for the period to be appropriated | 9905 | €5,834 | €2,190 | -€3,644 | -62.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.