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SEFRAWIL: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SEFRAWIL

BE 0770.989.157
NACE 77.110, Renting and leasing of cars and light motor vehicles
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€22,492
2023 · -€9,241-€13,251
Equity
-€20,718
2023 · €1,773-€22,492
Cash
€13,800
2023 · €36,331-€22,532
Balance sheet total
€56,676
2023 · €75,314-€18,638

Largest movements

2023 to 2024
Assets
  • Cash -€22,532

    down €22,532 (-62.0%), from €36,331 to €13,800

    mainly Net result for the year (-€22,492) and Receivables within one year (-€2,685)

  • Receivables within one year +€2,685

    up €2,685 (+7.0%), from €38,475 to €41,160

    of which Other amounts receivable: +€2,769

  • Tangible fixed assets +€1,411

    new in 2024: €1,411

Equity and liabilities
  • Profit (loss) carried forward -€22,492

    down €22,492 (-200.3%), from -€11,227 to -€33,718

  • Trade debts +€2,150

    up €2,150 (+8.7%), from €24,796 to €26,946

  • Other debts +€1,704

    up €1,704 (+26.9%), from €6,341 to €8,044

Income statement
  • Gross operating margin -€12,052

    down €12,052 (-206.3%), from -€5,843 to -€17,895

  • Other operating charges +€947

    up €947 (+216.4%), from €437 to €1,384

  • Depreciation +€223

    up €223 (+110.9%), from €201 to €425

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€9,241
Gross operating margin -€12,052
Depreciation -€223
Other operating charges -€947
Financial income -€29
Financial charges +€1
Result 2024 -€22,492

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€20,898
Investment -€1,634
Financing €0
Cash 2023 €36,331
Net result for the year -€22,492
Depreciation +€425
Receivables within one year -€2,685
Trade debts +€2,150
Other debts +€1,704
Investment in fixed assets (net) -€1,634
Cash 2024 €13,800
Every line side by side 34 lines
Line Code 2023 2024 Change %
Total assets 20/58 €75,314 €56,676 -€18,638 -24.7%
Formation expenses 20 €508 €306 -€201 -39.7%
Fixed assets 21/28 - €1,411 +€1,411
Tangible fixed assets 22/27 - €1,411 +€1,411
Furniture and vehicles 24 - €1,411 +€1,411
Current assets 29/58 €74,807 €54,960 -€19,847 -26.5%
Amounts receivable within one year 40/41 €38,475 €41,160 +€2,685 +7.0%
Trade receivables 40 €38,420 €38,336 -€84 -0.2%
Other amounts receivable 41 €55 €2,824 +€2,769 +5027.8%
Cash at bank and in hand 54/58 €36,331 €13,800 -€22,532 -62.0%
Deferred charges and accrued income 490/1 €0 - =
Total equity and liabilities 10/49 €75,314 €56,676 -€18,638 -24.7%
Equity 10/15 €1,773 -€20,718 -€22,492
Contributions 10/11 €13,000 €13,000 = 0.0%
Profit (loss) carried forward 14 -€11,227 -€33,718 -€22,492 -200.3%
Amounts payable 17/49 €73,541 €77,395 +€3,854 +5.2%
Amounts payable within one year 42/48 €73,541 €77,395 +€3,854 +5.2%
Trade debts 44 €24,796 €26,946 +€2,150 +8.7%
Suppliers 440/4 €24,796 €26,946 +€2,150 +8.7%
Advances received on contracts in progress 46 €42,393 €42,393 = 0.0%
Taxes, remuneration and social security 45 €11 €11 = 0.0%
Taxes 450/3 €11 €11 = 0.0%
Other amounts payable 47/48 €6,341 €8,044 +€1,704 +26.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €201 €425 +€223 +110.9%
Other operating charges 640/8 €437 €1,384 +€947 +216.4%
Gross operating margin 9900 -€5,843 -€17,895 -€12,052 -206.3%
Operating profit (loss) 9901 -€6,482 -€19,704 -€13,222 -204.0%
Financial income 75/76B €30 €1 -€29 -97.0%
Recurring financial income 75 €30 €1 -€29 -97.0%
Financial charges 65/66B €2,789 €2,789 -€1 0.0%
Recurring financial charges 65 €2,789 €2,789 -€1 0.0%
Profit (loss) for the period before taxes 9903 -€9,241 -€22,492 -€13,251 -143.4%
Profit (loss) for the period 9904 -€9,241 -€22,492 -€13,251 -143.4%
Profit (loss) for the period to be appropriated 9905 -€9,241 -€22,492 -€13,251 -143.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.