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SEFACO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SEFACO

BE 0418.870.645
NACE 68.321, Property management for co-owned buildings (syndics)
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
-€97,871
2023 · -€978,827+€880,955
Equity
-€3.2m
2023 · -€3.1m-€97,871
Cash
€19,824
2023 · €62,119-€42,295
Balance sheet total
€3.9m
2023 · €3.9m-€49,937

Largest movements

2023 to 2024
Assets
  • Cash -€42,295

    down €42,295 (-68.1%), from €62,119 to €19,824

    mainly Net result for the year (-€97,871) and Other debts (-€27,949)

Equity and liabilities
  • Profit (loss) carried forward -€97,871

    down €97,871 (-1.5%), from -€6.7m to -€6.8m

  • Short-term financial debts +€73,748

    up €73,748 (+2.9%), from €2.6m to €2.7m

Income statement
  • Financial charges -€783,200

    down €783,200 (-90.2%), from €868,742 to €85,541

  • Gross operating margin +€64,813

    up €64,813, from -€48,500 to €16,313

  • Other operating charges -€32,942

    down €32,942 (-90.7%), from €36,308 to €3,366

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 -€978,827
Gross operating margin +€64,813
Other operating charges +€32,942
Financial charges +€783,200
Result 2024 -€97,871

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€116,043
Investment €0
Financing +€73,748
Cash 2023 €62,119
Net result for the year -€97,871
Depreciation +€25,277
Receivables within one year -€17,635
Trade debts +€2,264
Tax, wage and social debts -€129
Other debts -€27,949
Short-term financial debts +€73,748
Cash 2024 €19,824
Every line side by side 40 lines
Line Code 2023 2024 Change %
Total assets 20/58 €3,929,262 €3,879,326 -€49,937 -1.3%
Fixed assets 21/28 €3,587,280 €3,562,002 -€25,277 -0.7%
Tangible fixed assets 22/27 €564,135 €538,857 -€25,277 -4.5%
Land and buildings 22 €564,135 €538,857 -€25,277 -4.5%
Financial fixed assets 28 €3,023,145 €3,023,145 = 0.0%
Current assets 29/58 €341,983 €317,323 -€24,659 -7.2%
Amounts receivable within one year 40/41 €279,864 €297,499 +€17,635 +6.3%
Trade receivables 40 €186,129 €186,774 +€645 +0.3%
Other amounts receivable 41 €93,734 €110,725 +€16,991 +18.1%
Cash at bank and in hand 54/58 €62,119 €19,824 -€42,295 -68.1%
Total equity and liabilities 10/49 €3,929,262 €3,879,326 -€49,937 -1.3%
Equity 10/15 -€3,109,352 -€3,207,223 -€97,871 -3.1%
Contributions 10/11 €3,300,000 €3,300,000 = 0.0%
Capital 10 €3,300,000 €3,300,000 = 0.0%
Issued capital 100 €3,300,000 €3,300,000 = 0.0%
Reserves 13 €291,199 €291,199 = 0.0%
Non-distributable reserves 130/1 €14,332 €14,332 = 0.0%
Legal reserve 130 €14,332 €14,332 = 0.0%
Distributable reserves 133 €276,867 €276,867 = 0.0%
Profit (loss) carried forward 14 -€6,700,551 -€6,798,422 -€97,871 -1.5%
Amounts payable 17/49 €7,038,614 €7,086,549 +€47,935 +0.7%
Amounts payable within one year 42/48 €7,038,614 €7,086,549 +€47,935 +0.7%
Financial debts 43 €2,577,886 €2,651,634 +€73,748 +2.9%
Credit institutions 430/8 €2,577,886 €2,651,634 +€73,748 +2.9%
Trade debts 44 €25,695 €27,959 +€2,264 +8.8%
Suppliers 440/4 €25,695 €27,959 +€2,264 +8.8%
Taxes, remuneration and social security 45 €129 €0 -€129 -100.0%
Taxes 450/3 €129 €0 -€129 -100.0%
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €4,434,905 €4,406,955 -€27,949 -0.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €25,277 €25,277 = 0.0%
Other operating charges 640/8 €36,308 €3,366 -€32,942 -90.7%
Non-recurring operating charges 66A €0 - =
Gross operating margin 9900 -€48,500 €16,313 +€64,813
Operating profit (loss) 9901 -€110,085 -€12,330 +€97,755 +88.8%
Financial charges 65/66B €868,742 €85,541 -€783,200 -90.2%
Recurring financial charges 65 €868,742 €85,541 -€783,200 -90.2%
Profit (loss) for the period before taxes 9903 -€978,827 -€97,871 +€880,955 +90.0%
Profit (loss) for the period 9904 -€978,827 -€97,871 +€880,955 +90.0%
Profit (loss) for the period to be appropriated 9905 -€978,827 -€97,871 +€880,955 +90.0%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.