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SEDAM: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SEDAM

BE 0424.949.674
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€1,341
2024 · -€107,280+€108,621
Equity
-€52,470
2024 · -€53,811+€1,341
Cash
€28,585
2024 · €14,041+€14,544
Balance sheet total
€384,106
2024 · €748,611-€364,505

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€363,537

    down €363,537 (-50.6%), from €719,058 to €355,521

    of which Trade receivables: -€335,156

  • Deferred charges and accrued income -€15,512

    down €15,512 (-100.0%), from €15,512 to €0

  • Cash +€14,544

    up €14,544 (+103.6%), from €14,041 to €28,585

    mainly Receivables within one year (+€363,537) and Deferred charges and accrued income (+€15,512)

Equity and liabilities
  • Trade debts -€302,047

    down €302,047 (-81.1%), from €372,273 to €70,226

  • Other debts -€63,798

    down €63,798 (-14.8%), from €430,024 to €366,225

Income statement
  • Staff costs -€321,347

    down €321,347, from €320,677 to -€670

  • Gross operating margin -€267,776

    down €267,776 (-96.7%), from €276,792 to €9,015

  • Other operating charges -€16,172

    down €16,172 (-73.6%), from €21,975 to €5,803

  • Depreciation -€7,662

    down €7,662 (-100.0%), from €7,662 to €0

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€107,280
Gross operating margin -€267,776
Staff costs +€321,347
Depreciation +€7,662
Other operating charges +€16,172
Other operating items +€29,244
Financial income -€404
Financial charges +€2,251
Taxes +€125
Result 2025 €1,341

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€14,544
Investment €0
Financing €0
Cash 2024 €14,041
Net result for the year +€1,341
Receivables within one year +€363,537
Deferred charges and accrued income +€15,512
Trade debts -€302,047
Other debts -€63,798
Cash 2025 €28,585
Every line side by side 48 lines
Line Code 2024 2025 Change %
Total assets 20/58 €748,611 €384,106 -€364,505 -48.7%
Fixed assets 21/28 €0 - =
Tangible fixed assets 22/27 €0 - =
Plant, machinery and equipment 23 €0 - =
Furniture and vehicles 24 €0 - =
Other tangible fixed assets 26 €0 - =
Financial fixed assets 28 €0 - =
Current assets 29/58 €748,611 €384,106 -€364,505 -48.7%
Stocks and contracts in progress 3 €0 - =
Stocks 30/36 €0 - =
Amounts receivable within one year 40/41 €719,058 €355,521 -€363,537 -50.6%
Trade receivables 40 €335,156 €0 -€335,156 -100.0%
Other amounts receivable 41 €383,902 €355,521 -€28,381 -7.4%
Cash at bank and in hand 54/58 €14,041 €28,585 +€14,544 +103.6%
Deferred charges and accrued income 490/1 €15,512 €0 -€15,512 -100.0%
Total equity and liabilities 10/49 €748,611 €384,106 -€364,505 -48.7%
Equity 10/15 -€53,811 -€52,470 +€1,341 +2.5%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 €126,721 €126,721 = 0.0%
Non-distributable reserves 130/1 €2,194 €2,194 = 0.0%
Reserves not available under the articles 1311 €2,194 €2,194 = 0.0%
Tax-exempt reserves 132 €56,409 €56,409 = 0.0%
Distributable reserves 133 €68,117 €68,117 = 0.0%
Profit (loss) carried forward 14 -€199,132 -€197,791 +€1,341 +0.7%
Amounts payable 17/49 €802,422 €436,576 -€365,845 -45.6%
Amounts payable within one year 42/48 €802,422 €436,576 -€365,845 -45.6%
Financial debts 43 €0 - =
Credit institutions 430/8 €0 - =
Trade debts 44 €372,273 €70,226 -€302,047 -81.1%
Suppliers 440/4 €372,273 €70,226 -€302,047 -81.1%
Taxes, remuneration and social security 45 €125 €125 = 0.0%
Taxes 450/3 €125 €125 = 0.0%
Remuneration and social security 454/9 €0 - =
Other amounts payable 47/48 €430,024 €366,225 -€63,798 -14.8%
Remuneration, social security and pensions 62 €320,677 -€670 -€321,347
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €7,662 €0 -€7,662 -100.0%
Other operating charges 640/8 €21,975 €5,803 -€16,172 -73.6%
Non-recurring operating charges 66A €29,244 €0 -€29,244 -100.0%
Gross operating margin 9900 €276,792 €9,015 -€267,776 -96.7%
Operating profit (loss) 9901 -€102,766 €3,883 +€106,648
Financial income 75/76B €431 €27 -€404 -93.6%
Recurring financial income 75 €431 €27 -€404 -93.6%
Financial charges 65/66B €4,821 €2,570 -€2,251 -46.7%
Recurring financial charges 65 €4,821 €2,570 -€2,251 -46.7%
Profit (loss) for the period before taxes 9903 -€107,156 €1,341 +€108,496
Income taxes 67/77 €125 €0 -€125 -100.0%
Profit (loss) for the period 9904 -€107,280 €1,341 +€108,621
Profit (loss) for the period to be appropriated 9905 -€107,280 €1,341 +€108,621

Source: filed annual accounts (NBB), fiscal years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.