Sebo3: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Sebo3
Largest movements
- Cash -€78
down €78 (-79.9%), from €98 to €20
mainly Net result for the year (-€381)
- Profit (loss) carried forward -€381
down €381 (-3.0%), from -€12,759 to -€13,139
- Other debts +€303
up €303 (+2.3%), from €13,282 to €13,584
- Gross operating margin -€61
down €61 (-25.0%), from -€242 to -€303
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €524 | €446 | -€78 | -14.9% |
| Current assets | 29/58 | €524 | €446 | -€78 | -14.9% |
| Amounts receivable within one year | 40/41 | €426 | €426 | = | 0.0% |
| Other amounts receivable | 41 | €426 | €426 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €98 | €20 | -€78 | -79.9% |
| Total equity and liabilities | 10/49 | €524 | €446 | -€78 | -14.9% |
| Equity | 10/15 | -€12,758 | -€13,138 | -€381 | -3.0% |
| Contributions | 10/11 | €1 | €1 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€12,759 | -€13,139 | -€381 | -3.0% |
| Amounts payable | 17/49 | €13,282 | €13,584 | +€303 | +2.3% |
| Amounts payable within one year | 42/48 | €13,282 | €13,584 | +€303 | +2.3% |
| Other amounts payable | 47/48 | €13,282 | €13,584 | +€303 | +2.3% |
| Gross operating margin | 9900 | -€242 | -€303 | -€61 | -25.0% |
| Operating profit (loss) | 9901 | -€242 | -€303 | -€61 | -25.0% |
| Financial charges | 65/66B | €79 | €78 | -€1 | -0.6% |
| Recurring financial charges | 65 | €79 | €78 | -€1 | -0.6% |
| Profit (loss) for the period before taxes | 9903 | -€321 | -€381 | -€60 | -18.7% |
| Profit (loss) for the period | 9904 | -€321 | -€381 | -€60 | -18.7% |
| Profit (loss) for the period to be appropriated | 9905 | -€321 | -€381 | -€60 | -18.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 2 October 2026 via checked.be.