SEBIHOME: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SEBIHOME
Largest movements
- Intangible fixed assets -€3,968
down €3,968 (-83.9%), from €4,729 to €762
- Tangible fixed assets -€3,674
down €3,674 (-38.3%), from €9,599 to €5,925
of which Furniture and vehicles: -€2,362
- Cash -€2,963
down €2,963 (-76.2%), from €3,888 to €925
mainly Net result for the year (-€46,038) and Debts after one year (-€17,194)
- Deferred charges and accrued income +€1,210
up €1,210 (+99.5%), from €1,216 to €2,426
- Profit (loss) carried forward -€46,038
down €46,038 (-148%), from -€31,111 to -€77,149
- Other debts +€32,755
up €32,755 (+445%), from €7,368 to €40,123
- Debts after one year -€17,194
no longer reported in 2025 (was €17,194)
- Trade debts +€10,898
up €10,898 (+28.1%), from €38,744 to €49,642
- Current portion of long-term debt +€10,285
up €10,285 (+145%), from €7,069 to €17,354
- Gross operating margin -€18,423
down €18,423 (-114%), from -€16,180 to -€34,602
- Other operating charges -€1,884
down €1,884 (-65.3%), from €2,885 to €1,001
- Depreciation -€986
down €986 (-11.4%), from €8,628 to €7,642
- Financial income -€659
down €659 (-90.4%), from €729 to €70
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €50,394 | €40,769 | -€9,624 | -19.1% |
| Fixed assets | 21/28 | €14,622 | €6,980 | -€7,642 | -52.3% |
| Intangible fixed assets | 21 | €4,729 | €762 | -€3,968 | -83.9% |
| Tangible fixed assets | 22/27 | €9,599 | €5,925 | -€3,674 | -38.3% |
| Plant, machinery and equipment | 23 | €3,785 | €2,742 | -€1,042 | -27.5% |
| Furniture and vehicles | 24 | €5,374 | €3,012 | -€2,362 | -44.0% |
| Other tangible fixed assets | 26 | €441 | €171 | -€270 | -61.2% |
| Financial fixed assets | 28 | €293 | €293 | = | 0.0% |
| Current assets | 29/58 | €35,772 | €33,790 | -€1,983 | -5.5% |
| Amounts receivable within one year | 40/41 | €30,668 | €30,439 | -€230 | -0.7% |
| Trade receivables | 40 | €30,668 | €30,365 | -€304 | -1.0% |
| Other amounts receivable | 41 | - | €74 | +€74 | |
| Cash at bank and in hand | 54/58 | €3,888 | €925 | -€2,963 | -76.2% |
| Deferred charges and accrued income | 490/1 | €1,216 | €2,426 | +€1,210 | +99.5% |
| Total equity and liabilities | 10/49 | €50,394 | €40,769 | -€9,624 | -19.1% |
| Equity | 10/15 | -€29,111 | -€75,149 | -€46,038 | -158% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€31,111 | -€77,149 | -€46,038 | -148% |
| Amounts payable | 17/49 | €79,505 | €115,918 | +€36,413 | +45.8% |
| Amounts payable after more than one year | 17 | €17,194 | - | -€17,194 | |
| Financial debts | 170/4 | €17,194 | - | -€17,194 | |
| Amounts payable within one year | 42/48 | €62,311 | €115,916 | +€53,605 | +86.0% |
| Current portion of amounts payable after more than one year | 42 | €7,069 | €17,354 | +€10,285 | +145% |
| Trade debts | 44 | €38,744 | €49,642 | +€10,898 | +28.1% |
| Suppliers | 440/4 | €38,744 | €49,642 | +€10,898 | +28.1% |
| Taxes, remuneration and social security | 45 | €9,130 | €8,797 | -€333 | -3.7% |
| Taxes | 450/3 | €6,951 | €6,601 | -€350 | -5.0% |
| Remuneration and social security | 454/9 | €2,180 | €2,196 | +€16 | +0.7% |
| Other amounts payable | 47/48 | €7,368 | €40,123 | +€32,755 | +445% |
| Accrued charges and deferred income | 492/3 | - | €2 | +€2 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €8,628 | €7,642 | -€986 | -11.4% |
| Other operating charges | 640/8 | €2,885 | €1,001 | -€1,884 | -65.3% |
| Gross operating margin | 9900 | -€16,180 | -€34,602 | -€18,423 | -114% |
| Operating profit (loss) | 9901 | -€27,692 | -€43,245 | -€15,553 | -56.2% |
| Financial income | 75/76B | €729 | €70 | -€659 | -90.4% |
| Recurring financial income | 75 | €729 | €70 | -€659 | -90.4% |
| Financial charges | 65/66B | €2,973 | €2,722 | -€252 | -8.5% |
| Recurring financial charges | 65 | €2,973 | €2,722 | -€252 | -8.5% |
| Profit (loss) for the period before taxes | 9903 | -€29,936 | -€45,897 | -€15,961 | -53.3% |
| Income taxes | 67/77 | €279 | €141 | -€138 | -49.5% |
| Profit (loss) for the period | 9904 | -€30,215 | -€46,038 | -€15,823 | -52.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€30,215 | -€46,038 | -€15,823 | -52.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.