SÉBACOOP: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SÉBACOOP
Largest movements
- Cash -€54,066
down €54,066 (-31.7%), from €170,471 to €116,404
mainly Other debts (-€25,548) and Receivables within one year (-€23,489)
- Receivables within one year +€23,489
up €23,489 (+2541.5%), from €924 to €24,413
- Other debts -€25,548
down €25,548 (-17.5%), from €145,877 to €120,328
- Profit (loss) carried forward -€5,038
down €5,038 (-11.4%), from -€44,060 to -€49,098
- Gross operating margin +€1,079
up €1,079 (+19.2%), from -€5,615 to -€4,535
- Financial charges +€58
up €58 (+113.3%), from €51 to €109
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €171,395 | €140,818 | -€30,577 | -17.8% |
| Current assets | 29/58 | €171,395 | €140,818 | -€30,577 | -17.8% |
| Amounts receivable within one year | 40/41 | €924 | €24,413 | +€23,489 | +2541.5% |
| Other amounts receivable | 41 | €924 | €24,413 | +€23,489 | +2541.5% |
| Cash at bank and in hand | 54/58 | €170,471 | €116,404 | -€54,066 | -31.7% |
| Total equity and liabilities | 10/49 | €171,395 | €140,818 | -€30,577 | -17.8% |
| Equity | 10/15 | €24,940 | €19,902 | -€5,038 | -20.2% |
| Contributions | 10/11 | €69,000 | €69,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€44,060 | -€49,098 | -€5,038 | -11.4% |
| Amounts payable | 17/49 | €146,455 | €120,916 | -€25,539 | -17.4% |
| Amounts payable within one year | 42/48 | €145,877 | €120,328 | -€25,548 | -17.5% |
| Other amounts payable | 47/48 | €145,877 | €120,328 | -€25,548 | -17.5% |
| Accrued charges and deferred income | 492/3 | €578 | €587 | +€9 | +1.6% |
| Other operating charges | 640/8 | €386 | €394 | +€8 | +2.0% |
| Gross operating margin | 9900 | -€5,615 | -€4,535 | +€1,079 | +19.2% |
| Operating profit (loss) | 9901 | -€6,001 | -€4,929 | +€1,072 | +17.9% |
| Financial income | 75/76B | €0 | €0 | -€0 | -86.7% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -86.7% |
| Financial charges | 65/66B | €51 | €109 | +€58 | +113.3% |
| Recurring financial charges | 65 | €51 | €109 | +€58 | +113.3% |
| Profit (loss) for the period before taxes | 9903 | -€6,051 | -€5,038 | +€1,014 | +16.8% |
| Profit (loss) for the period | 9904 | -€6,051 | -€5,038 | +€1,014 | +16.8% |
| Profit (loss) for the period to be appropriated | 9905 | -€6,051 | -€5,038 | +€1,014 | +16.8% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.