Seb Services: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Seb Services
Largest movements
- Tangible fixed assets -€3,259
down €3,259 (-10.0%), from €32,531 to €29,273
- Receivables within one year +€657
up €657 (+8.3%), from €7,930 to €8,587
of which Other amounts receivable: +€330
- Short-term financial debts -€20,000
no longer reported in 2025 (was €20,000)
- Profit (loss) carried forward -€16,207
down €16,207 (-421.4%), from -€3,846 to -€20,053
- Debts after one year +€12,193
new in 2025: €12,193
- Tax, wage and social debts +€10,834
up €10,834 (+281.4%), from €3,850 to €14,684
of which Remuneration and social security: +€7,100
- Trade debts +€6,637
up €6,637 (+232.4%), from €2,856 to €9,493
- Purchases and services +€12,968
up €12,968 (+23.4%), from €55,420 to €68,389
- Turnover +€7,713
up €7,713 (+14.7%), from €52,632 to €60,344
- Gross operating margin -€5,256
down €5,256 (-188.4%), from -€2,789 to -€8,044
- Depreciation +€3,205
up €3,205 (+5983.8%), from €54 to €3,259
- Other operating charges +€3,193
up €3,193 (+363.2%), from €879 to €4,072
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €42,860 | €40,172 | -€2,688 | -6.3% |
| Fixed assets | 21/28 | €32,531 | €29,273 | -€3,259 | -10.0% |
| Tangible fixed assets | 22/27 | €32,531 | €29,273 | -€3,259 | -10.0% |
| Land and buildings | 22 | €32,531 | €29,273 | -€3,259 | -10.0% |
| Current assets | 29/58 | €10,328 | €10,899 | +€570 | +5.5% |
| Amounts receivable within one year | 40/41 | €7,930 | €8,587 | +€657 | +8.3% |
| Trade receivables | 40 | €6,976 | €7,302 | +€326 | +4.7% |
| Other amounts receivable | 41 | €954 | €1,285 | +€330 | +34.6% |
| Cash at bank and in hand | 54/58 | €1,639 | €1,790 | +€151 | +9.2% |
| Deferred charges and accrued income | 490/1 | €759 | €522 | -€238 | -31.3% |
| Total equity and liabilities | 10/49 | €42,860 | €40,172 | -€2,688 | -6.3% |
| Equity | 10/15 | €16,154 | -€53 | -€16,207 | |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€3,846 | -€20,053 | -€16,207 | -421.4% |
| Amounts payable | 17/49 | €26,706 | €40,225 | +€13,519 | +50.6% |
| Amounts payable after more than one year | 17 | - | €12,193 | +€12,193 | |
| Financial debts | 170/4 | - | €12,193 | +€12,193 | |
| Amounts payable within one year | 42/48 | €26,706 | €28,032 | +€1,326 | +5.0% |
| Current portion of amounts payable after more than one year | 42 | - | €3,854 | +€3,854 | |
| Financial debts | 43 | €20,000 | - | -€20,000 | |
| Credit institutions | 430/8 | €20,000 | - | -€20,000 | |
| Trade debts | 44 | €2,856 | €9,493 | +€6,637 | +232.4% |
| Suppliers | 440/4 | €2,856 | €9,493 | +€6,637 | +232.4% |
| Taxes, remuneration and social security | 45 | €3,850 | €14,684 | +€10,834 | +281.4% |
| Taxes | 450/3 | €1,700 | €5,434 | +€3,734 | +219.7% |
| Remuneration and social security | 454/9 | €2,150 | €9,250 | +€7,100 | +330.2% |
| Turnover | 70 | €52,632 | €60,344 | +€7,713 | +14.7% |
| Goods, raw materials, services and sundry goods | 60/61 | €55,420 | €68,389 | +€12,968 | +23.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €54 | €3,259 | +€3,205 | +5983.8% |
| Other operating charges | 640/8 | €879 | €4,072 | +€3,193 | +363.2% |
| Gross operating margin | 9900 | -€2,789 | -€8,044 | -€5,256 | -188.4% |
| Operating profit (loss) | 9901 | -€3,721 | -€15,375 | -€11,653 | -313.1% |
| Financial income | 75/76B | €0 | €0 | -€0 | -77.8% |
| Recurring financial income | 75 | €0 | €0 | -€0 | -77.8% |
| Financial charges | 65/66B | €125 | €832 | +€707 | +565.6% |
| Recurring financial charges | 65 | €125 | €832 | +€707 | +565.6% |
| Profit (loss) for the period before taxes | 9903 | -€3,846 | -€16,207 | -€12,361 | -321.4% |
| Profit (loss) for the period | 9904 | -€3,846 | -€16,207 | -€12,361 | -321.4% |
| Profit (loss) for the period to be appropriated | 9905 | -€3,846 | -€16,207 | -€12,361 | -321.4% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.