SDW Bouw: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SDW Bouw
Largest movements
- Cash -€3,203
down €3,203 (-30.0%), from €10,686 to €7,483
mainly Net result for the year (-€3,333) and Tax, wage and social debts (-€2,413)
- Receivables within one year -€3,033
down €3,033 (-64.1%), from €4,730 to €1,697
of which Trade receivables: -€3,630
- Reserves -€3,333
down €3,333 (-42.7%), from €7,798 to €4,464
- Tax, wage and social debts -€2,413
no longer reported in 2025 (was €2,413)
- Other debts -€521
down €521 (-26.0%), from €2,005 to €1,484
- Trade debts +€231
new in 2025: €231
- Accrued charges and deferred income -€200
no longer reported in 2025 (was €200)
- Gross operating margin -€12,987
down €12,987, from €9,961 to -€3,026
- Taxes -€2,004
no longer reported in 2025 (was €2,004)
- Other operating charges +€121
up €121 (+106%), from €115 to €236
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €15,416 | €9,180 | -€6,236 | -40.5% |
| Current assets | 29/58 | €15,416 | €9,180 | -€6,236 | -40.5% |
| Amounts receivable within one year | 40/41 | €4,730 | €1,697 | -€3,033 | -64.1% |
| Trade receivables | 40 | €4,730 | €1,100 | -€3,630 | -76.7% |
| Other amounts receivable | 41 | - | €597 | +€597 | |
| Cash at bank and in hand | 54/58 | €10,686 | €7,483 | -€3,203 | -30.0% |
| Total equity and liabilities | 10/49 | €15,416 | €9,180 | -€6,236 | -40.5% |
| Equity | 10/15 | €10,798 | €7,464 | -€3,333 | -30.9% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €7,798 | €4,464 | -€3,333 | -42.7% |
| Distributable reserves | 133 | €7,798 | €4,464 | -€3,333 | -42.7% |
| Amounts payable | 17/49 | €4,618 | €1,715 | -€2,903 | -62.9% |
| Amounts payable within one year | 42/48 | €4,418 | €1,715 | -€2,703 | -61.2% |
| Trade debts | 44 | - | €231 | +€231 | |
| Suppliers | 440/4 | - | €231 | +€231 | |
| Taxes, remuneration and social security | 45 | €2,413 | - | -€2,413 | |
| Taxes | 450/3 | €2,413 | - | -€2,413 | |
| Other amounts payable | 47/48 | €2,005 | €1,484 | -€521 | -26.0% |
| Accrued charges and deferred income | 492/3 | €200 | - | -€200 | |
| Other operating charges | 640/8 | €115 | €236 | +€121 | +106% |
| Gross operating margin | 9900 | €9,961 | -€3,026 | -€12,987 | |
| Operating profit (loss) | 9901 | €9,846 | -€3,262 | -€13,108 | |
| Financial charges | 65/66B | €45 | €71 | +€27 | +59.5% |
| Recurring financial charges | 65 | €45 | €71 | +€27 | +59.5% |
| Profit (loss) for the period before taxes | 9903 | €9,802 | -€3,333 | -€13,135 | |
| Income taxes | 67/77 | €2,004 | - | -€2,004 | |
| Profit (loss) for the period | 9904 | €7,798 | -€3,333 | -€11,131 | |
| Profit (loss) for the period to be appropriated | 9905 | €7,798 | -€3,333 | -€11,131 |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 23 October 2026 via checked.be.