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SCM CONSTRUCT: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SCM CONSTRUCT

BE 0802.121.407
NACE 41.001, General construction of residential buildings
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€3,756
2024 · -€3,505+€7,262
Equity
€2,751
2024 · -€1,005+€3,756
Cash
€6,299
2024 · €91+€6,208
Balance sheet total
€26,144
2024 · €7,987+€18,157

Largest movements

2024 to 2025
Assets
  • Receivables within one year +€11,949

    up €11,949 (+151.3%), from €7,897 to €19,846

    of which Trade receivables: +€12,329

  • Cash +€6,208

    up €6,208 (+6853.6%), from €91 to €6,299

    mainly Other debts (+€6,731) and Net result for the year (+€3,756)

Equity and liabilities
  • Other debts +€6,731

    up €6,731 (+112.8%), from €5,964 to €12,695

  • Profit (loss) carried forward +€3,756

    up €3,756, from -€3,505 to €251

  • Accrued charges and deferred income +€3,520

    new in 2025: €3,520

  • Tax, wage and social debts +€2,458

    up €2,458, from €0 to €2,458

    of which Remuneration and social security: +€2,300

  • Trade debts +€1,692

    up €1,692 (+55.9%), from €3,028 to €4,720

Income statement
  • Gross operating margin +€7,583

    up €7,583, from -€2,945 to €4,638

  • Other operating charges +€148

    up €148 (+38.4%), from €384 to €532

  • Taxes +€99

    new in 2025: €99

  • Financial charges +€75

    up €75 (+42.6%), from €176 to €250

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 -€3,505
Gross operating margin +€7,583
Other operating charges -€148
Financial charges -€75
Taxes -€99
Result 2025 €3,756

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€6,208
Investment €0
Financing €0
Cash 2024 €91
Net result for the year +€3,756
Receivables within one year -€11,949
Trade debts +€1,692
Tax, wage and social debts +€2,458
Other debts +€6,731
Accrued charges and deferred income +€3,520
Cash 2025 €6,299
Every line side by side 31 lines
Line Code 2024 2025 Change %
Total assets 20/58 €7,987 €26,144 +€18,157 +227.3%
Current assets 29/58 €7,987 €26,144 +€18,157 +227.3%
Amounts receivable within one year 40/41 €7,897 €19,846 +€11,949 +151.3%
Trade receivables 40 €7,225 €19,554 +€12,329 +170.6%
Other amounts receivable 41 €672 €292 -€380 -56.5%
Cash at bank and in hand 54/58 €91 €6,299 +€6,208 +6853.6%
Total equity and liabilities 10/49 €7,987 €26,144 +€18,157 +227.3%
Equity 10/15 -€1,005 €2,751 +€3,756
Contributions 10/11 €2,500 €2,500 = 0.0%
Profit (loss) carried forward 14 -€3,505 €251 +€3,756
Amounts payable 17/49 €8,993 €23,393 +€14,401 +160.1%
Amounts payable within one year 42/48 €8,993 €19,873 +€10,881 +121.0%
Trade debts 44 €3,028 €4,720 +€1,692 +55.9%
Suppliers 440/4 €3,028 €4,720 +€1,692 +55.9%
Taxes, remuneration and social security 45 €0 €2,458 +€2,458
Taxes 450/3 €0 €158 +€158
Remuneration and social security 454/9 €0 €2,300 +€2,300
Other amounts payable 47/48 €5,964 €12,695 +€6,731 +112.8%
Accrued charges and deferred income 492/3 - €3,520 +€3,520
Turnover 70 €0 - =
Goods, raw materials, services and sundry goods 60/61 €0 - =
Remuneration, social security and pensions 62 €0 - =
Other operating charges 640/8 €384 €532 +€148 +38.4%
Gross operating margin 9900 -€2,945 €4,638 +€7,583
Operating profit (loss) 9901 -€3,330 €4,105 +€7,435
Financial charges 65/66B €176 €250 +€75 +42.6%
Recurring financial charges 65 €176 €250 +€75 +42.6%
Profit (loss) for the period before taxes 9903 -€3,505 €3,855 +€7,361
Income taxes 67/77 - €99 +€99
Profit (loss) for the period 9904 -€3,505 €3,756 +€7,262
Profit (loss) for the period to be appropriated 9905 -€3,505 €3,756 +€7,262

Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.