Schuurmans & Co: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Schuurmans & Co
Largest movements
- Tangible fixed assets -€12,859
down €12,859 (-5.3%), from €243,889 to €231,030
of which Furniture and vehicles: -€12,805
- Receivables within one year -€9,453
down €9,453 (-68.7%), from €13,757 to €4,303
of which Trade receivables: -€6,932
- Debts after one year -€32,467
down €32,467 (-15.4%), from €211,211 to €178,744
- Profit (loss) carried forward -€30,550
down €30,550 (-175%), from -€17,437 to -€47,988
- Other debts +€27,757
up €27,757 (+34.4%), from €80,683 to €108,440
- Current portion of long-term debt +€14,204
up €14,204 (+77.8%), from €18,263 to €32,467
- Trade debts -€6,271
down €6,271 (-90.6%), from €6,924 to €652
- Gross operating margin -€27,305
down €27,305, from €17,263 to -€10,042
- Depreciation +€4,976
up €4,976 (+52.2%), from €9,533 to €14,509
- Financial income +€652
up €652 (+37,706%), from €2 to €654
- Staff costs -€642
down €642, from €163 to -€478
- Financial charges +€384
up €384 (+7.6%), from €5,045 to €5,429
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €324,292 | €297,487 | -€26,806 | -8.3% |
| Fixed assets | 21/28 | €243,889 | €231,030 | -€12,859 | -5.3% |
| Tangible fixed assets | 22/27 | €243,889 | €231,030 | -€12,859 | -5.3% |
| Land and buildings | 22 | €190,700 | €191,005 | +€305 | +0.2% |
| Plant, machinery and equipment | 23 | €598 | €239 | -€359 | -60.1% |
| Furniture and vehicles | 24 | €52,591 | €39,786 | -€12,805 | -24.3% |
| Current assets | 29/58 | €80,403 | €66,457 | -€13,946 | -17.3% |
| Stocks and contracts in progress | 3 | €56,263 | €53,028 | -€3,235 | -5.7% |
| Stocks | 30/36 | €56,263 | €53,028 | -€3,235 | -5.7% |
| Amounts receivable within one year | 40/41 | €13,757 | €4,303 | -€9,453 | -68.7% |
| Trade receivables | 40 | €11,235 | €4,303 | -€6,932 | -61.7% |
| Other amounts receivable | 41 | €2,522 | - | -€2,522 | |
| Cash at bank and in hand | 54/58 | €7,548 | €8,184 | +€636 | +8.4% |
| Deferred charges and accrued income | 490/1 | €2,836 | €941 | -€1,894 | -66.8% |
| Total equity and liabilities | 10/49 | €324,292 | €297,487 | -€26,806 | -8.3% |
| Equity | 10/15 | €1,163 | -€29,388 | -€30,550 | |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€17,437 | -€47,988 | -€30,550 | -175% |
| Amounts payable | 17/49 | €323,129 | €326,874 | +€3,745 | +1.2% |
| Amounts payable after more than one year | 17 | €211,211 | €178,744 | -€32,467 | -15.4% |
| Financial debts | 170/4 | €211,211 | €178,744 | -€32,467 | -15.4% |
| Amounts payable within one year | 42/48 | €111,919 | €147,533 | +€35,614 | +31.8% |
| Current portion of amounts payable after more than one year | 42 | €18,263 | €32,467 | +€14,204 | +77.8% |
| Financial debts | 43 | €5,489 | €187 | -€5,302 | -96.6% |
| Credit institutions | 430/8 | €5,489 | €187 | -€5,302 | -96.6% |
| Trade debts | 44 | €6,924 | €652 | -€6,271 | -90.6% |
| Suppliers | 440/4 | €6,924 | €652 | -€6,271 | -90.6% |
| Taxes, remuneration and social security | 45 | €560 | €5,787 | +€5,227 | +933% |
| Taxes | 450/3 | €560 | €5,787 | +€5,227 | +933% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €80,683 | €108,440 | +€27,757 | +34.4% |
| Accrued charges and deferred income | 492/3 | €0 | €597 | +€597 | |
| Remuneration, social security and pensions | 62 | €163 | -€478 | -€642 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,533 | €14,509 | +€4,976 | +52.2% |
| Other operating charges | 640/8 | €1,874 | €1,702 | -€172 | -9.2% |
| Gross operating margin | 9900 | €17,263 | -€10,042 | -€27,305 | |
| Operating profit (loss) | 9901 | €5,693 | -€25,775 | -€31,468 | |
| Financial income | 75/76B | €2 | €654 | +€652 | +37,706% |
| Recurring financial income | 75 | €2 | €654 | +€652 | +37,706% |
| Financial charges | 65/66B | €5,045 | €5,429 | +€384 | +7.6% |
| Recurring financial charges | 65 | €5,045 | €5,429 | +€384 | +7.6% |
| Profit (loss) for the period before taxes | 9903 | €649 | -€30,550 | -€31,200 | |
| Income taxes | 67/77 | €128 | - | -€128 | |
| Profit (loss) for the period | 9904 | €522 | -€30,550 | -€31,072 | |
| Profit (loss) for the period to be appropriated | 9905 | €522 | -€30,550 | -€31,072 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.