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SCHUTTERS: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SCHUTTERS

BE 0506.968.520
NACE 43.331, Floor and wall tiling
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€416
2024 · €776-€360
Equity
€3,082
2024 · €2,666+€416
Cash
€4,956
2024 · €5,250-€293
Balance sheet total
€49,596
2024 · €55,436-€5,840

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€4,509

    down €4,509 (-48.1%), from €9,371 to €4,861

    of which Trade receivables: -€6,212

  • Tangible fixed assets -€2,380

    down €2,380 (-15.1%), from €15,719 to €13,340

    of which Furniture and vehicles: -€3,860

  • Deferred charges and accrued income +€973

    up €973 (+120.2%), from €810 to €1,782

  • Receivables after one year +€569

    up €569 (+11.4%), from €4,997 to €5,566

Equity and liabilities
  • Tax, wage and social debts -€3,221

    down €3,221 (-41.9%), from €7,681 to €4,460

    of which Remuneration and social security: -€1,921

  • Trade debts -€3,036

    down €3,036 (-20.1%), from €15,089 to €12,053

Income statement
  • Staff costs -€38,166

    down €38,166 (-100.0%), from €38,166 to €0

  • Gross operating margin -€37,344

    down €37,344 (-69.1%), from €54,033 to €16,689

  • Depreciation +€963

    up €963 (+29.6%), from €3,257 to €4,220

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €776
Gross operating margin -€37,344
Staff costs +€38,166
Depreciation -€963
Other operating charges +€16
Financial income -€14
Financial charges -€19
Taxes -€201
Result 2025 €416

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€1,547
Investment -€1,840
Financing €0
Cash 2024 €5,250
Net result for the year +€416
Depreciation +€4,220
Receivables after one year -€569
Stocks and contracts +€200
Receivables within one year +€4,509
Deferred charges and accrued income -€973
Trade debts -€3,036
Tax, wage and social debts -€3,221
Investment in fixed assets (net) -€1,840
Cash 2025 €4,956
Every line side by side 47 lines
Line Code 2024 2025 Change %
Total assets 20/58 €55,436 €49,596 -€5,840 -10.5%
Fixed assets 21/28 €15,719 €13,340 -€2,380 -15.1%
Tangible fixed assets 22/27 €15,719 €13,340 -€2,380 -15.1%
Plant, machinery and equipment 23 €1,252 €2,733 +€1,480 +118.2%
Furniture and vehicles 24 €14,467 €10,607 -€3,860 -26.7%
Current assets 29/58 €39,717 €36,256 -€3,461 -8.7%
Amounts receivable after more than one year 29 €4,997 €5,566 +€569 +11.4%
Other amounts receivable 291 €4,997 €5,566 +€569 +11.4%
Stocks and contracts in progress 3 €19,290 €19,090 -€200 -1.0%
Stocks 30/36 €6,300 €6,450 +€150 +2.4%
Contracts in progress 37 €12,990 €12,640 -€350 -2.7%
Amounts receivable within one year 40/41 €9,371 €4,861 -€4,509 -48.1%
Trade receivables 40 €6,422 €209 -€6,212 -96.7%
Other amounts receivable 41 €2,949 €4,652 +€1,703 +57.7%
Cash at bank and in hand 54/58 €5,250 €4,956 -€293 -5.6%
Deferred charges and accrued income 490/1 €810 €1,782 +€973 +120.2%
Total equity and liabilities 10/49 €55,436 €49,596 -€5,840 -10.5%
Equity 10/15 €2,666 €3,082 +€416 +15.6%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €7,278 €7,278 = 0.0%
Non-distributable reserves 130/1 €799 €0 -€799 -100.0%
Reserves not available under the articles 1311 €799 €0 -€799 -100.0%
Distributable reserves 133 €6,479 €7,278 +€799 +12.3%
Profit (loss) carried forward 14 -€10,812 -€10,396 +€416 +3.9%
Amounts payable 17/49 €52,770 €46,514 -€6,257 -11.9%
Amounts payable after more than one year 17 €30,000 €30,000 = 0.0%
Financial debts 170/4 €30,000 €30,000 = 0.0%
Amounts payable within one year 42/48 €22,770 €16,514 -€6,257 -27.5%
Trade debts 44 €15,089 €12,053 -€3,036 -20.1%
Suppliers 440/4 €15,089 €12,053 -€3,036 -20.1%
Taxes, remuneration and social security 45 €7,681 €4,460 -€3,221 -41.9%
Taxes 450/3 €4,381 €3,081 -€1,300 -29.7%
Remuneration and social security 454/9 €3,300 €1,379 -€1,921 -58.2%
Non-recurring operating income 76A €0 - =
Remuneration, social security and pensions 62 €38,166 €0 -€38,166 -100.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €3,257 €4,220 +€963 +29.6%
Other operating charges 640/8 €1,711 €1,695 -€16 -0.9%
Gross operating margin 9900 €54,033 €16,689 -€37,344 -69.1%
Operating profit (loss) 9901 €10,899 €10,773 -€126 -1.2%
Financial income 75/76B €117 €103 -€14 -12.2%
Recurring financial income 75 €117 €103 -€14 -12.2%
Financial charges 65/66B €8,800 €8,819 +€19 +0.2%
Recurring financial charges 65 €8,800 €8,819 +€19 +0.2%
Profit (loss) for the period before taxes 9903 €2,216 €2,057 -€159 -7.2%
Income taxes 67/77 €1,440 €1,641 +€201 +14.0%
Profit (loss) for the period 9904 €776 €416 -€360 -46.4%
Profit (loss) for the period to be appropriated 9905 €776 €416 -€360 -46.4%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.