Schuss: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Schuss
Largest movements
- Tangible fixed assets -€69,347
down €69,347 (-6.6%), from €1.1m to €983,125
of which Land and buildings: -€62,987
- Debts after one year -€104,883
down €104,883 (-11.6%), from €901,049 to €796,167
of which Financial debts: -€104,883
- Current portion of long-term debt +€20,637
up €20,637 (+30.0%), from €68,805 to €89,442
- Other debts +€14,946
up €14,946 (+72.1%), from €20,726 to €35,671
- Reserves +€12,439
up €12,439 (+41.5%), from €30,000 to €42,439
- Depreciation +€24,480
up €24,480 (+54.6%), from €44,868 to €69,347
- Taxes -€7,000
down €7,000 (-58.3%), from €12,000 to €5,000
- Financial charges -€1,535
down €1,535 (-16.9%), from €9,105 to €7,570
- Gross operating margin -€1,068
down €1,068 (-1.1%), from €96,903 to €95,836
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,061,558 | €993,262 | -€68,295 | -6.4% |
| Fixed assets | 21/28 | €1,052,472 | €983,125 | -€69,347 | -6.6% |
| Tangible fixed assets | 22/27 | €1,052,472 | €983,125 | -€69,347 | -6.6% |
| Land and buildings | 22 | €1,026,853 | €963,866 | -€62,987 | -6.1% |
| Furniture and vehicles | 24 | €25,619 | €19,259 | -€6,360 | -24.8% |
| Current assets | 29/58 | €9,085 | €10,137 | +€1,052 | +11.6% |
| Amounts receivable within one year | 40/41 | - | €171 | +€171 | |
| Trade receivables | 40 | - | €171 | +€171 | |
| Cash at bank and in hand | 54/58 | €9,085 | €9,966 | +€880 | +9.7% |
| Total equity and liabilities | 10/49 | €1,061,558 | €993,262 | -€68,295 | -6.4% |
| Equity | 10/15 | €42,543 | €54,982 | +€12,439 | +29.2% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €30,000 | €42,439 | +€12,439 | +41.5% |
| Distributable reserves | 133 | €30,000 | €42,439 | +€12,439 | +41.5% |
| Profit (loss) carried forward | 14 | €143 | €143 | = | 0.0% |
| Amounts payable | 17/49 | €1,019,015 | €938,281 | -€80,734 | -7.9% |
| Amounts payable after more than one year | 17 | €901,049 | €796,167 | -€104,883 | -11.6% |
| Financial debts | 170/4 | €581,049 | €476,167 | -€104,883 | -18.1% |
| Other amounts payable | 178/9 | €320,000 | €320,000 | = | 0.0% |
| Amounts payable within one year | 42/48 | €115,966 | €142,114 | +€26,148 | +22.5% |
| Current portion of amounts payable after more than one year | 42 | €68,805 | €89,442 | +€20,637 | +30.0% |
| Trade debts | 44 | €3,759 | - | -€3,759 | |
| Suppliers | 440/4 | €3,759 | - | -€3,759 | |
| Taxes, remuneration and social security | 45 | €22,675 | €17,000 | -€5,675 | -25.0% |
| Taxes | 450/3 | €22,675 | €17,000 | -€5,675 | -25.0% |
| Other amounts payable | 47/48 | €20,726 | €35,671 | +€14,946 | +72.1% |
| Accrued charges and deferred income | 492/3 | €2,000 | - | -€2,000 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €44,868 | €69,347 | +€24,480 | +54.6% |
| Other operating charges | 640/8 | €2,351 | €1,480 | -€871 | -37.1% |
| Gross operating margin | 9900 | €96,903 | €95,836 | -€1,068 | -1.1% |
| Operating profit (loss) | 9901 | €49,685 | €25,009 | -€24,676 | -49.7% |
| Financial charges | 65/66B | €9,105 | €7,570 | -€1,535 | -16.9% |
| Recurring financial charges | 65 | €9,105 | €7,570 | -€1,535 | -16.9% |
| Profit (loss) for the period before taxes | 9903 | €40,580 | €17,439 | -€23,141 | -57.0% |
| Income taxes | 67/77 | €12,000 | €5,000 | -€7,000 | -58.3% |
| Profit (loss) for the period | 9904 | €28,580 | €12,439 | -€16,141 | -56.5% |
| Profit (loss) for the period to be appropriated | 9905 | €28,580 | €12,439 | -€16,141 | -56.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.