SCHUMCO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCHUMCO
Largest movements
- Cash +€67,805
up €67,805 (+47.9%), from €141,433 to €209,238
mainly Net result for the year (+€166,574) and Receivables within one year (+€25,924)
- Current investments +€30,000
up €30,000 (+42.9%), from €70,000 to €100,000
- Receivables within one year -€25,924
down €25,924 (-95.4%), from €27,182 to €1,258
of which Trade receivables: -€26,620
- Reserves +€166,574
up €166,574 (+157.5%), from €105,787 to €272,361
- Debts after one year -€64,286
down €64,286 (-33.3%), from €192,857 to €128,571
- Other debts -€20,992
no longer reported in 2025 (was €20,992)
- Financial income +€41,966
up €41,966 (+46.6%), from €90,000 to €131,966
- Gross operating margin +€33,203
up €33,203 (+74.3%), from €44,699 to €77,902
- Taxes +€14,259
up €14,259 (+70.2%), from €20,323 to €34,582
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €1,244,648 | €1,315,706 | +€71,058 | +5.7% |
| Fixed assets | 21/28 | €1,004,450 | €1,003,628 | -€823 | -0.1% |
| Tangible fixed assets | 22/27 | €4,450 | €3,628 | -€823 | -18.5% |
| Plant, machinery and equipment | 23 | €784 | €518 | -€266 | -33.9% |
| Furniture and vehicles | 24 | €2,566 | €2,009 | -€557 | -21.7% |
| Other tangible fixed assets | 26 | €1,100 | €1,100 | = | 0.0% |
| Financial fixed assets | 28 | €1,000,000 | €1,000,000 | = | 0.0% |
| Current assets | 29/58 | €240,198 | €312,078 | +€71,881 | +29.9% |
| Amounts receivable within one year | 40/41 | €27,182 | €1,258 | -€25,924 | -95.4% |
| Trade receivables | 40 | €26,620 | - | -€26,620 | |
| Other amounts receivable | 41 | €562 | €1,258 | +€696 | +123.8% |
| Current investments | 50/53 | €70,000 | €100,000 | +€30,000 | +42.9% |
| Cash at bank and in hand | 54/58 | €141,433 | €209,238 | +€67,805 | +47.9% |
| Deferred charges and accrued income | 490/1 | €1,582 | €1,582 | = | 0.0% |
| Total equity and liabilities | 10/49 | €1,244,648 | €1,315,706 | +€71,058 | +5.7% |
| Equity | 10/15 | €926,253 | €1,092,826 | +€166,574 | +18.0% |
| Contributions | 10/11 | €450,000 | €450,000 | = | 0.0% |
| Reserves | 13 | €105,787 | €272,361 | +€166,574 | +157.5% |
| Distributable reserves | 133 | €105,787 | €272,361 | +€166,574 | +157.5% |
| Profit (loss) carried forward | 14 | €370,466 | €370,466 | = | 0.0% |
| Amounts payable | 17/49 | €318,396 | €222,879 | -€95,516 | -30.0% |
| Amounts payable after more than one year | 17 | €192,857 | €128,571 | -€64,286 | -33.3% |
| Financial debts | 170/4 | €192,857 | €128,571 | -€64,286 | -33.3% |
| Amounts payable within one year | 42/48 | €125,538 | €94,308 | -€31,230 | -24.9% |
| Current portion of amounts payable after more than one year | 42 | €64,286 | €64,286 | = | 0.0% |
| Trade debts | 44 | €7,336 | €6,933 | -€403 | -5.5% |
| Suppliers | 440/4 | €7,336 | €6,933 | -€403 | -5.5% |
| Taxes, remuneration and social security | 45 | €32,925 | €23,090 | -€9,836 | -29.9% |
| Taxes | 450/3 | €32,925 | €23,090 | -€9,836 | -29.9% |
| Other amounts payable | 47/48 | €20,992 | - | -€20,992 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €485 | €823 | +€338 | +69.7% |
| Other operating charges | 640/8 | €1,376 | €1,580 | +€204 | +14.8% |
| Gross operating margin | 9900 | €44,699 | €77,902 | +€33,203 | +74.3% |
| Operating profit (loss) | 9901 | €42,838 | €75,499 | +€32,661 | +76.2% |
| Financial income | 75/76B | €90,000 | €131,966 | +€41,966 | +46.6% |
| Recurring financial income | 75 | €90,000 | €131,966 | +€41,966 | +46.6% |
| Financial charges | 65/66B | €6,728 | €6,309 | -€419 | -6.2% |
| Recurring financial charges | 65 | €6,728 | €6,309 | -€419 | -6.2% |
| Profit (loss) for the period before taxes | 9903 | €126,110 | €201,156 | +€75,046 | +59.5% |
| Income taxes | 67/77 | €20,323 | €34,582 | +€14,259 | +70.2% |
| Profit (loss) for the period | 9904 | €105,787 | €166,574 | +€60,787 | +57.5% |
| Profit (loss) for the period to be appropriated | 9905 | €105,787 | €166,574 | +€60,787 | +57.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 4 October 2026 via checked.be.