SCHUERMANS IT SOLUTIONS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCHUERMANS IT SOLUTIONS
Largest movements
- Cash -€26,380
down €26,380 (-25.6%), from €103,074 to €76,695
mainly Contributions, distributions and other (-€82,353) and Investment in fixed assets (net) (-€3,197)
- Receivables within one year -€7,635
down €7,635 (-37.3%), from €20,451 to €12,816
of which Trade receivables: -€8,789
- Deferred charges and accrued income -€4,553
down €4,553 (-56.0%), from €8,125 to €3,572
- Tangible fixed assets +€1,948
up €1,948 (+59.6%), from €3,267 to €5,215
- Reserves -€40,420
down €40,420 (-39.7%), from €101,797 to €61,378
- Trade debts +€7,693
up €7,693 (+84.9%), from €9,061 to €16,753
- Tax, wage and social debts -€2,891
down €2,891 (-24.8%), from €11,671 to €8,781
- Gross operating margin -€2,158
down €2,158 (-3.6%), from €59,391 to €57,233
- Taxes -€952
down €952 (-8.2%), from €11,652 to €10,700
- Financial charges +€822
up €822 (+63.7%), from €1,290 to €2,112
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €134,917 | €98,298 | -€36,620 | -27.1% |
| Fixed assets | 21/28 | €3,267 | €5,215 | +€1,948 | +59.6% |
| Tangible fixed assets | 22/27 | €3,267 | €5,215 | +€1,948 | +59.6% |
| Furniture and vehicles | 24 | €3,267 | €5,215 | +€1,948 | +59.6% |
| Current assets | 29/58 | €131,650 | €93,083 | -€38,568 | -29.3% |
| Amounts receivable within one year | 40/41 | €20,451 | €12,816 | -€7,635 | -37.3% |
| Trade receivables | 40 | €19,800 | €11,011 | -€8,789 | -44.4% |
| Other amounts receivable | 41 | €651 | €1,805 | +€1,154 | +177% |
| Cash at bank and in hand | 54/58 | €103,074 | €76,695 | -€26,380 | -25.6% |
| Deferred charges and accrued income | 490/1 | €8,125 | €3,572 | -€4,553 | -56.0% |
| Total equity and liabilities | 10/49 | €134,917 | €98,298 | -€36,620 | -27.1% |
| Equity | 10/15 | €107,797 | €67,378 | -€40,420 | -37.5% |
| Contributions | 10/11 | €6,000 | €6,000 | = | 0.0% |
| Reserves | 13 | €101,797 | €61,378 | -€40,420 | -39.7% |
| Distributable reserves | 133 | €101,797 | €61,378 | -€40,420 | -39.7% |
| Profit (loss) carried forward | 14 | - | €0 | = | |
| Amounts payable | 17/49 | €27,120 | €30,920 | +€3,800 | +14.0% |
| Amounts payable within one year | 42/48 | €27,120 | €30,920 | +€3,800 | +14.0% |
| Financial debts | 43 | €65 | €241 | +€176 | +271% |
| Credit institutions | 430/8 | €65 | €241 | +€176 | +271% |
| Trade debts | 44 | €9,061 | €16,753 | +€7,693 | +84.9% |
| Suppliers | 440/4 | €9,061 | €16,753 | +€7,693 | +84.9% |
| Taxes, remuneration and social security | 45 | €11,671 | €8,781 | -€2,891 | -24.8% |
| Taxes | 450/3 | €11,671 | €8,781 | -€2,891 | -24.8% |
| Other amounts payable | 47/48 | €6,323 | €5,145 | -€1,178 | -18.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,481 | €1,249 | -€232 | -15.7% |
| Other operating charges | 640/8 | €567 | €552 | -€14 | -2.6% |
| Non-recurring operating charges | 66A | - | €687 | +€687 | |
| Gross operating margin | 9900 | €59,391 | €57,233 | -€2,158 | -3.6% |
| Operating profit (loss) | 9901 | €57,344 | €54,745 | -€2,598 | -4.5% |
| Financial charges | 65/66B | €1,290 | €2,112 | +€822 | +63.7% |
| Recurring financial charges | 65 | €1,290 | €2,112 | +€822 | +63.7% |
| Profit (loss) for the period before taxes | 9903 | €56,054 | €52,633 | -€3,420 | -6.1% |
| Income taxes | 67/77 | €11,652 | €10,700 | -€952 | -8.2% |
| Profit (loss) for the period | 9904 | €44,401 | €41,933 | -€2,468 | -5.6% |
| Profit (loss) for the period to be appropriated | 9905 | €44,401 | €41,933 | -€2,468 | -5.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.