SCHROVI: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCHROVI
Largest movements
- Cash +€42,296
up €42,296 (+65.3%), from €64,768 to €107,064
mainly Net result for the year (+€53,657) and Receivables within one year (+€15,548)
- Receivables within one year -€15,548
down €15,548 (-67.1%), from €23,165 to €7,616
of which Trade receivables: -€16,420
- Tangible fixed assets +€5,371
up €5,371 (+159.1%), from €3,376 to €8,748
of which Other tangible fixed assets: +€4,112
- Reserves +€23,657
up €23,657 (+59.4%), from €39,825 to €63,483
- Tax, wage and social debts +€7,943
up €7,943 (+137.3%), from €5,784 to €13,727
of which Taxes: +€7,943
- Other debts +€6,924
up €6,924 (+30.0%), from €23,076 to €30,000
- Short-term financial debts -€5,650
down €5,650 (-100.0%), from €5,650 to €0
- Gross operating margin +€12,482
up €12,482 (+17.5%), from €71,413 to €83,894
- Taxes +€7,665
up €7,665 (+49.9%), from €15,371 to €23,036
- Financial charges +€1,768
up €1,768 (+82.3%), from €2,148 to €3,915
- Other operating charges -€1,608
down €1,608 (-32.9%), from €4,882 to €3,274
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €94,381 | €126,292 | +€31,911 | +33.8% |
| Fixed assets | 21/28 | €3,376 | €8,748 | +€5,371 | +159.1% |
| Tangible fixed assets | 22/27 | €3,376 | €8,748 | +€5,371 | +159.1% |
| Furniture and vehicles | 24 | €0 | €1,259 | +€1,259 | |
| Other tangible fixed assets | 26 | €3,376 | €7,488 | +€4,112 | +121.8% |
| Current assets | 29/58 | €91,005 | €117,545 | +€26,540 | +29.2% |
| Amounts receivable within one year | 40/41 | €23,165 | €7,616 | -€15,548 | -67.1% |
| Trade receivables | 40 | €19,043 | €2,624 | -€16,420 | -86.2% |
| Other amounts receivable | 41 | €4,121 | €4,992 | +€871 | +21.1% |
| Cash at bank and in hand | 54/58 | €64,768 | €107,064 | +€42,296 | +65.3% |
| Deferred charges and accrued income | 490/1 | €3,072 | €2,864 | -€208 | -6.8% |
| Total equity and liabilities | 10/49 | €94,381 | €126,292 | +€31,911 | +33.8% |
| Equity | 10/15 | €58,425 | €82,083 | +€23,657 | +40.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €39,825 | €63,483 | +€23,657 | +59.4% |
| Distributable reserves | 133 | €39,825 | €63,483 | +€23,657 | +59.4% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €35,956 | €44,209 | +€8,254 | +23.0% |
| Amounts payable within one year | 42/48 | €35,956 | €44,209 | +€8,254 | +23.0% |
| Financial debts | 43 | €5,650 | €0 | -€5,650 | -100.0% |
| Credit institutions | 430/8 | €5,650 | €0 | -€5,650 | -100.0% |
| Trade debts | 44 | €447 | €483 | +€36 | +8.0% |
| Suppliers | 440/4 | €447 | €483 | +€36 | +8.0% |
| Advances received on contracts in progress | 46 | €1,000 | €0 | -€1,000 | -100.0% |
| Taxes, remuneration and social security | 45 | €5,784 | €13,727 | +€7,943 | +137.3% |
| Taxes | 450/3 | €5,784 | €13,727 | +€7,943 | +137.3% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €23,076 | €30,000 | +€6,924 | +30.0% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €0 | €74 | +€74 | |
| Other operating charges | 640/8 | €4,882 | €3,274 | -€1,608 | -32.9% |
| Gross operating margin | 9900 | €71,413 | €83,894 | +€12,482 | +17.5% |
| Operating profit (loss) | 9901 | €66,531 | €80,546 | +€14,015 | +21.1% |
| Financial income | 75/76B | €1 | €63 | +€62 | +5239.8% |
| Recurring financial income | 75 | €1 | €63 | +€62 | +5239.8% |
| Financial charges | 65/66B | €2,148 | €3,915 | +€1,768 | +82.3% |
| Recurring financial charges | 65 | €2,148 | €3,915 | +€1,768 | +82.3% |
| Profit (loss) for the period before taxes | 9903 | €64,384 | €76,693 | +€12,309 | +19.1% |
| Income taxes | 67/77 | €15,371 | €23,036 | +€7,665 | +49.9% |
| Profit (loss) for the period | 9904 | €49,013 | €53,657 | +€4,644 | +9.5% |
| Profit (loss) for the period to be appropriated | 9905 | €49,013 | €53,657 | +€4,644 | +9.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.