SCHROEDERS JOCHEM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCHROEDERS JOCHEM
Largest movements
- Receivables within one year +€24,307
up €24,307 (+108%), from €22,601 to €46,908
of which Trade receivables: +€24,307
- Reserves +€26,422
up €26,422 (+18.8%), from €140,776 to €167,198
of which Distributable reserves: +€26,422
- Trade debts +€5,359
up €5,359 (+65.4%), from €8,198 to €13,557
- Current portion of long-term debt -€5,133
down €5,133 (-75.8%), from €6,774 to €1,641
- Gross operating margin +€7,163
up €7,163 (+23.3%), from €30,698 to €37,861
- Depreciation -€6,856
down €6,856 (-90.8%), from €7,554 to €698
- Taxes +€4,488
up €4,488 (+78.1%), from €5,743 to €10,232
- Other operating charges -€1,129
down €1,129 (-57.5%), from €1,964 to €835
- Financial income +€726
up €726 (+1,054%), from €69 to €795
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €189,803 | €215,796 | +€25,993 | +13.7% |
| Fixed assets | 21/28 | €627 | €1,324 | +€697 | +111% |
| Tangible fixed assets | 22/27 | €627 | €1,324 | +€697 | +111% |
| Plant, machinery and equipment | 23 | €627 | €80 | -€548 | -87.3% |
| Furniture and vehicles | 24 | €0 | €1,245 | +€1,245 | |
| Current assets | 29/58 | €189,175 | €214,471 | +€25,296 | +13.4% |
| Stocks and contracts in progress | 3 | €6,077 | €4,927 | -€1,150 | -18.9% |
| Stocks | 30/36 | €6,077 | €4,927 | -€1,150 | -18.9% |
| Amounts receivable within one year | 40/41 | €22,601 | €46,908 | +€24,307 | +108% |
| Trade receivables | 40 | €22,601 | €46,908 | +€24,307 | +108% |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €159,980 | €161,619 | +€1,639 | +1.0% |
| Deferred charges and accrued income | 490/1 | €518 | €1,017 | +€500 | +96.5% |
| Total equity and liabilities | 10/49 | €189,803 | €215,796 | +€25,993 | +13.7% |
| Equity | 10/15 | €159,326 | €185,748 | +€26,422 | +16.6% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €140,776 | €167,198 | +€26,422 | +18.8% |
| Non-distributable reserves | 130/1 | €1,855 | €1,855 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,855 | €1,855 | = | 0.0% |
| Distributable reserves | 133 | €138,921 | €165,343 | +€26,422 | +19.0% |
| Amounts payable | 17/49 | €30,477 | €30,047 | -€429 | -1.4% |
| Amounts payable after more than one year | 17 | €516 | €0 | -€516 | -100% |
| Financial debts | 170/4 | €516 | €0 | -€516 | -100% |
| Amounts payable within one year | 42/48 | €29,681 | €30,047 | +€367 | +1.2% |
| Current portion of amounts payable after more than one year | 42 | €6,774 | €1,641 | -€5,133 | -75.8% |
| Trade debts | 44 | €8,198 | €13,557 | +€5,359 | +65.4% |
| Suppliers | 440/4 | €8,198 | €13,557 | +€5,359 | +65.4% |
| Taxes, remuneration and social security | 45 | €6,585 | €6,156 | -€428 | -6.5% |
| Taxes | 450/3 | €4,085 | €3,656 | -€428 | -10.5% |
| Remuneration and social security | 454/9 | €2,500 | €2,500 | = | 0.0% |
| Other amounts payable | 47/48 | €8,124 | €8,693 | +€569 | +7.0% |
| Accrued charges and deferred income | 492/3 | €280 | €0 | -€280 | -100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,554 | €698 | -€6,856 | -90.8% |
| Other operating charges | 640/8 | €1,964 | €835 | -€1,129 | -57.5% |
| Gross operating margin | 9900 | €30,698 | €37,861 | +€7,163 | +23.3% |
| Operating profit (loss) | 9901 | €21,179 | €36,328 | +€15,149 | +71.5% |
| Financial income | 75/76B | €69 | €795 | +€726 | +1,054% |
| Recurring financial income | 75 | €69 | €795 | +€726 | +1,054% |
| Financial charges | 65/66B | €377 | €469 | +€91 | +24.1% |
| Recurring financial charges | 65 | €377 | €469 | +€91 | +24.1% |
| Profit (loss) for the period before taxes | 9903 | €20,871 | €36,654 | +€15,783 | +75.6% |
| Income taxes | 67/77 | €5,743 | €10,232 | +€4,488 | +78.1% |
| Profit (loss) for the period | 9904 | €15,127 | €26,422 | +€11,295 | +74.7% |
| Profit (loss) for the period to be appropriated | 9905 | €15,127 | €26,422 | +€11,295 | +74.7% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.