Schrijnwerken Bert: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Schrijnwerken Bert
Largest movements
- Receivables within one year -€13,004
down €13,004 (-82.7%), from €15,726 to €2,722
of which Trade receivables: -€8,312
- Tangible fixed assets -€7,920
down €7,920 (-22.5%), from €35,240 to €27,319
of which Furniture and vehicles: -€8,572
- Cash -€7,457
down €7,457 (-56.5%), from €13,192 to €5,735
mainly Net result for the year (-€22,651) and Debts after one year (-€6,409)
- Reserves -€13,261
no longer reported in 2025 (was €13,261)
- Profit (loss) carried forward -€9,390
new in 2025: -€9,390
- Debts after one year -€6,409
down €6,409 (-50.6%), from €12,664 to €6,255
- Other debts +€2,068
up €2,068 (+8.4%), from €24,553 to €26,622
- Trade debts -€1,485
down €1,485 (-39.0%), from €3,808 to €2,323
- Gross operating margin -€23,246
down €23,246, from €13,781 to -€9,465
- Taxes -€873
down €873 (-77.5%), from €1,127 to €254
- Depreciation +€736
up €736 (+7.2%), from €10,251 to €10,987
- Financial charges -€256
down €256 (-27.0%), from €951 to €695
- Other operating charges -€169
down €169 (-11.9%), from €1,419 to €1,250
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €66,515 | €38,145 | -€28,369 | -42.7% |
| Fixed assets | 21/28 | €35,240 | €27,319 | -€7,920 | -22.5% |
| Tangible fixed assets | 22/27 | €35,240 | €27,319 | -€7,920 | -22.5% |
| Land and buildings | 22 | €8,024 | €6,569 | -€1,456 | -18.1% |
| Plant, machinery and equipment | 23 | €1,500 | €3,607 | +€2,107 | +140% |
| Furniture and vehicles | 24 | €25,715 | €17,144 | -€8,572 | -33.3% |
| Current assets | 29/58 | €31,275 | €10,826 | -€20,449 | -65.4% |
| Stocks and contracts in progress | 3 | €2,150 | €2,150 | = | 0.0% |
| Stocks | 30/36 | €2,150 | €2,150 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €15,726 | €2,722 | -€13,004 | -82.7% |
| Trade receivables | 40 | €8,312 | - | -€8,312 | |
| Other amounts receivable | 41 | €7,414 | €2,722 | -€4,693 | -63.3% |
| Cash at bank and in hand | 54/58 | €13,192 | €5,735 | -€7,457 | -56.5% |
| Deferred charges and accrued income | 490/1 | €207 | €219 | +€12 | +5.8% |
| Total equity and liabilities | 10/49 | €66,515 | €38,145 | -€28,369 | -42.7% |
| Equity | 10/15 | €16,261 | -€6,390 | -€22,651 | |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €13,261 | - | -€13,261 | |
| Distributable reserves | 133 | €13,261 | - | -€13,261 | |
| Profit (loss) carried forward | 14 | - | -€9,390 | -€9,390 | |
| Amounts payable | 17/49 | €50,253 | €44,535 | -€5,718 | -11.4% |
| Amounts payable after more than one year | 17 | €12,664 | €6,255 | -€6,409 | -50.6% |
| Financial debts | 170/4 | €12,664 | €6,255 | -€6,409 | -50.6% |
| Amounts payable within one year | 42/48 | €37,589 | €38,280 | +€691 | +1.8% |
| Current portion of amounts payable after more than one year | 42 | €6,147 | €6,409 | +€262 | +4.3% |
| Trade debts | 44 | €3,808 | €2,323 | -€1,485 | -39.0% |
| Suppliers | 440/4 | €3,808 | €2,323 | -€1,485 | -39.0% |
| Taxes, remuneration and social security | 45 | €3,081 | €2,926 | -€155 | -5.0% |
| Taxes | 450/3 | €801 | €876 | +€75 | +9.4% |
| Remuneration and social security | 454/9 | €2,280 | €2,050 | -€230 | -10.1% |
| Other amounts payable | 47/48 | €24,553 | €26,622 | +€2,068 | +8.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,251 | €10,987 | +€736 | +7.2% |
| Other operating charges | 640/8 | €1,419 | €1,250 | -€169 | -11.9% |
| Gross operating margin | 9900 | €13,781 | -€9,465 | -€23,246 | |
| Operating profit (loss) | 9901 | €2,111 | -€21,702 | -€23,813 | |
| Financial income | 75/76B | €1 | €0 | -€0 | -64.0% |
| Recurring financial income | 75 | €1 | €0 | -€0 | -64.0% |
| Financial charges | 65/66B | €951 | €695 | -€256 | -27.0% |
| Recurring financial charges | 65 | €951 | €695 | -€256 | -27.0% |
| Profit (loss) for the period before taxes | 9903 | €1,160 | -€22,397 | -€23,557 | |
| Income taxes | 67/77 | €1,127 | €254 | -€873 | -77.5% |
| Profit (loss) for the period | 9904 | €33 | -€22,651 | -€22,684 | |
| Profit (loss) for the period to be appropriated | 9905 | €33 | -€22,651 | -€22,684 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.