SCHREIBER: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
SCHREIBER
NACE 13.929, Manufacture of textiles
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€82,876
2024 · €150,319-€67,443
Equity
€2.6m
2024 · €2.5m+€74,623
Cash
€303,190
2024 · €265,373+€37,818
Balance sheet total
€6.8m
2024 · €6.2m+€666,052
Largest movements
Assets
- Receivables within one year +€516,653
up €516,653 (+45.7%), from €1.1m to €1.6m
of which Trade receivables: +€544,007
- Tangible fixed assets -€141,879
down €141,879 (-8.9%), from €1.6m to €1.5m
of which Assets under construction and advance payments: -€133,485
- Stocks and contracts +€125,380
up €125,380 (+4.3%), from €2.9m to €3.0m
- Intangible fixed assets +€79,676
up €79,676 (+45.5%), from €175,108 to €254,784
Equity and liabilities
- Short-term financial debts +€598,048
up €598,048 (+97.2%), from €615,569 to €1.2m
- Debts after one year -€380,525
down €380,525 (-24.7%), from €1.5m to €1.2m
- Trade debts +€346,893
up €346,893 (+124.5%), from €278,671 to €625,564
- Other debts +€248,775
up €248,775 (+116.3%), from €213,878 to €462,653
- Tax, wage and social debts -€129,500
down €129,500 (-26.6%), from €486,329 to €356,829
of which Taxes: -€99,517
Income statement
- Staff costs +€68,893
up €68,893 (+3.1%), from €2.2m to €2.3m
- Depreciation +€37,407
up €37,407 (+9.8%), from €382,857 to €420,264
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€150,319
Gross operating margin
-€6,411
Staff costs
-€68,893
Depreciation
-€37,407
Write-downs
+€20,560
Other operating charges
+€13,274
Financial income
-€2,094
Financial charges
-€8,593
Taxes
+€22,121
Result 2025
€82,876
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€203,210
Investment
-€358,061
Financing
+€192,670
Cash 2024
€265,373
From operations (derived)
+€203,210
Net result for the year
+€82,876
Depreciation
+€420,264
Stocks and contracts
-€125,380
Receivables within one year
-€516,653
Deferred charges and accrued income
-€48,404
Trade debts
+€346,893
Tax, wage and social debts
-€129,500
Advances received
-€69,504
Other debts
+€248,775
Accrued charges and deferred income
-€6,158
Investment (derived)
-€358,061
Investment in fixed assets (net)
-€358,061
Financing
+€192,670
Debts after one year
-€380,525
Current portion of long-term debt
-€16,600
Short-term financial debts
+€598,048
Contributions, distributions and other
-€8,253
Cash 2025
€303,190
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €6,181,732 | €6,847,784 | +€666,052 | +10.8% |
| Fixed assets | 21/28 | €1,787,609 | €1,725,407 | -€62,202 | -3.5% |
| Intangible fixed assets | 21 | €175,108 | €254,784 | +€79,676 | +45.5% |
| Tangible fixed assets | 22/27 | €1,597,059 | €1,455,180 | -€141,879 | -8.9% |
| Land and buildings | 22 | €258,557 | €430,439 | +€171,881 | +66.5% |
| Plant, machinery and equipment | 23 | €149,949 | €125,257 | -€24,692 | -16.5% |
| Furniture and vehicles | 24 | €603,705 | €561,140 | -€42,566 | -7.1% |
| Leasing and similar rights | 25 | €218,245 | €147,500 | -€70,746 | -32.4% |
| Other tangible fixed assets | 26 | €233,117 | €190,845 | -€42,272 | -18.1% |
| Assets under construction and advance payments | 27 | €133,485 | €0 | -€133,485 | -100.0% |
| Financial fixed assets | 28 | €15,442 | €15,442 | = | 0.0% |
| Current assets | 29/58 | €4,394,123 | €5,122,377 | +€728,255 | +16.6% |
| Stocks and contracts in progress | 3 | €2,923,289 | €3,048,669 | +€125,380 | +4.3% |
| Stocks | 30/36 | €2,923,289 | €3,048,669 | +€125,380 | +4.3% |
| Amounts receivable within one year | 40/41 | €1,129,796 | €1,646,449 | +€516,653 | +45.7% |
| Trade receivables | 40 | €1,089,117 | €1,633,125 | +€544,007 | +49.9% |
| Other amounts receivable | 41 | €40,679 | €13,324 | -€27,355 | -67.2% |
| Cash at bank and in hand | 54/58 | €265,373 | €303,190 | +€37,818 | +14.3% |
| Deferred charges and accrued income | 490/1 | €75,665 | €124,070 | +€48,404 | +64.0% |
| Total equity and liabilities | 10/49 | €6,181,732 | €6,847,784 | +€666,052 | +10.8% |
| Equity | 10/15 | €2,486,861 | €2,561,484 | +€74,623 | +3.0% |
| Contributions | 10/11 | €150,000 | €150,000 | = | 0.0% |
| Capital | 10 | €150,000 | €150,000 | = | 0.0% |
| Issued capital | 100 | €150,000 | €150,000 | = | 0.0% |
| Reserves | 13 | €2,305,000 | €2,385,000 | +€80,000 | +3.5% |
| Non-distributable reserves | 130/1 | €15,000 | €15,000 | = | 0.0% |
| Legal reserve | 130 | €15,000 | €15,000 | = | 0.0% |
| Distributable reserves | 133 | €2,290,000 | €2,370,000 | +€80,000 | +3.5% |
| Profit (loss) carried forward | 14 | €1,912 | €4,788 | +€2,876 | +150.5% |
| Investment grants | 15 | €29,950 | €21,696 | -€8,253 | -27.6% |
| Amounts payable | 17/49 | €3,694,871 | €4,286,300 | +€591,429 | +16.0% |
| Amounts payable after more than one year | 17 | €1,538,400 | €1,157,875 | -€380,525 | -24.7% |
| Financial debts | 170/4 | €1,538,400 | €1,157,875 | -€380,525 | -24.7% |
| Amounts payable within one year | 42/48 | €2,141,556 | €3,119,668 | +€978,112 | +45.7% |
| Current portion of amounts payable after more than one year | 42 | €394,776 | €378,175 | -€16,600 | -4.2% |
| Financial debts | 43 | €615,569 | €1,213,617 | +€598,048 | +97.2% |
| Credit institutions | 430/8 | €615,569 | €1,213,617 | +€598,048 | +97.2% |
| Trade debts | 44 | €278,671 | €625,564 | +€346,893 | +124.5% |
| Suppliers | 440/4 | €278,671 | €625,564 | +€346,893 | +124.5% |
| Advances received on contracts in progress | 46 | €152,333 | €82,829 | -€69,504 | -45.6% |
| Taxes, remuneration and social security | 45 | €486,329 | €356,829 | -€129,500 | -26.6% |
| Taxes | 450/3 | €136,634 | €37,116 | -€99,517 | -72.8% |
| Remuneration and social security | 454/9 | €349,695 | €319,713 | -€29,983 | -8.6% |
| Other amounts payable | 47/48 | €213,878 | €462,653 | +€248,775 | +116.3% |
| Accrued charges and deferred income | 492/3 | €14,915 | €8,757 | -€6,158 | -41.3% |
| Remuneration, social security and pensions | 62 | €2,244,278 | €2,313,170 | +€68,893 | +3.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €382,857 | €420,264 | +€37,407 | +9.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €25,969 | €5,410 | -€20,560 | -79.2% |
| Other operating charges | 640/8 | €53,839 | €40,565 | -€13,274 | -24.7% |
| Gross operating margin | 9900 | €3,011,563 | €3,005,151 | -€6,411 | -0.2% |
| Operating profit (loss) | 9901 | €304,619 | €225,743 | -€78,876 | -25.9% |
| Financial income | 75/76B | €46,627 | €44,533 | -€2,094 | -4.5% |
| Recurring financial income | 75 | €46,627 | €44,533 | -€2,094 | -4.5% |
| Financial charges | 65/66B | €126,502 | €135,095 | +€8,593 | +6.8% |
| Recurring financial charges | 65 | €126,502 | €135,095 | +€8,593 | +6.8% |
| Profit (loss) for the period before taxes | 9903 | €224,744 | €135,181 | -€89,564 | -39.9% |
| Income taxes | 67/77 | €74,425 | €52,304 | -€22,121 | -29.7% |
| Profit (loss) for the period | 9904 | €150,319 | €82,876 | -€67,443 | -44.9% |
| Profit (loss) for the period to be appropriated | 9905 | €150,319 | €82,876 | -€67,443 | -44.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.