Schovenbeemd: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Schovenbeemd
NACE 68.121, Development of residential building projects
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€1.3m
2024 · €555,144+€702,842
Equity
€18.4m
2024 · €17.2m+€1.3m
Cash
€255,545
2024 · €837,918-€582,373
Balance sheet total
€24.2m
2024 · €21.4m+€2.8m
Largest movements
Assets
- Receivables within one year +€2.7m
up €2.7m (+159%), from €1.7m to €4.5m
of which Other amounts receivable: +€2.7m
- Financial fixed assets +€742,968
up €742,968 (+7.5%), from €9.8m to €10.6m
of which Other financial fixed assets: +€742,968
- Cash -€582,373
down €582,373 (-69.5%), from €837,918 to €255,545
mainly Receivables within one year (-€2.7m) and Investment in fixed assets (net) (-€832,001)
- Receivables after one year -€328,303
down €328,303 (-4.8%), from €6.8m to €6.5m
Equity and liabilities
- Other debts +€1.6m
up €1.6m (+39.9%), from €4.1m to €5.7m
- Reserves +€1.3m
up €1.3m (+20.2%), from €6.2m to €7.5m
Income statement
- Financial income +€778,545
up €778,545 (+134%), from €579,308 to €1.4m
- Provisions +€159,202
up €159,202, from -€159,202 to €0
- Taxes -€89,345
down €89,345 (-45.5%), from €196,439 to €107,095
- Services and other goods -€22,909
down €22,909 (-21.0%), from €109,142 to €86,233
- Other operating income -€15,985
down €15,985 (-54.9%), from €29,119 to €13,134
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€555,144
Other operating income
-€15,985
Services and other goods
+€22,909
Depreciation
-€13,523
Provisions
-€159,202
Other operating charges
-€229
Financial income
+€778,545
Financial charges
+€983
Taxes
+€89,345
Result 2025
€1.3m
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€249,628
Investment
-€832,001
Financing
€0
Cash 2024
€837,918
From operations (derived)
+€249,628
Net result for the year
+€1.3m
Depreciation
+€36,682
Receivables after one year
+€328,303
Receivables within one year
-€2.7m
Deferred charges and accrued income
-€219,323
Tax, wage and social debts
-€58,240
Other debts
+€1.6m
Investment (derived)
-€832,001
Investment in fixed assets (net)
-€832,001
Cash 2025
€255,545
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €21,410,978 | €24,248,345 | +€2.8m | +13.3% |
| Fixed assets | 21/28 | €11,333,775 | €12,129,094 | +€795,319 | +7.0% |
| Tangible fixed assets | 22/27 | €1,492,569 | €1,544,920 | +€52,351 | +3.5% |
| Land and buildings | 22 | €514,569 | €491,473 | -€23,095 | -4.5% |
| Furniture and vehicles | 24 | - | €75,447 | +€75,447 | |
| Other tangible fixed assets | 26 | €978,000 | €978,000 | = | 0.0% |
| Financial fixed assets | 28 | €9,841,206 | €10,584,174 | +€742,968 | +7.5% |
| Affiliated companies | 280/1 | €9,841,206 | €9,841,206 | = | 0.0% |
| Participating interests | 280 | €9,841,206 | €9,841,206 | = | 0.0% |
| Other financial fixed assets | 284/8 | - | €742,968 | +€742,968 | |
| Shares | 284 | - | €742,968 | +€742,968 | |
| Current assets | 29/58 | €10,077,203 | €12,119,251 | +€2.0m | +20.3% |
| Amounts receivable after more than one year | 29 | €6,788,945 | €6,460,641 | -€328,303 | -4.8% |
| Other amounts receivable | 291 | €6,788,945 | €6,460,641 | -€328,303 | -4.8% |
| Stocks and contracts in progress | 3 | €4,622 | €4,622 | = | 0.0% |
| Stocks | 30/36 | €4,622 | €4,622 | = | 0.0% |
| Property held for sale | 35 | €4,622 | €4,622 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €1,718,440 | €4,451,841 | +€2.7m | +159% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €1,718,440 | €4,451,841 | +€2.7m | +159% |
| Cash at bank and in hand | 54/58 | €837,918 | €255,545 | -€582,373 | -69.5% |
| Deferred charges and accrued income | 490/1 | €727,279 | €946,602 | +€219,323 | +30.2% |
| Total equity and liabilities | 10/49 | €21,410,978 | €24,248,345 | +€2.8m | +13.3% |
| Equity | 10/15 | €17,174,979 | €18,432,965 | +€1.3m | +7.3% |
| Contributions | 10/11 | €10,940,000 | €10,940,000 | = | 0.0% |
| Reserves | 13 | €6,234,979 | €7,492,965 | +€1.3m | +20.2% |
| Distributable reserves | 133 | €6,234,979 | €7,492,965 | +€1.3m | +20.2% |
| Provisions and deferred taxes | 16 | €0 | - | = | |
| Provisions for liabilities and charges | 160/5 | €0 | - | = | |
| Environmental obligations | 163 | €0 | - | = | |
| Amounts payable | 17/49 | €4,236,000 | €5,815,380 | +€1.6m | +37.3% |
| Amounts payable within one year | 42/48 | €4,236,000 | €5,815,380 | +€1.6m | +37.3% |
| Current portion of amounts payable after more than one year | 42 | €0 | - | = | |
| Trade debts | 44 | €2,100 | €2,100 | = | 0.0% |
| Suppliers | 440/4 | €2,100 | €2,100 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €127,169 | €68,928 | -€58,240 | -45.8% |
| Taxes | 450/3 | €127,169 | €68,928 | -€58,240 | -45.8% |
| Other amounts payable | 47/48 | €4,106,731 | €5,744,352 | +€1.6m | +39.9% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Operating income | 70/76A | €149,119 | €133,134 | -€15,985 | -10.7% |
| Turnover | 70 | €120,000 | €120,000 | = | 0.0% |
| Other operating income | 74 | €29,119 | €13,134 | -€15,985 | -54.9% |
| Non-recurring operating income | 76A | €0 | - | = | |
| Operating charges | 60/66A | -€24,636 | €125,409 | +€150,045 | |
| Services and other goods | 61 | €109,142 | €86,233 | -€22,909 | -21.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €23,159 | €36,682 | +€13,523 | +58.4% |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€159,202 | €0 | +€159,202 | |
| Other operating charges | 640/8 | €2,266 | €2,495 | +€229 | +10.1% |
| Operating profit (loss) | 9901 | €173,755 | €7,725 | -€166,030 | -95.6% |
| Financial income | 75/76B | €579,308 | €1,357,853 | +€778,545 | +134% |
| Recurring financial income | 75 | €579,308 | €1,357,853 | +€778,545 | +134% |
| Income from financial fixed assets | 750 | €0 | €950,000 | +€950,000 | |
| Income from current assets | 751 | €579,308 | €407,853 | -€171,455 | -29.6% |
| Other financial income | 752/9 | €0 | - | = | |
| Financial charges | 65/66B | €1,479 | €496 | -€983 | -66.5% |
| Recurring financial charges | 65 | €1,479 | €496 | -€983 | -66.5% |
| Debt charges | 650 | €562 | €0 | -€562 | -100% |
| Other financial charges | 652/9 | €917 | €496 | -€421 | -45.9% |
| Profit (loss) for the period before taxes | 9903 | €751,584 | €1,365,081 | +€613,498 | +81.6% |
| Income taxes | 67/77 | €196,439 | €107,095 | -€89,345 | -45.5% |
| Taxes | 670/3 | €196,439 | €107,095 | -€89,345 | -45.5% |
| Profit (loss) for the period | 9904 | €555,144 | €1,257,986 | +€702,842 | +127% |
| Transfer from tax-exempt reserves | 789 | €0 | - | = | |
| Profit (loss) for the period to be appropriated | 9905 | €555,144 | €1,257,986 | +€702,842 | +127% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.