SCHO IMMO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCHO IMMO
Largest movements
- Current investments -€91,244
no longer reported in 2025 (was €91,244)
- Receivables within one year +€51,482
up €51,482 (+669.0%), from €7,696 to €59,178
of which Trade receivables: +€47,313
- Cash +€20,268
up €20,268 (+30.0%), from €67,618 to €87,886
mainly Net result for the year (+€118,212) and Other debts (+€115,864)
- Tangible fixed assets +€5,208
up €5,208 (+500.1%), from €1,041 to €6,249
- Profit (loss) carried forward -€142,827
no longer reported in 2025 (was €142,827)
- Other debts +€115,864
up €115,864 (+4933.7%), from €2,348 to €118,212
- Tax, wage and social debts +€11,757
up €11,757 (+51.9%), from €22,642 to €34,399
- Gross operating margin +€77,043
up €77,043 (+96.7%), from €79,669 to €156,711
- Taxes +€19,130
up €19,130 (+111.0%), from €17,231 to €36,361
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €169,248 | €155,384 | -€13,864 | -8.2% |
| Fixed assets | 21/28 | €1,041 | €6,249 | +€5,208 | +500.1% |
| Tangible fixed assets | 22/27 | €1,041 | €6,249 | +€5,208 | +500.1% |
| Furniture and vehicles | 24 | €1,041 | €6,249 | +€5,208 | +500.1% |
| Current assets | 29/58 | €168,207 | €149,135 | -€19,072 | -11.3% |
| Amounts receivable within one year | 40/41 | €7,696 | €59,178 | +€51,482 | +669.0% |
| Trade receivables | 40 | €7,696 | €55,009 | +€47,313 | +614.8% |
| Other amounts receivable | 41 | - | €4,169 | +€4,169 | |
| Current investments | 50/53 | €91,244 | - | -€91,244 | |
| Cash at bank and in hand | 54/58 | €67,618 | €87,886 | +€20,268 | +30.0% |
| Deferred charges and accrued income | 490/1 | €1,648 | €2,072 | +€423 | +25.7% |
| Total equity and liabilities | 10/49 | €169,248 | €155,384 | -€13,864 | -8.2% |
| Equity | 10/15 | €143,827 | €1,000 | -€142,827 | -99.3% |
| Contributions | 10/11 | €1,000 | €1,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €142,827 | - | -€142,827 | |
| Amounts payable | 17/49 | €25,421 | €154,384 | +€128,963 | +507.3% |
| Amounts payable within one year | 42/48 | €25,421 | €154,384 | +€128,963 | +507.3% |
| Trade debts | 44 | €430 | €1,773 | +€1,343 | +312.1% |
| Suppliers | 440/4 | €430 | €1,773 | +€1,343 | +312.1% |
| Taxes, remuneration and social security | 45 | €22,642 | €34,399 | +€11,757 | +51.9% |
| Taxes | 450/3 | €22,642 | €34,399 | +€11,757 | +51.9% |
| Other amounts payable | 47/48 | €2,348 | €118,212 | +€115,864 | +4933.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €311 | €1,666 | +€1,355 | +436.5% |
| Other operating charges | 640/8 | €177 | €581 | +€404 | +228.7% |
| Gross operating margin | 9900 | €79,669 | €156,711 | +€77,043 | +96.7% |
| Operating profit (loss) | 9901 | €79,181 | €154,465 | +€75,283 | +95.1% |
| Financial income | 75/76B | €1,778 | €228 | -€1,550 | -87.2% |
| Recurring financial income | 75 | €1,778 | €228 | -€1,550 | -87.2% |
| Financial charges | 65/66B | €138 | €119 | -€19 | -13.7% |
| Recurring financial charges | 65 | €138 | €119 | -€19 | -13.7% |
| Profit (loss) for the period before taxes | 9903 | €80,821 | €154,573 | +€73,752 | +91.3% |
| Income taxes | 67/77 | €17,231 | €36,361 | +€19,130 | +111.0% |
| Profit (loss) for the period | 9904 | €63,590 | €118,212 | +€54,622 | +85.9% |
| Profit (loss) for the period to be appropriated | 9905 | €63,590 | €118,212 | +€54,622 | +85.9% |
Source: filed annual accounts (NBB), financial years ended 30 September 2024 and 30 September 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.