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SCHMIDTIMMO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SCHMIDTIMMO

BE 0664.560.163
NACE 68.310, Real estate agency activities
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€13,730
2024 · €37,715-€23,985
Equity
€64,585
2024 · €50,855+€13,730
Cash
€55,907
2024 · €28,532+€27,375
Balance sheet total
€159,619
2024 · €162,844-€3,225

Largest movements

2024 to 2025
Assets
  • Receivables within one year -€30,878

    down €30,878 (-64.7%), from €47,695 to €16,817

    of which Trade receivables: -€30,013

  • Tangible fixed assets +€28,428

    up €28,428 (+459.7%), from €6,185 to €34,613

  • Cash +€27,375

    up €27,375 (+95.9%), from €28,532 to €55,907

    mainly Receivables within one year (+€30,878) and Depreciation (+€30,128)

  • Intangible fixed assets -€26,000

    down €26,000 (-33.3%), from €78,000 to €52,000

  • Deferred charges and accrued income -€2,151

    down €2,151 (-88.4%), from €2,433 to €282

Equity and liabilities
  • Other debts -€36,566

    down €36,566 (-45.3%), from €80,653 to €44,087

  • Debts after one year +€17,705

    new in 2025: €17,705

  • Profit (loss) carried forward +€13,730

    up €13,730 (+42.6%), from €32,255 to €45,985

  • Tax, wage and social debts -€9,768

    down €9,768 (-38.5%), from €25,369 to €15,601

    of which Taxes: -€8,224

  • Current portion of long-term debt +€8,570

    new in 2025: €8,570

Income statement
  • Staff costs +€11,404

    up €11,404 (+19.0%), from €60,169 to €71,573

  • Gross operating margin -€11,009

    down €11,009 (-8.4%), from €131,630 to €120,622

  • Depreciation +€2,207

    up €2,207 (+7.9%), from €27,922 to €30,128

  • Taxes -€1,912

    down €1,912 (-38.0%), from €5,025 to €3,114

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €37,715
Gross operating margin -€11,009
Staff costs -€11,404
Depreciation -€2,207
Other operating charges -€809
Financial income +€90
Financial charges -€558
Taxes +€1,912
Result 2025 €13,730

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€33,658
Investment -€32,557
Financing +€26,274
Cash 2024 €28,532
Net result for the year +€13,730
Depreciation +€30,128
Receivables within one year +€30,878
Deferred charges and accrued income +€2,151
Trade debts +€3,105
Tax, wage and social debts -€9,768
Other debts -€36,566
Investment in fixed assets (net) -€32,557
Debts after one year +€17,705
Current portion of long-term debt +€8,570
Cash 2025 €55,907
Every line side by side 44 lines
Line Code 2024 2025 Change %
Total assets 20/58 €162,844 €159,619 -€3,225 -2.0%
Fixed assets 21/28 €84,185 €86,613 +€2,428 +2.9%
Intangible fixed assets 21 €78,000 €52,000 -€26,000 -33.3%
Tangible fixed assets 22/27 €6,185 €34,613 +€28,428 +459.7%
Furniture and vehicles 24 €6,185 €34,613 +€28,428 +459.7%
Current assets 29/58 €78,659 €73,006 -€5,653 -7.2%
Amounts receivable within one year 40/41 €47,695 €16,817 -€30,878 -64.7%
Trade receivables 40 €43,596 €13,583 -€30,013 -68.8%
Other amounts receivable 41 €4,099 €3,235 -€865 -21.1%
Cash at bank and in hand 54/58 €28,532 €55,907 +€27,375 +95.9%
Deferred charges and accrued income 490/1 €2,433 €282 -€2,151 -88.4%
Total equity and liabilities 10/49 €162,844 €159,619 -€3,225 -2.0%
Equity 10/15 €50,855 €64,585 +€13,730 +27.0%
Contributions 10/11 €18,600 €18,600 = 0.0%
Reserves 13 - €0 =
Distributable reserves 133 - €0 =
Profit (loss) carried forward 14 €32,255 €45,985 +€13,730 +42.6%
Amounts payable 17/49 €111,989 €95,034 -€16,955 -15.1%
Amounts payable after more than one year 17 - €17,705 +€17,705
Financial debts 170/4 - €17,705 +€17,705
Amounts payable within one year 42/48 €111,989 €77,329 -€34,660 -30.9%
Current portion of amounts payable after more than one year 42 - €8,570 +€8,570
Trade debts 44 €5,966 €9,071 +€3,105 +52.1%
Suppliers 440/4 €5,966 €9,071 +€3,105 +52.1%
Taxes, remuneration and social security 45 €25,369 €15,601 -€9,768 -38.5%
Taxes 450/3 €18,884 €10,660 -€8,224 -43.6%
Remuneration and social security 454/9 €6,485 €4,941 -€1,544 -23.8%
Other amounts payable 47/48 €80,653 €44,087 -€36,566 -45.3%
Accrued charges and deferred income 492/3 €0 - =
Turnover 70 €0 €0 =
Goods, raw materials, services and sundry goods 60/61 €0 €0 =
Remuneration, social security and pensions 62 €60,169 €71,573 +€11,404 +19.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €27,922 €30,128 +€2,207 +7.9%
Other operating charges 640/8 €746 €1,555 +€809 +108.5%
Gross operating margin 9900 €131,630 €120,622 -€11,009 -8.4%
Operating profit (loss) 9901 €42,795 €17,366 -€25,429 -59.4%
Financial income 75/76B €8 €98 +€90 +1194.3%
Recurring financial income 75 €8 €98 +€90 +1194.3%
Financial charges 65/66B €62 €620 +€558 +905.8%
Recurring financial charges 65 €62 €620 +€558 +905.8%
Profit (loss) for the period before taxes 9903 €42,741 €16,844 -€25,897 -60.6%
Income taxes 67/77 €5,025 €3,114 -€1,912 -38.0%
Profit (loss) for the period 9904 €37,715 €13,730 -€23,985 -63.6%
Profit (loss) for the period to be appropriated 9905 €37,715 €13,730 -€23,985 -63.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.