SCHILDERWERKEN FLOW: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCHILDERWERKEN FLOW
Largest movements
- Receivables within one year -€7,048
down €7,048 (-81.9%), from €8,608 to €1,560
of which Other amounts receivable: -€6,662
- Cash +€6,117
up €6,117 (+25.3%), from €24,138 to €30,254
mainly Receivables within one year (+€7,048) and Net result for the year (+€3,985)
- Tangible fixed assets +€1,110
new in 2025: €1,110
- Other debts -€5,786
down €5,786 (-96.4%), from €6,000 to €214
- Reserves +€3,985
up €3,985 (+25.7%), from €15,494 to €19,479
- Tax, wage and social debts +€1,070
up €1,070 (+81.9%), from €1,307 to €2,377
- Trade debts +€875
up €875 (+29,151%), from €3 to €878
- Financial income -€709
down €709 (-99.7%), from €711 to €2
- Taxes -€462
down €462 (-35.6%), from €1,298 to €836
- Depreciation +€390
new in 2025: €390
- Gross operating margin +€377
up €377 (+6.9%), from €5,493 to €5,870
- Other operating charges +€253
up €253 (+133%), from €190 to €443
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €32,803 | €32,946 | +€143 | +0.4% |
| Fixed assets | 21/28 | - | €1,110 | +€1,110 | |
| Tangible fixed assets | 22/27 | - | €1,110 | +€1,110 | |
| Furniture and vehicles | 24 | - | €1,110 | +€1,110 | |
| Current assets | 29/58 | €32,803 | €31,837 | -€966 | -2.9% |
| Amounts receivable within one year | 40/41 | €8,608 | €1,560 | -€7,048 | -81.9% |
| Trade receivables | 40 | €386 | €0 | -€386 | -100% |
| Other amounts receivable | 41 | €8,222 | €1,560 | -€6,662 | -81.0% |
| Cash at bank and in hand | 54/58 | €24,138 | €30,254 | +€6,117 | +25.3% |
| Deferred charges and accrued income | 490/1 | €58 | €23 | -€35 | -60.7% |
| Total equity and liabilities | 10/49 | €32,803 | €32,946 | +€143 | +0.4% |
| Equity | 10/15 | €25,494 | €29,479 | +€3,985 | +15.6% |
| Contributions | 10/11 | €10,000 | €10,000 | = | 0.0% |
| Reserves | 13 | €15,494 | €19,479 | +€3,985 | +25.7% |
| Distributable reserves | 133 | €15,494 | €19,479 | +€3,985 | +25.7% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €7,310 | €3,468 | -€3,842 | -52.6% |
| Amounts payable within one year | 42/48 | €7,310 | €3,468 | -€3,842 | -52.6% |
| Trade debts | 44 | €3 | €878 | +€875 | +29,151% |
| Suppliers | 440/4 | €3 | €878 | +€875 | +29,151% |
| Taxes, remuneration and social security | 45 | €1,307 | €2,377 | +€1,070 | +81.9% |
| Taxes | 450/3 | €1,307 | €2,377 | +€1,070 | +81.9% |
| Other amounts payable | 47/48 | €6,000 | €214 | -€5,786 | -96.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | - | €390 | +€390 | |
| Other operating charges | 640/8 | €190 | €443 | +€253 | +133% |
| Gross operating margin | 9900 | €5,493 | €5,870 | +€377 | +6.9% |
| Operating profit (loss) | 9901 | €5,303 | €5,037 | -€266 | -5.0% |
| Financial income | 75/76B | €711 | €2 | -€709 | -99.7% |
| Recurring financial income | 75 | €711 | €2 | -€709 | -99.7% |
| Financial charges | 65/66B | €378 | €218 | -€160 | -42.4% |
| Recurring financial charges | 65 | €378 | €218 | -€160 | -42.4% |
| Profit (loss) for the period before taxes | 9903 | €5,637 | €4,821 | -€815 | -14.5% |
| Income taxes | 67/77 | €1,298 | €836 | -€462 | -35.6% |
| Profit (loss) for the period | 9904 | €4,339 | €3,985 | -€354 | -8.2% |
| Profit (loss) for the period to be appropriated | 9905 | €4,339 | €3,985 | -€354 | -8.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 18 October 2026 via checked.be.