Schilderstudio: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Schilderstudio
Largest movements
- Receivables within one year +€53,122
up €53,122 (+40.0%), from €132,940 to €186,062
of which Trade receivables: +€45,522
- Cash -€31,694
down €31,694 (-48.1%), from €65,837 to €34,143
mainly Receivables within one year (-€53,122) and Net result for the year (-€40,433)
- Stocks and contracts +€16,124
up €16,124 (+64.5%), from €24,981 to €41,105
of which Contracts in progress: +€8,274
- Tangible fixed assets -€9,476
down €9,476 (-23.6%), from €40,224 to €30,749
of which Furniture and vehicles: -€27,362
- Intangible fixed assets +€5,882
new in 2025: €5,882
- Short-term financial debts +€90,411
up €90,411, from €0 to €90,411
- Profit (loss) carried forward -€40,433
down €40,433, from €36,067 to -€4,367
- Accrued charges and deferred income -€15,699
down €15,699 (-100.0%), from €15,699 to €0
- Tax, wage and social debts -€13,412
down €13,412 (-67.0%), from €20,017 to €6,605
of which Remuneration and social security: -€13,412
- Debts after one year +€12,655
up €12,655, from €0 to €12,655
- Gross operating margin -€113,367
down €113,367 (-11.3%), from €1.0m to €887,895
- Staff costs -€36,338
down €36,338 (-3.9%), from €940,064 to €903,726
- Taxes -€11,605
down €11,605 (-100.0%), from €11,605 to €0
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €276,496 | €311,183 | +€34,687 | +12.5% |
| Fixed assets | 21/28 | €40,224 | €36,631 | -€3,594 | -8.9% |
| Intangible fixed assets | 21 | - | €5,882 | +€5,882 | |
| Tangible fixed assets | 22/27 | €40,224 | €30,749 | -€9,476 | -23.6% |
| Land and buildings | 22 | €325 | €217 | -€108 | -33.3% |
| Plant, machinery and equipment | 23 | €2,052 | €1,091 | -€962 | -46.9% |
| Furniture and vehicles | 24 | €37,847 | €10,485 | -€27,362 | -72.3% |
| Leasing and similar rights | 25 | - | €18,956 | +€18,956 | |
| Current assets | 29/58 | €236,272 | €274,552 | +€38,280 | +16.2% |
| Stocks and contracts in progress | 3 | €24,981 | €41,105 | +€16,124 | +64.5% |
| Stocks | 30/36 | €19,805 | €27,655 | +€7,850 | +39.6% |
| Contracts in progress | 37 | €5,176 | €13,450 | +€8,274 | +159.9% |
| Amounts receivable within one year | 40/41 | €132,940 | €186,062 | +€53,122 | +40.0% |
| Trade receivables | 40 | €111,087 | €156,609 | +€45,522 | +41.0% |
| Other amounts receivable | 41 | €21,853 | €29,452 | +€7,599 | +34.8% |
| Cash at bank and in hand | 54/58 | €65,837 | €34,143 | -€31,694 | -48.1% |
| Deferred charges and accrued income | 490/1 | €12,514 | €13,243 | +€729 | +5.8% |
| Total equity and liabilities | 10/49 | €276,496 | €311,183 | +€34,687 | +12.5% |
| Equity | 10/15 | €42,291 | €1,858 | -€40,433 | -95.6% |
| Contributions | 10/11 | €6,200 | €6,200 | = | 0.0% |
| Reserves | 13 | €25 | €25 | = | 0.0% |
| Distributable reserves | 133 | €25 | €25 | = | 0.0% |
| Profit (loss) carried forward | 14 | €36,067 | -€4,367 | -€40,433 | |
| Amounts payable | 17/49 | €234,204 | €309,324 | +€75,120 | +32.1% |
| Amounts payable after more than one year | 17 | €0 | €12,655 | +€12,655 | |
| Financial debts | 170/4 | €0 | €12,655 | +€12,655 | |
| Amounts payable within one year | 42/48 | €218,506 | €296,669 | +€78,163 | +35.8% |
| Current portion of amounts payable after more than one year | 42 | €2,097 | €5,513 | +€3,416 | +162.9% |
| Financial debts | 43 | €0 | €90,411 | +€90,411 | |
| Credit institutions | 430/8 | €0 | €90,411 | +€90,411 | |
| Trade debts | 44 | €178,169 | €167,301 | -€10,868 | -6.1% |
| Suppliers | 440/4 | €178,169 | €167,301 | -€10,868 | -6.1% |
| Taxes, remuneration and social security | 45 | €20,017 | €6,605 | -€13,412 | -67.0% |
| Taxes | 450/3 | €6,605 | €6,605 | = | 0.0% |
| Remuneration and social security | 454/9 | €13,412 | €0 | -€13,412 | -100.0% |
| Other amounts payable | 47/48 | €18,223 | €26,840 | +€8,616 | +47.3% |
| Accrued charges and deferred income | 492/3 | €15,699 | €0 | -€15,699 | -100.0% |
| Non-recurring operating income | 76A | - | €12,697 | +€12,697 | |
| Remuneration, social security and pensions | 62 | €940,064 | €903,726 | -€36,338 | -3.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,906 | €17,721 | +€3,816 | +27.4% |
| Other operating charges | 640/8 | €2,785 | €4,734 | +€1,949 | +70.0% |
| Gross operating margin | 9900 | €1,001,262 | €887,895 | -€113,367 | -11.3% |
| Operating profit (loss) | 9901 | €44,507 | -€38,287 | -€82,794 | |
| Financial income | 75/76B | €105 | €3,331 | +€3,226 | +3068.0% |
| Recurring financial income | 75 | €105 | €3,331 | +€3,226 | +3068.0% |
| Financial charges | 65/66B | €6,404 | €5,477 | -€927 | -14.5% |
| Recurring financial charges | 65 | €6,404 | €5,477 | -€927 | -14.5% |
| Profit (loss) for the period before taxes | 9903 | €38,208 | -€40,433 | -€78,641 | |
| Income taxes | 67/77 | €11,605 | €0 | -€11,605 | -100.0% |
| Profit (loss) for the period | 9904 | €26,603 | -€40,433 | -€67,036 | |
| Profit (loss) for the period to be appropriated | 9905 | €26,603 | -€40,433 | -€67,036 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.