SCHILCO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
SCHILCO
NACE 47.110, Non-specialised retail sale with food, beverages or tobacco predominating
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
-€513,732
2024 · -€461,879-€51,854
Equity
€2.2m
2024 · €2.7m-€513,732
Cash
€30,832
2024 · -+€30,832
Balance sheet total
€2.5m
2024 · €2.7m-€274,531
Largest movements
Assets
- Current investments -€1.9m
down €1.9m (-71.0%), from €2.6m to €758,641
- Tangible fixed assets +€984,432
new in 2025: €984,432
- Stocks and contracts +€301,790
new in 2025: €301,790
- Intangible fixed assets +€217,242
new in 2025: €217,242
- Cash +€30,832
new in 2025: €30,832
mainly Current investments (+€1.9m) and Trade debts (+€188,706)
Equity and liabilities
- Profit (loss) carried forward -€513,732
down €513,732 (-111%), from -€461,879 to -€975,611
- Trade debts +€188,706
up €188,706 (+3,474%), from €5,433 to €194,139
- Tax, wage and social debts +€31,071
new in 2025: €31,071
of which Taxes: +€18,014
Income statement
- Turnover +€3.5m
up €3.5m (+608%), from €571,006 to €4.0m
- Goods and materials +€3.0m
up €3.0m (+557%), from €543,516 to €3.6m
of which Purchases: +€3.7m
- Services and other goods +€665,546
up €665,546 (+161%), from €413,530 to €1.1m
- Staff costs +€279,887
up €279,887 (+1,091%), from €25,665 to €305,553
- Other operating income +€153,169
up €153,169 (+52.5%), from €291,613 to €444,782
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€461,879
Turnover
+€3.5m
Other operating income
+€153,169
Goods and materials
-€3.0m
Services and other goods
-€665,546
Staff costs
-€279,887
Depreciation
-€142,359
Write-downs
+€9,457
Other operating charges
+€277
Other operating items
+€421,266
Financial income
+€15,748
Financial charges
-€7,614
Result 2025
-€513,732
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€479,954
Investment
+€510,787
Financing
€0
Cash 2024
€0
From operations (derived)
-€479,954
Net result for the year
-€513,732
Depreciation
+€149,104
Stocks and contracts
-€301,790
Receivables within one year
-€25,742
Deferred charges and accrued income
-€26,996
Trade debts
+€188,706
Tax, wage and social debts
+€31,071
Other debts
+€56
Accrued charges and deferred income
+€19,368
Investment (derived)
+€510,787
Investment in fixed assets (net)
-€1.4m
Current investments
+€1.9m
Cash 2025
€30,832
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,741,895 | €2,467,364 | -€274,531 | -10.0% |
| Fixed assets | 21/28 | - | €1,201,674 | +€1.2m | |
| Intangible fixed assets | 21 | - | €217,242 | +€217,242 | |
| Tangible fixed assets | 22/27 | - | €984,432 | +€984,432 | |
| Plant, machinery and equipment | 23 | - | €984,432 | +€984,432 | |
| Current assets | 29/58 | €2,741,895 | €1,265,690 | -€1.5m | -53.8% |
| Stocks and contracts in progress | 3 | - | €301,790 | +€301,790 | |
| Stocks | 30/36 | - | €301,790 | +€301,790 | |
| Goods purchased for resale | 34 | - | €301,790 | +€301,790 | |
| Amounts receivable within one year | 40/41 | €98,646 | €124,388 | +€25,742 | +26.1% |
| Trade receivables | 40 | €98,290 | €115,259 | +€16,969 | +17.3% |
| Other amounts receivable | 41 | €356 | €9,129 | +€8,773 | +2,463% |
| Current investments | 50/53 | €2,620,206 | €758,641 | -€1.9m | -71.0% |
| Other investments | 51/53 | €2,620,206 | €758,641 | -€1.9m | -71.0% |
| Cash at bank and in hand | 54/58 | - | €30,832 | +€30,832 | |
| Deferred charges and accrued income | 490/1 | €23,043 | €50,039 | +€26,996 | +117% |
| Total equity and liabilities | 10/49 | €2,741,895 | €2,467,364 | -€274,531 | -10.0% |
| Equity | 10/15 | €2,713,074 | €2,199,342 | -€513,732 | -18.9% |
| Contributions | 10/11 | €2,552,508 | €2,552,508 | = | 0.0% |
| Capital | 10 | €2,552,508 | €2,552,508 | = | 0.0% |
| Issued capital | 100 | €2,552,508 | €2,552,508 | = | 0.0% |
| Reserves | 13 | €622,445 | €622,445 | = | 0.0% |
| Non-distributable reserves | 130/1 | €18,260 | €18,260 | = | 0.0% |
| Legal reserve | 130 | €18,260 | €18,260 | = | 0.0% |
| Distributable reserves | 133 | €604,185 | €604,185 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€461,879 | -€975,611 | -€513,732 | -111% |
| Amounts payable | 17/49 | €28,821 | €268,022 | +€239,201 | +830% |
| Amounts payable within one year | 42/48 | €5,433 | €225,266 | +€219,833 | +4,047% |
| Trade debts | 44 | €5,433 | €194,139 | +€188,706 | +3,474% |
| Suppliers | 440/4 | €5,433 | €194,139 | +€188,706 | +3,474% |
| Taxes, remuneration and social security | 45 | - | €31,071 | +€31,071 | |
| Taxes | 450/3 | - | €18,014 | +€18,014 | |
| Remuneration and social security | 454/9 | - | €13,057 | +€13,057 | |
| Other amounts payable | 47/48 | - | €56 | +€56 | |
| Accrued charges and deferred income | 492/3 | €23,388 | €42,756 | +€19,368 | +82.8% |
| Operating income | 70/76A | €862,619 | €4,599,730 | +€3.7m | +433% |
| Turnover | 70 | €571,006 | €4,040,943 | +€3.5m | +608% |
| Other operating income | 74 | €291,613 | €444,782 | +€153,169 | +52.5% |
| Non-recurring operating income | 76A | - | €114,005 | +€114,005 | |
| Operating charges | 60/66A | €1,341,502 | €5,138,601 | +€3.8m | +283% |
| Goods for resale, raw materials and consumables | 60 | €543,516 | €3,569,817 | +€3.0m | +557% |
| Purchases | 600/8 | €213,293 | €3,871,607 | +€3.7m | +1,715% |
| Change in stocks: decrease (increase) | 609 | €330,222 | -€301,790 | -€632,012 | |
| Services and other goods | 61 | €413,530 | €1,079,075 | +€665,546 | +161% |
| Remuneration, social security and pensions | 62 | €25,665 | €305,553 | +€279,887 | +1,091% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,745 | €149,104 | +€142,359 | +2,110% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €43,511 | €34,053 | -€9,457 | -21.7% |
| Other operating charges | 640/8 | €1,276 | €998 | -€277 | -21.7% |
| Non-recurring operating charges | 66A | €307,260 | - | -€307,260 | |
| Operating profit (loss) | 9901 | -€478,883 | -€538,871 | -€59,988 | -12.5% |
| Financial income | 75/76B | €22,677 | €38,424 | +€15,748 | +69.4% |
| Recurring financial income | 75 | €22,677 | €38,424 | +€15,748 | +69.4% |
| Income from current assets | 751 | €22,677 | €38,424 | +€15,748 | +69.4% |
| Financial charges | 65/66B | €5,672 | €13,286 | +€7,614 | +134% |
| Recurring financial charges | 65 | €5,672 | €13,286 | +€7,614 | +134% |
| Other financial charges | 652/9 | €5,672 | €13,286 | +€7,614 | +134% |
| Profit (loss) for the period before taxes | 9903 | -€461,879 | -€513,732 | -€51,854 | -11.2% |
| Profit (loss) for the period | 9904 | -€461,879 | -€513,732 | -€51,854 | -11.2% |
| Profit (loss) for the period to be appropriated | 9905 | -€461,879 | -€513,732 | -€51,854 | -11.2% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 25 October 2026 via checked.be.