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SCHEPENS & DECOSTER: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

SCHEPENS & DECOSTER

BE 0836.988.947
NACE 69.201, Certified accountants and tax accountants
fiscal year 2023 against 2024filed annual accounts (NBB)
Net result for the year
€445
2023 · €6,015-€5,570
Equity
€27,792
2023 · €32,662-€4,870
Cash
€67,821
2023 · €40,886+€26,935
Balance sheet total
€242,339
2023 · €180,849+€61,490

Largest movements

2023 to 2024
Assets
  • Receivables within one year +€35,502

    up €35,502 (+26.9%), from €131,815 to €167,317

    of which Trade receivables: +€40,293

  • Cash +€26,935

    up €26,935 (+65.9%), from €40,886 to €67,821

    mainly Trade debts (+€66,730) and Depreciation (+€2,263)

Equity and liabilities
  • Trade debts +€66,730

    up €66,730 (+47.0%), from €141,885 to €208,615

  • Reserves -€4,870

    down €4,870 (-18.4%), from €26,462 to €21,592

Income statement
  • Write-downs +€13,355

    up €13,355 (+345.5%), from €3,866 to €17,221

  • Gross operating margin +€6,282

    up €6,282 (+7.9%), from €79,493 to €85,775

  • Taxes -€3,422

    down €3,422 (-79.2%), from €4,324 to €901

  • Other operating charges +€1,988

    up €1,988 (+8.3%), from €24,039 to €26,026

  • Financial income +€986

    up €986 (+56.3%), from €1,752 to €2,738

From the 2023 result to the 2024 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2023 €6,015
Gross operating margin +€6,282
Staff costs -€839
Depreciation -€0
Write-downs -€13,355
Other operating charges -€1,988
Financial income +€986
Financial charges -€78
Taxes +€3,422
Result 2024 €445

Cash bridge derived

cash 2023 to 2024

Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations +€32,401
Investment €0
Financing -€5,466
Cash 2023 €40,886
Net result for the year +€445
Depreciation +€2,263
Receivables within one year -€35,502
Deferred charges and accrued income -€1,317
Trade debts +€66,730
Smaller working-capital items -€219
Short-term financial debts -€151
Contributions, distributions and other -€5,314
Cash 2024 €67,821
Every line side by side 39 lines
Line Code 2023 2024 Change %
Total assets 20/58 €180,849 €242,339 +€61,490 +34.0%
Fixed assets 21/28 €6,123 €3,860 -€2,263 -37.0%
Tangible fixed assets 22/27 €6,123 €3,860 -€2,263 -37.0%
Plant, machinery and equipment 23 €6,123 €3,860 -€2,263 -37.0%
Current assets 29/58 €174,725 €238,479 +€63,753 +36.5%
Amounts receivable within one year 40/41 €131,815 €167,317 +€35,502 +26.9%
Trade receivables 40 €92,279 €132,572 +€40,293 +43.7%
Other amounts receivable 41 €39,536 €34,745 -€4,791 -12.1%
Cash at bank and in hand 54/58 €40,886 €67,821 +€26,935 +65.9%
Deferred charges and accrued income 490/1 €2,024 €3,341 +€1,317 +65.1%
Total equity and liabilities 10/49 €180,849 €242,339 +€61,490 +34.0%
Equity 10/15 €32,662 €27,792 -€4,870 -14.9%
Contributions 10/11 €6,200 €6,200 = 0.0%
Reserves 13 €26,462 €21,592 -€4,870 -18.4%
Distributable reserves 133 €26,462 €21,592 -€4,870 -18.4%
Amounts payable 17/49 €148,187 €214,547 +€66,360 +44.8%
Amounts payable within one year 42/48 €148,123 €214,547 +€66,424 +44.8%
Financial debts 43 €151 - -€151
Credit institutions 430/8 €151 - -€151
Trade debts 44 €141,885 €208,615 +€66,730 +47.0%
Suppliers 440/4 €141,885 €208,615 +€66,730 +47.0%
Taxes, remuneration and social security 45 €6,087 €5,932 -€155 -2.6%
Taxes 450/3 €322 - -€322
Remuneration and social security 454/9 €5,765 €5,932 +€167 +2.9%
Accrued charges and deferred income 492/3 €64 - -€64
Remuneration, social security and pensions 62 €39,767 €40,606 +€839 +2.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets 630 €2,263 €2,263 +€0 0.0%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) 631/4 €3,866 €17,221 +€13,355 +345.5%
Other operating charges 640/8 €24,039 €26,026 +€1,988 +8.3%
Gross operating margin 9900 €79,493 €85,775 +€6,282 +7.9%
Operating profit (loss) 9901 €9,559 -€342 -€9,901
Financial income 75/76B €1,752 €2,738 +€986 +56.3%
Recurring financial income 75 €1,752 €2,738 +€986 +56.3%
Financial charges 65/66B €972 €1,050 +€78 +8.0%
Recurring financial charges 65 €972 €1,050 +€78 +8.0%
Profit (loss) for the period before taxes 9903 €10,339 €1,346 -€8,993 -87.0%
Income taxes 67/77 €4,324 €901 -€3,422 -79.2%
Profit (loss) for the period 9904 €6,015 €445 -€5,570 -92.6%
Profit (loss) for the period to be appropriated 9905 €6,015 €445 -€5,570 -92.6%

Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.