SCHEP BV: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCHEP BV
Largest movements
- Cash +€87,995
up €87,995 (+364%), from €24,190 to €112,185
mainly Net result for the year (+€55,260) and Current investments (+€27,062)
- Current investments -€27,062
down €27,062 (-56.8%), from €47,625 to €20,563
- Receivables within one year +€5,513
up €5,513 (+56.5%), from €9,753 to €15,266
- Profit (loss) carried forward +€55,260
up €55,260 (+92.5%), from €59,726 to €114,986
- Tax, wage and social debts +€10,656
up €10,656 (+50.8%), from €20,994 to €31,650
- Gross operating margin +€12,520
up €12,520 (+21.7%), from €57,812 to €70,332
- Taxes +€2,791
up €2,791 (+24.5%), from €11,386 to €14,177
- Financial income +€915
up €915 (+20,614%), from €4 to €920
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €84,247 | €149,391 | +€65,143 | +77.3% |
| Fixed assets | 21/28 | €2,679 | €1,377 | -€1,302 | -48.6% |
| Tangible fixed assets | 22/27 | €2,679 | €1,377 | -€1,302 | -48.6% |
| Furniture and vehicles | 24 | €2,679 | €1,377 | -€1,302 | -48.6% |
| Current assets | 29/58 | €81,568 | €148,014 | +€66,446 | +81.5% |
| Amounts receivable within one year | 40/41 | €9,753 | €15,266 | +€5,513 | +56.5% |
| Trade receivables | 40 | €9,753 | €15,266 | +€5,513 | +56.5% |
| Current investments | 50/53 | €47,625 | €20,563 | -€27,062 | -56.8% |
| Cash at bank and in hand | 54/58 | €24,190 | €112,185 | +€87,995 | +364% |
| Total equity and liabilities | 10/49 | €84,247 | €149,391 | +€65,143 | +77.3% |
| Equity | 10/15 | €62,226 | €117,486 | +€55,260 | +88.8% |
| Contributions | 10/11 | €2,500 | €2,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | €59,726 | €114,986 | +€55,260 | +92.5% |
| Amounts payable | 17/49 | €22,022 | €31,905 | +€9,883 | +44.9% |
| Amounts payable within one year | 42/48 | €22,022 | €31,905 | +€9,883 | +44.9% |
| Trade debts | 44 | - | €135 | +€135 | |
| Suppliers | 440/4 | - | €135 | +€135 | |
| Taxes, remuneration and social security | 45 | €20,994 | €31,650 | +€10,656 | +50.8% |
| Taxes | 450/3 | €20,994 | €31,650 | +€10,656 | +50.8% |
| Other amounts payable | 47/48 | €1,028 | €120 | -€908 | -88.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,228 | €1,302 | +€75 | +6.1% |
| Other operating charges | 640/8 | €367 | €375 | +€8 | +2.2% |
| Gross operating margin | 9900 | €57,812 | €70,332 | +€12,520 | +21.7% |
| Operating profit (loss) | 9901 | €56,218 | €68,655 | +€12,437 | +22.1% |
| Financial income | 75/76B | €4 | €920 | +€915 | +20,614% |
| Recurring financial income | 75 | €4 | €920 | +€915 | +20,614% |
| Financial charges | 65/66B | €448 | €137 | -€311 | -69.3% |
| Recurring financial charges | 65 | €448 | €137 | -€311 | -69.3% |
| Profit (loss) for the period before taxes | 9903 | €55,775 | €69,437 | +€13,663 | +24.5% |
| Income taxes | 67/77 | €11,386 | €14,177 | +€2,791 | +24.5% |
| Profit (loss) for the period | 9904 | €44,388 | €55,260 | +€10,872 | +24.5% |
| Profit (loss) for the period to be appropriated | 9905 | €44,388 | €55,260 | +€10,872 | +24.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 17 October 2026 via checked.be.