SCHAEFER SHOP: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
SCHAEFER SHOP
NACE 46.499, Wholesale of other household goods
financial year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€165,017
2024 · -€274,817+€109,800
Equity
-€1.5m
2024 · -€1.3m-€165,017
Cash
€272,086
2024 · €348,003-€75,918
Balance sheet total
€695,777
2024 · €881,516-€185,739
Largest movements
Assets
- Receivables within one year -€82,386
down €82,386 (-17.2%), from €478,367 to €395,981
of which Trade receivables: -€82,386
- Cash -€75,918
down €75,918 (-21.8%), from €348,003 to €272,086
mainly Net result for the year (-€165,017) and Tax, wage and social debts (-€66,502)
- Tangible fixed assets -€21,026
down €21,026 (-77.5%), from €27,127 to €6,101
of which Furniture and vehicles: -€20,904
Equity and liabilities
- Profit (loss) carried forward -€165,017
down €165,017 (-2.7%), from -€6.1m to -€6.2m
- Tax, wage and social debts -€66,502
down €66,502 (-40.7%), from €163,592 to €97,091
of which Taxes: -€50,895
- Trade debts +€42,000
up €42,000 (+2.1%), from €2.0m to €2.0m
Income statement
- Turnover -€311,647
down €311,647 (-8.9%), from €3.5m to €3.2m
- Goods and materials -€178,552
down €178,552 (-9.3%), from €1.9m to €1.7m
of which Purchases: -€178,552
- Staff costs -€127,709
down €127,709 (-14.4%), from €884,497 to €756,788
- Services and other goods -€108,530
down €108,530 (-9.1%), from €1.2m to €1.1m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
-€274,817
Turnover
-€311,647
Other operating income
-€1,478
Goods and materials
+€178,552
Services and other goods
+€108,530
Staff costs
+€127,709
Depreciation
+€5,585
Write-downs
+€13,618
Other operating charges
-€13,003
Other operating items
-€2,514
Financial income
-€4,112
Financial charges
+€3,048
Taxes
+€5,513
Result 2025
-€165,017
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
-€86,157
Investment
+€10,240
Financing
€0
Cash 2024
€348,003
From operations (derived)
-€86,157
Net result for the year
-€165,017
Depreciation
+€10,786
Receivables within one year
+€82,386
Deferred charges and accrued income
+€6,410
Trade debts
+€42,000
Tax, wage and social debts
-€66,502
Accrued charges and deferred income
+€3,780
Investment (derived)
+€10,240
Investment in fixed assets (net)
+€10,240
Cash 2025
€272,086
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €881,516 | €695,777 | -€185,739 | -21.1% |
| Fixed assets | 21/28 | €27,327 | €6,301 | -€21,026 | -76.9% |
| Tangible fixed assets | 22/27 | €27,127 | €6,101 | -€21,026 | -77.5% |
| Plant, machinery and equipment | 23 | €427 | €305 | -€122 | -28.5% |
| Furniture and vehicles | 24 | €26,700 | €5,796 | -€20,904 | -78.3% |
| Financial fixed assets | 28 | €200 | €200 | = | 0.0% |
| Other financial fixed assets | 284/8 | €200 | €200 | = | 0.0% |
| Amounts receivable and cash guarantees | 285/8 | €200 | €200 | = | 0.0% |
| Current assets | 29/58 | €854,189 | €689,476 | -€164,713 | -19.3% |
| Stocks and contracts in progress | 3 | €0 | €0 | = | |
| Amounts receivable within one year | 40/41 | €478,367 | €395,981 | -€82,386 | -17.2% |
| Trade receivables | 40 | €478,367 | €395,981 | -€82,386 | -17.2% |
| Other amounts receivable | 41 | €0 | - | = | |
| Cash at bank and in hand | 54/58 | €348,003 | €272,086 | -€75,918 | -21.8% |
| Deferred charges and accrued income | 490/1 | €27,819 | €21,409 | -€6,410 | -23.0% |
| Total equity and liabilities | 10/49 | €881,516 | €695,777 | -€185,739 | -21.1% |
| Equity | 10/15 | -€1,289,894 | -€1,454,911 | -€165,017 | -12.8% |
| Contributions | 10/11 | €3,620,000 | €3,620,000 | = | 0.0% |
| Capital | 10 | €3,620,000 | €3,620,000 | = | 0.0% |
| Issued capital | 100 | €3,620,000 | €3,620,000 | = | 0.0% |
| Reserves | 13 | €1,147,719 | €1,147,719 | = | 0.0% |
| Non-distributable reserves | 130/1 | €66,062 | €66,062 | = | 0.0% |
| Legal reserve | 130 | €62,000 | €62,000 | = | 0.0% |
| Other | 1319 | €4,062 | €4,062 | = | 0.0% |
| Distributable reserves | 133 | €1,081,657 | €1,081,657 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€6,057,613 | -€6,222,630 | -€165,017 | -2.7% |
| Amounts payable | 17/49 | €2,171,409 | €2,150,687 | -€20,722 | -1.0% |
| Amounts payable within one year | 42/48 | €2,162,596 | €2,138,095 | -€24,502 | -1.1% |
| Trade debts | 44 | €1,999,004 | €2,041,004 | +€42,000 | +2.1% |
| Suppliers | 440/4 | €1,999,004 | €2,041,004 | +€42,000 | +2.1% |
| Taxes, remuneration and social security | 45 | €163,592 | €97,091 | -€66,502 | -40.7% |
| Taxes | 450/3 | €74,572 | €23,677 | -€50,895 | -68.2% |
| Remuneration and social security | 454/9 | €89,021 | €73,414 | -€15,607 | -17.5% |
| Accrued charges and deferred income | 492/3 | €8,813 | €12,593 | +€3,780 | +42.9% |
| Operating income | 70/76A | €3,760,101 | €3,444,462 | -€315,640 | -8.4% |
| Turnover | 70 | €3,505,694 | €3,194,046 | -€311,647 | -8.9% |
| Other operating income | 74 | €250,976 | €249,498 | -€1,478 | -0.6% |
| Non-recurring operating income | 76A | €3,431 | €917 | -€2,514 | -73.3% |
| Operating charges | 60/66A | €4,020,396 | €3,599,406 | -€420,990 | -10.5% |
| Goods for resale, raw materials and consumables | 60 | €1,921,413 | €1,742,862 | -€178,552 | -9.3% |
| Purchases | 600/8 | €1,921,413 | €1,742,862 | -€178,552 | -9.3% |
| Change in stocks: decrease (increase) | 609 | €0 | - | = | |
| Services and other goods | 61 | €1,189,537 | €1,081,007 | -€108,530 | -9.1% |
| Remuneration, social security and pensions | 62 | €884,497 | €756,788 | -€127,709 | -14.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €16,371 | €10,786 | -€5,585 | -34.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €455 | -€13,163 | -€13,618 | |
| Other operating charges | 640/8 | €8,123 | €21,125 | +€13,003 | +160.1% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Operating profit (loss) | 9901 | -€260,294 | -€154,944 | +€105,351 | +40.5% |
| Financial income | 75/76B | €9,366 | €5,254 | -€4,112 | -43.9% |
| Recurring financial income | 75 | €9,366 | €5,254 | -€4,112 | -43.9% |
| Income from current assets | 751 | €5,873 | €7 | -€5,866 | -99.9% |
| Other financial income | 752/9 | €3,493 | €5,247 | +€1,754 | +50.2% |
| Financial charges | 65/66B | €17,547 | €14,499 | -€3,048 | -17.4% |
| Recurring financial charges | 65 | €17,547 | €14,499 | -€3,048 | -17.4% |
| Debt charges | 650 | €4,053 | €5,089 | +€1,036 | +25.6% |
| Other financial charges | 652/9 | €13,494 | €9,410 | -€4,085 | -30.3% |
| Profit (loss) for the period before taxes | 9903 | -€268,476 | -€164,189 | +€104,287 | +38.8% |
| Income taxes | 67/77 | €6,341 | €828 | -€5,513 | -86.9% |
| Taxes | 670/3 | €6,341 | €828 | -€5,513 | -86.9% |
| Profit (loss) for the period | 9904 | -€274,817 | -€165,017 | +€109,800 | +40.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€274,817 | -€165,017 | +€109,800 | +40.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.