SCH QUALITY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
SCH QUALITY
Largest movements
- Receivables within one year +€29,185
up €29,185 (+22.7%), from €128,425 to €157,611
of which Other amounts receivable: +€79,654
- Tangible fixed assets -€25,404
down €25,404 (-42.6%), from €59,702 to €34,298
of which Furniture and vehicles: -€24,638
- Current portion of long-term debt +€13,203
up €13,203 (+113.1%), from €11,675 to €24,878
- Debts after one year -€9,223
down €9,223 (-21.0%), from €44,021 to €34,798
- Profit (loss) carried forward +€9,070
up €9,070 (+10.8%), from €84,017 to €93,086
- Trade debts -€8,909
down €8,909 (-24.4%), from €36,461 to €27,552
- Tax, wage and social debts -€5,143
down €5,143 (-42.0%), from €12,249 to €7,106
- Gross operating margin -€15,825
down €15,825 (-23.9%), from €66,322 to €50,497
- Taxes -€14,303
down €14,303 (-66.8%), from €21,410 to €7,106
- Financial income -€8,817
down €8,817 (-85.0%), from €10,370 to €1,554
of which Non-recurring financial income: -€10,000
- Depreciation +€5,527
up €5,527 (+27.8%), from €19,877 to €25,404
- Other operating charges +€4,040
up €4,040 (+164.0%), from €2,463 to €6,503
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €192,078 | €194,472 | +€2,393 | +1.2% |
| Fixed assets | 21/28 | €59,702 | €34,298 | -€25,404 | -42.6% |
| Tangible fixed assets | 22/27 | €59,702 | €34,298 | -€25,404 | -42.6% |
| Plant, machinery and equipment | 23 | €1,372 | €606 | -€766 | -55.8% |
| Furniture and vehicles | 24 | €58,329 | €33,691 | -€24,638 | -42.2% |
| Current assets | 29/58 | €132,377 | €160,174 | +€27,797 | +21.0% |
| Amounts receivable within one year | 40/41 | €128,425 | €157,611 | +€29,185 | +22.7% |
| Trade receivables | 40 | €71,818 | €21,350 | -€50,468 | -70.3% |
| Other amounts receivable | 41 | €56,607 | €136,261 | +€79,654 | +140.7% |
| Cash at bank and in hand | 54/58 | €3,951 | €2,563 | -€1,388 | -35.1% |
| Total equity and liabilities | 10/49 | €192,078 | €194,472 | +€2,393 | +1.2% |
| Equity | 10/15 | €87,673 | €96,742 | +€9,070 | +10.3% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Reserves | 13 | €656 | €656 | = | 0.0% |
| Non-distributable reserves | 130/1 | €656 | €656 | = | 0.0% |
| Other | 1319 | €656 | €656 | = | 0.0% |
| Profit (loss) carried forward | 14 | €84,017 | €93,086 | +€9,070 | +10.8% |
| Amounts payable | 17/49 | €104,405 | €97,729 | -€6,676 | -6.4% |
| Amounts payable after more than one year | 17 | €44,021 | €34,798 | -€9,223 | -21.0% |
| Financial debts | 170/4 | €44,021 | €34,798 | -€9,223 | -21.0% |
| Amounts payable within one year | 42/48 | €60,384 | €62,931 | +€2,547 | +4.2% |
| Current portion of amounts payable after more than one year | 42 | €11,675 | €24,878 | +€13,203 | +113.1% |
| Financial debts | 43 | - | €3,396 | +€3,396 | |
| Credit institutions | 430/8 | - | €3,396 | +€3,396 | |
| Trade debts | 44 | €36,461 | €27,552 | -€8,909 | -24.4% |
| Suppliers | 440/4 | €36,461 | €27,552 | -€8,909 | -24.4% |
| Taxes, remuneration and social security | 45 | €12,249 | €7,106 | -€5,143 | -42.0% |
| Taxes | 450/3 | €12,249 | €7,106 | -€5,143 | -42.0% |
| Remuneration, social security and pensions | 62 | €719 | €393 | -€325 | -45.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,877 | €25,404 | +€5,527 | +27.8% |
| Other operating charges | 640/8 | €2,463 | €6,503 | +€4,040 | +164.0% |
| Gross operating margin | 9900 | €66,322 | €50,497 | -€15,825 | -23.9% |
| Operating profit (loss) | 9901 | €43,263 | €18,196 | -€25,067 | -57.9% |
| Financial income | 75/76B | €10,370 | €1,554 | -€8,817 | -85.0% |
| Recurring financial income | 75 | €370 | €1,554 | +€1,183 | +319.4% |
| Non-recurring financial income | 76B | €10,000 | - | -€10,000 | |
| Financial charges | 65/66B | €1,641 | €3,574 | +€1,933 | +117.8% |
| Recurring financial charges | 65 | €1,641 | €3,574 | +€1,933 | +117.8% |
| Profit (loss) for the period before taxes | 9903 | €51,992 | €16,176 | -€35,816 | -68.9% |
| Income taxes | 67/77 | €21,410 | €7,106 | -€14,303 | -66.8% |
| Profit (loss) for the period | 9904 | €30,583 | €9,070 | -€21,513 | -70.3% |
| Profit (loss) for the period to be appropriated | 9905 | €30,583 | €9,070 | -€21,513 | -70.3% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.